Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 umbrella insurance agents in Lexington, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Debra Hensley - State Farm Insurance Agent
1513 Nicholasville Rd, Lexington, KY 40503
(859) 276-3244
debrahensley.com
SeibertKeck Insurance Partners
2011 Rambler Rd #1, Lexington, KY 40503
(859) 203-5353
ip-sk.com
Carpenter Insurance Group LLC
141 Prosperous Pl Suite 26, Lexington, KY 40509
(859) 202-3656
carpenterinsurancegroup.com
Energy Insurance Agency
3008 Atkinson Ave #3, Lexington, KY 40509
(859) 273-1549
energyinsuranceagency.com
Integrity Insurance Group, LLC
1500 Leestown Rd Ste 228, Lexington, KY 40511
(859) 800-4946
integrityinsgrp.com
Brooke Whalen Insurance
1795 Alysheba Way UNIT 1103, Lexington, KY 40509
(859) 885-0232
brookewhaleninsurance.com
Bray & Oakley Insurance Agency
3061 Fieldstone Way #300, Lexington, KY 40513
(859) 927-3743
brayandoakley.com
Renee Jackson Insurance Agency
1795 Alysheba Way Suite 1101, Lexington, KY 40509
(859) 317-2217
reneejacksoninsuranceagency.com
The Hutch Agency - Kentucky
121 Prosperous Pl STE 9B, Lexington, KY 40509
(859) 309-1912
thehutchagency.com
Heritage Insurance Agency
3306 Clays Mill Rd Ste 106, Lexington, KY 40503
(859) 219-1122
heritageinsuranceky.com
Greater Lexington Insurance Agency, Inc.
1066 Wellington Way, Lexington, KY 40513
(859) 224-2477
greaterlexins.com
Sullivan Insurance Agency
635 N Broadway, Lexington, KY 40508
(859) 233-1637
sullivanadvantage.com
Signature Insurance Group
525 Darby Creek Rd Suite 29, Lexington, KY 40509
(859) 407-4888
signatureinsuranceky.com
Al Torstrick Insurance Agency
343 Waller Ave #101, Lexington, KY 40504
(859) 233-1461
altorstrick.com
Lexington Insurance Agency
465 E High St #101, Lexington, KY 40507
(859) 253-6570
lexingtoninsuranceagency.com
John G King Insurance
271 W Short St Ste 812, Lexington, KY 40507
(859) 252-6155
johngkinginsurance.com
Summit Insurance Co.
236 E Reynolds Rd UNIT C2, Lexington, KY 40517
(859) 479-1234
summit-ins.com
Whitt Insurance Agency, Inc
1910 Harrodsburg Rd, Lexington, KY 40503
(859) 278-0124
whittinsuranceagency.com
Strong Insurance Agency LLC
80 Codell Dr Suite 120 Suite 120 Suite 120, Lexington, KY 40509
(859) 263-5840
stronginsuranceagencyky.com
What Does a Umbrella Insurance Agent in Lexington Cost?
In Kentucky, a one million dollar personal umbrella policy generally costs between 150 and 400 dollars per year. For two million dollars in coverage, the annual premium may range from 250 to 600 dollars. Factors such as your age, driving history, and number of vehicles or properties affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lexington do?
An umbrella insurance agent in Lexington helps you purchase a personal liability umbrella policy that kicks in after your underlying auto or home insurance limits are exhausted. This policy covers legal defense costs and settlements for claims like bodily injury or property damage. The agent reviews your existing coverage and recommends a suitable policy limit.
How much umbrella coverage do I need in Kentucky?
The amount of umbrella coverage you need depends on your assets and risk exposure. Many agents recommend at least one million dollars in coverage for homeowners with significant savings or rental properties. Kentucky courts can award large judgments, so a higher limit may be wise if you have substantial assets or a high risk occupation.
What is the typical cost for umbrella insurance in Lexington Kentucky?
Umbrella insurance in Kentucky typically costs between 150 and 400 dollars per year for one million dollars in coverage. Costs vary based on your driving record, number of properties, and claims history. Your agent can give you a specific quote after reviewing your current policies.