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Find Umbrella Insurance Agents Near You in Owensboro, KY

Looking for a umbrella insurance agent in Owensboro? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Owensboro, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 umbrella insurance agents in Owensboro, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
T.H.E Insurance Group
745 Carlton Dr, Owensboro, KY 42303
(270) 240-1835 theinsurancegroupowensboro.com
Owensboro Insurance Agency
328 Legion Blvd W, Owensboro, KY 42303
(270) 685-5360
Shelter Insurance - Krystal Roark Caudill
2600 Veach Rd B, Owensboro, KY 42303
(270) 686-6116 shelterinsurance.com
Elevate Insurance Agency Inc
3118 Alvey Park Dr E Ste 4, Owensboro, KY 42303
(270) 682-0001 elevateyourinsurance.com
Elite Risk Advisors
111 W 3rd St Ste 2, Owensboro, KY 42303
(270) 225-4445 eliteriskagent.com
AAA Owensboro Insurance and Member Services
1600 Frederica St, Owensboro, KY 42301
(270) 683-8034 ace.aaa.com
WD Insurance
2410 W Parrish Ave, Owensboro, KY 42301
(270) 240-2268 wdinsuranceobky.com
THE Insurance Group by Drew Young
745 Carlton Dr, Owensboro, KY 42303
(812) 608-0649
River City Insurance Agency
800 Frederica St, Owensboro, KY 42301
(270) 216-8975 rivercityinsuranceagency.com
Neely Insurance Agency LLC
2120 Frederica St, Owensboro, KY 42301
(270) 213-6394
Maddox Insurance Group
2803 Veach Rd, Owensboro, KY 42301
(270) 485-2159 jordanmaddoxinsurance.com
Ohio Valley Insurance, LLC
5010 Back Square Dr, Owensboro, KY 42301
(270) 683-3336 ohiovalleyins.com
Safeguard Insurance KY
2104 Triplett St, Owensboro, KY 42303
(270) 216-3715
Secure Insurance LLC
2530 St Ann St, Owensboro, KY 42303
(270) 216-0986 leomabalthazar1497.wixsite.com
Growth Insurance KY
511 Frederica St, Owensboro, KY 42301
(270) 216-3294
RMI
922 Triplett St Ste 1, Owensboro, KY 42303
(270) 684-6195
Storm Insurance, LLC
3943 KY-54, Owensboro, KY 42303
(270) 685-2438 storm-ins.com
Bradley & Bradley Insurance Agcy LLC
722 Breckenridge St, Owensboro, KY 42303
(270) 685-5266 bradleyins.com
Best Insured
427 St Ann St #200, Owensboro, KY 42303
(270) 310-3424 bestinsured.com

What Does a Umbrella Insurance Agent in Owensboro Cost?

The cost of umbrella insurance in Kentucky generally ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits may cost 200 to 500 dollars annually. Factors like your driving record number of properties and claims history affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Owensboro do?
An umbrella insurance agent in Owensboro helps you purchase a personal umbrella policy that provides extra liability coverage above your existing auto and homeowners limits. The agent assesses your assets and risk profile to recommend an appropriate coverage amount. This policy can protect you from lawsuits and claims that exceed your primary insurance limits.
Do I need umbrella insurance in Kentucky?
Kentucky does not require umbrella insurance by law but it is recommended if you have substantial assets or face higher liability risks. For example if you own rental property or have a swimming pool you may benefit from extra coverage. An agent can help you decide based on your personal situation.