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Compare Umbrella Insurance Agents in Frankfort, KY
Directory of umbrella insurance agents in Frankfort, Kentucky. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Frankfort, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 umbrella insurance agents in Frankfort, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve Woodrum - State Farm Insurance Agent
331 Versailles Rd, Frankfort, KY 40601
(502) 695-8888
mykyinsurance.com
Erika Hancock - State Farm Insurance Agent
210 Kings Daughters Dr, Frankfort, KY 40601
(502) 227-7777
erikahancock.com
Bill McCoy Insurance Agency
1134 US-127, Frankfort, KY 40601
(502) 875-3994
billmccoyinsuranceagency.com
Brenda Harris - State Farm Insurance Agent
114 Thompson St, Frankfort, KY 40601
(502) 695-1799
brendaharrisinsurance.com
Franklin Goins Insurance Agency
600 E Main St, Frankfort, KY 40601
(502) 875-4270
franklingoins.com
Kentucky Farm Bureau Insurance
1212 Wilkinson Blvd, Frankfort, KY 40601
(502) 223-2193
kyfb.com
Sturm Insurance Agency
201 Capital Ave, Frankfort, KY 40601
(502) 875-1351
sturminsurance.com
Shelter Insurance - BJ Hurst
103 C Michael Davenport Blvd, Frankfort, KY 40601
(502) 352-2721
shelterinsurance.com
Chenault & Hoge, Inc.
326 St Clair St, Frankfort, KY 40601
(502) 875-2244
chenaulthoge.com
Kentucky Farm Bureau Insurance | Franklin County - Frankfort West
1120 Old US Highway 127 Road, Frankfort, KY 40601
(502) 875-5667
kyfb.com
Shelter Insurance
1121 Louisville Rd Ste 401, Frankfort, KY 40601
(502) 223-2196
shelterinsurance.com
Trust Bloom Insurance Agency
574-576 E Main St, Frankfort, KY 40601
(502) 703-0590
UltimateGuard Insurance Agency
823 E Main St, Frankfort, KY 40601
(502) 556-1483
QuickFix Insurance Co
112 E 2nd St, Frankfort, KY 40601
(502) 556-8417
sturminsurance.com
Reliability Insurance LLC
216 W Main St, Frankfort, KY 40601
(502) 556-8426
lloyds.com
Essential Insurance KY
626 Comanche Trail, Frankfort, KY 40601
(502) 556-1945
Insurance Network Of Kentucky
308 Versailles Rd, Frankfort, KY 40601
(502) 352-5678
facebook.com
EverGuarded Insurance LLC
112 E 2nd St, Frankfort, KY 40601
(502) 556-1762
sturminsurance.com
Evan Chrisman - Kentucky Farm Bureau
1212 Wilkinson Blvd, Frankfort, KY 40601
(502) 223-2193
facebook.com
Umbrella insurance provides extra liability protection beyond standard auto or homeowners policies. In Frankfort, Kentucky, an umbrella insurance agent can help you secure coverage that protects your assets against major claims or lawsuits. Kentucky law does not require umbrella insurance, but it is a common option for those seeking additional financial security.
What Does a Umbrella Insurance Agent in Frankfort Cost?
The cost of an umbrella insurance policy in Kentucky typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher coverage limits, such as two or five million dollars, cost more but remain relatively affordable. Factors like your driving record, home value, and number of properties affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Frankfort do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides coverage above the limits of your underlying auto or home insurance. The agent can assess your risk and recommend an appropriate coverage amount.
How much umbrella coverage do I need in Kentucky?
The amount of umbrella coverage depends on your assets and potential liability risks. Many agents suggest starting with one million dollars in coverage. You may need more if you own property, have a high income, or engage in activities that increase lawsuit risk.
Does Kentucky law affect umbrella insurance policies?
Kentucky follows a modified comparative fault rule for liability claims. This means your coverage may be reduced if you are partially at fault. An agent can explain how Kentucky negligence laws might impact your umbrella policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.