Skip to main content

Compare Umbrella Insurance Agents in Richmond, KY

Looking for a umbrella insurance agent in Richmond? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Richmond, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 umbrella insurance agents in Richmond, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Parsons & Howard Insurance Group LLC
332 High Land Park Dr, Richmond, KY 40475
(859) 624-9199 parsonshowardinsurance.com
BluegrassMedicare
369 Big Hill Ave, Richmond, KY 40475
(859) 285-7600 bluegrassmedicare.com
The Richmond Insurance Group
2130 Lexington Rd suite e, Richmond, KY 40475
(859) 353-5596
Insurance Pro
226 E Main St, Richmond, KY 40475
(859) 624-1500 insurancepro.biz
Shelter Insurance - Ashley Kovaleski
610 Big Hill Ave Ste 6, Richmond, KY 40475
(859) 624-0883 shelterinsurance.com
Bray and Oakley Insurance Agency
2150 Lexington Rd d2, Richmond, KY 40475
(859) 623-1933 brayandoakley.com
Nationwide Insurance: Alan K Hatfield Inc.
136 Big Hill Ave, Richmond, KY 40475
(859) 623-2970
Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North
296 Michelle Dr, Richmond, KY 40475
(859) 626-7725 kyfb.com
Madison Insurance Agency
310 Geri Ln, Richmond, KY 40475
(859) 626-0002 insurewithmadison.com
Linville Insurance Agency
1060 Center Dr, Richmond, KY 40475
(859) 626-5252 linvilleinsurance.com
Supreme insurance Richmond
301 W Main St, Richmond, KY 40475
(859) 374-3444
Shelter Insurance - Evan Worrell
155 N Keeneland Dr Suite 1, Richmond, KY 40475
(859) 624-0031 shelterinsurance.com
Cole Insurance Agency
310 High Land Park Dr, Richmond, KY 40475
(859) 623-4309 coleinsinc.com
ALH Insurance
125 S 3rd St, Richmond, KY 40475
(859) 626-7888 alhinsurance.com
Parks Insurance Services
620 Big Hill Ave #15, Richmond, KY 40475
(859) 626-5796 parksinsuranceservices.com
Whitaker-Vencill Insurance Agency
301 W Main St, Richmond, KY 40475
(859) 623-1818
Reynolds Insurance Inc
100 Bay View Dr, Richmond, KY 40475
(859) 623-8485 reynoldsinsuranceagency.com
John Rader Insurance Inc
296 Michelle Dr, Richmond, KY 40475
(859) 626-7725 kyfb.com
Aetna in Richmond
104 Collins Dr, Richmond, KY 40475
(844) 213-6322 aetna.com
Maupin Insurance Agency
1509 1/2 Lexington Rd, Richmond, KY 40475
(859) 220-0408 maupininsuranceky.com

What Does a Umbrella Insurance Agent in Richmond Cost?

The cost of an umbrella insurance policy in Kentucky typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums depend on your risk factors such as driving record, number of properties, and claims history. Costs can be higher if you have multiple vehicles or a swimming pool. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Richmond do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above the limits of your underlying auto or home insurance. The agent assesses your risk and recommends a coverage amount. They also help you understand how the policy interacts with your existing insurance.
How much umbrella coverage do I need in Kentucky?
The amount of umbrella coverage you need depends on your assets and income. Common limits are 1 million dollars or 2 million dollars. An agent can help you calculate a suitable amount based on your net worth and potential liability risks in Kentucky.