Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 umbrella insurance agents in Hopkinsville, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve Crisp - State Farm Insurance Agent
3247 Lafayette Rd, Hopkinsville, KY 42240
(270) 885-3139
stevecrispinsurance.com
Michael Venable - State Farm Insurance Agent
1107 S Virginia St, Hopkinsville, KY 42240
(270) 885-0063
michaelvenable.com
Shelter Insurance
1211 Skyline Dr, Hopkinsville, KY 42240
(270) 632-1307
shelterinsurance.com
Kentucky Farm Bureau Insurance
250 Burley Ave, Hopkinsville, KY 42240
(270) 885-3276
kyfb.com
Tom Bell - State Farm Insurance Agent
205 Bill Flynn Blvd, Hopkinsville, KY 42240
(270) 885-2982
tombellhopkinsville.com
Pollock-Christian County Insurance
710 W 15th St, Hopkinsville, KY 42240
(270) 518-5646
progressiveagent.com
Kristy Walker: Allstate Insurance
4447 Canton Pike, Hopkinsville, KY 42240
(270) 707-0404
agents.allstate.com
Kentucky Farm Bureau Regional Claims Office
1810 E 9th St, Hopkinsville, KY 42240
(270) 886-8123
kyfb.com
Charlie Henderson - State Farm Insurance Agent
2919 Fort Campbell Blvd Ste B, Hopkinsville, KY 42240
(270) 885-2230
charliehendersonsf.net
Higgins Insurance
4057 Lafayette Rd, Hopkinsville, KY 42240
(270) 886-3939
higginsinsurance.com
Raymond Nelson Insurance
3205 Lafayette Rd, Hopkinsville, KY 42240
(270) 885-1800
rnelsoninsurance.com
Kentucky Farm Bureau Insurance
2405 Fort Campbell Blvd, Hopkinsville, KY 42240
(270) 886-5434
kyfb.com
Harbor Insurance Agency
307 North Dr, Hopkinsville, KY 42240
(270) 881-1022
harborinsagency.com
Advantage Insurance Co KY
1002 S Virginia St, Hopkinsville, KY 42240
(502) 496-6681
The Center of Insurance
1300 Liberty St, Hopkinsville, KY 42240
(270) 886-3010
thecenterofinsurance.com
Tatum, Hester & Burkhead Insurance
108 N Main St, Hopkinsville, KY 42240
(270) 886-6668
tatumhesterburkhead.com
Northtrust Insurance
305 North Dr, Hopkinsville, KY 42240
(270) 885-0811
northtrustinsurance.com
Tom Lovelady Insurance
1619 S Virginia St # 218, Hopkinsville, KY 42240
(270) 881-3838
linkedin.com
Shelter Insurance - Nate Harris
807 Country Club Ln ste c, Hopkinsville, KY 42240
(270) 632-1263
shelterinsurance.com
Higgins Insurance Inc: Major Raymond
Hopkinsville, KY 42241
(270) 886-3939
Umbrella insurance provides additional liability coverage beyond your standard auto or homeowners policy. In Hopkinsville Kentucky this extra layer of protection can help safeguard your assets against major claims or lawsuits. Kentucky law does not require umbrella insurance but many residents choose it for added peace of mind.
What Does a Umbrella Insurance Agent in Hopkinsville Cost?
Umbrella insurance in Kentucky typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Higher limits may cost 300 to 600 dollars annually. Your actual premium depends on your risk factors such as number of vehicles and property value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Hopkinsville do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that extends coverage limits. They explain how umbrella insurance works with your existing auto and home policies. The agent can also help you understand Kentucky specific factors like the state's comparative fault rules.
How much umbrella insurance coverage should I get in Kentucky?
Common coverage amounts are 1 million to 5 million dollars. The right amount depends on your assets income and potential liability risks. An agent in Hopkinsville can review your financial situation and recommend a suitable limit.
Do I need umbrella insurance if I have a homeowners policy in Kentucky?
Your homeowners policy has liability limits that may not cover a large claim. Umbrella insurance provides extra coverage for events like a serious accident on your property. Kentucky does not cap personal injury damages so umbrella coverage can be especially valuable.