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Browse umbrella insurance agents serving Louisville, Kentucky. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Louisville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 umbrella insurance agents in Louisville, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Aspen Ridge Insurance, LLC
9850 Von Allmen Ct #201, Louisville, KY 40241
(502) 233-2272
aspenridgeinsurance.com
RLP Insurance
4360 Brownsboro Rd, Louisville, KY 40207
(502) 428-7267
rlpinsure.com
Hyland Insurance
9750 Ormsby Station Rd Suite 200, Louisville, KY 40223
(502) 637-4733
hylandins.net
Family Select Insurance
6409 Dutchmans Pkwy, Louisville, KY 40205
(502) 454-7283
familyselectinsurance.com
The Insurance Artist LLC
9700 Bunsen Pkwy, Louisville, KY 40299
(502) 830-9176
theinsuranceartist.com
Commonwealth Insurance Services
12000 Shelbyville Rd, Louisville, KY 40243
(502) 813-5436
commonwealthins.net
Schwartz Insurance Group
2950 Breckenridge Ln STE 8A, Louisville, KY 40220
(502) 451-1111
schwartzinsgrp.com
Price Point Insurance Services
5427 Bardstown Rd #3, Louisville, KY 40291
(502) 290-5061
ppiadvisor.com
Louisville Kentucky Insurance
6801 Dixie Hwy Unit 237, Louisville, KY 40258
(502) 447-3711
louisvillekentuckyinsurance.com
Kentucky Shield Insurance
8003 Shelbyville Rd, Louisville, KY 40222
(502) 214-7092
kyshield.com
Lincoln Insurance Agency
214 Breckenridge Ln Suite 101, Louisville, KY 40207
(502) 897-3300
lincolninsuranceagency.com
DICK WATTS INSURANCE
12200 Shelbyville Rd #112, Louisville, KY 40243
(502) 245-3625
dickwattsinsurance.com
Claude Reynolds Insurance Agency Inc.
11820 Ransum Dr #201, Louisville, KY 40243
(502) 933-2255
claudereynoldsinsurance.com
Independent Agents of Kentucky
806 Stone Creek Pkwy STE 1, Louisville, KY 40223
(502) 459-8880
weinsurekentucky.com
Stephanie Ross at Comparion Insurance Agency
101 Bullitt Ln #205, Louisville, KY 40222
(502) 710-0560
comparioninsurance.com
Old Kentucky Insurance, Inc.
915 Lily Creek Rd, Louisville, KY 40243
(502) 451-8800
oldkentuckyinsurance.com
Monocle Insurance
4220 Bardstown Rd, Louisville, KY 40218
(502) 371-2256
monocleinsurance.com
Palacio Miller Insurance Agency
3103 Breckenridge Ln STE 6, Louisville, KY 40220
(502) 459-8780
palaciomilleragency.com
Cornerstone Insurance Agency, LLC
7321 New La Grange Rd Suite140, Louisville, KY 40222
(502) 503-4356
louisvilleinsurancehelp.com
Jessica Brown Smith at Comparion Insurance Agency
101 Bullitt Ln Suite 205, Louisville, KY 40222
(502) 710-0548
comparioninsurance.com
An umbrella insurance agent in Louisville Kentucky helps you secure additional liability coverage that kicks in after your auto or homeowners policy limits are exhausted. Kentucky law requires minimum auto liability limits of 25/50/25 but a serious accident can quickly exceed those amounts. Local agents can tailor a policy to cover your specific risks including rental properties or recreational vehicles common in the Bluegrass region.
What Does a Umbrella Insurance Agent in Louisville Cost?
The cost for an umbrella insurance policy in Kentucky typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits such as 2 million or 5 million dollars will cost more but the per-million-dollar rate usually decreases. Factors like your driving record number of properties and claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Louisville do?
An umbrella insurance agent in Louisville helps you evaluate your personal liability exposure and purchase a policy that provides extra coverage above your existing home and auto insurance. They assess your assets such as your home savings and future income to recommend an appropriate coverage limit. The agent also explains how Kentucky liability laws affect your policy.
How much umbrella coverage do I need in Kentucky?
The amount of umbrella coverage you need depends on your total net worth and potential lawsuit risks. Many Kentucky agents suggest at least 1 million dollars in coverage to protect against major claims. A higher limit may be wise if you own rental properties have a swimming pool or employ household staff.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.