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HomeUmbrella Insurance AgentsKentucky › Hopkinsville

Find Umbrella Insurance Agents Near You in Hopkinsville, KY

Browse umbrella insurance agents serving Hopkinsville, Kentucky. Updated 2026-07-14.

The top-rated umbrella insurance agent in Hopkinsville, Kentucky is Steve Crisp - State Farm Insurance Agent, rated 5.0 stars across 742 reviews. Other highly rated options include Michael Venable - State Farm Insurance Agent, Shelter Insurance, Kentucky Farm Bureau Insurance. This directory lists 20 umbrella insurance agents serving Hopkinsville.

Showing 20 umbrella insurance agents in Hopkinsville, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steve Crisp - State Farm Insurance Agent3247 Lafayette Rd(270) 885-3139
2Michael Venable - State Farm Insurance Agent1107 S Virginia St(270) 885-0063
3Shelter Insurance1211 Skyline Dr(270) 632-1307
4Kentucky Farm Bureau Insurance250 Burley Ave(270) 885-3276
5Tom Bell - State Farm Insurance Agent205 Bill Flynn Blvd(270) 885-2982
6Pollock-Christian County Insurance710 W 15th St(270) 518-5646
7Kristy Walker: Allstate Insurance4447 Canton Pike(270) 707-0404
8Kentucky Farm Bureau Regional Claims Office1810 E 9th St(270) 886-8123
9Charlie Henderson - State Farm Insurance Agent2919 Fort Campbell Blvd Ste B(270) 885-2230
10Higgins Insurance4057 Lafayette Rd(270) 886-3939
SC
3247 Lafayette Rd
Steve Crisp - State Farm Insurance Agent
Umbrella Insurance Agent · Hopkinsville, KY

Steve Crisp - State Farm Insurance Agent serves the Hopkinsville, Kentucky area with coverage solutions. The company specializes in personal umbrella insurance policies, which provide extra liability protection beyond standard home and auto limits. This type of insurance helps safeguard personal assets in the event of a costly claim or lawsuit. The agency also handles related insurance needs for residents and local businesses in the community. It manages umbrella insurance for homeowners and auto policyholders seeking additional layers of financial security.

MV
1107 S Virginia St
Michael Venable - State Farm Insurance Agent
Umbrella Insurance Agent · Hopkinsville, KY

Michael Venable - State Farm Insurance Agent provides umbrella insurance coverage for clients in the Hopkinsville, KY area, which offers an extra layer of liability protection beyond standard home or auto policies. This service helps safeguard assets against major claims or lawsuits, with plans designed to maintain consistent coverage across multiple policies. The practice typically services single-family homes, apartments, retail establishments, and restaurants.

SI
1211 Skyline Dr
Shelter Insurance
Umbrella Insurance Agent · Hopkinsville, KY

Shelter Insurance serves homeowners, businesses, and property managers in Hopkinsville, Kentucky, seeking umbrella insurance for additional liability protection beyond standard policies. The agency helps clients secure broader coverage for substantial claims that could exceed underlying limits. It assists with evaluating personal and commercial risks to recommend appropriate layers of liability insurance. The agency provides guidance on tailoring umbrella policies to specific asset protection needs. Shelter Insurance also offers its umbrella insurance agent services to clients in the surrounding Christian County area.

KF
250 Burley Ave
Kentucky Farm Bureau Insurance
Umbrella Insurance Agent · Hopkinsville, KY

Kentucky Farm Bureau Insurance is known for providing personalized coverage solutions to residents and businesses in Hopkinsville, Kentucky. As an umbrella insurance agent, the company offers extended liability protection that goes beyond the limits of standard auto and homeowners policies. This service helps safeguard clients from significant financial loss due to lawsuits or large claims. Clients can rely on the agency for expert guidance in selecting appropriate liability limits. For those needing extra security, the agency can add on coverage for rental properties.

TB
205 Bill Flynn Blvd
Tom Bell - State Farm Insurance Agent
Umbrella Insurance Agent · Hopkinsville, KY

Tom Bell - State Farm Insurance Agent serves Hopkinsville, Kentucky and the surrounding communities, handling umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. These policies help protect local residents from major claims and lawsuits. The agent assesses each client’s personal assets, driving history, and property liability risks to determine appropriate additional coverage amounts. To address a typical job, the agency performs a detailed review of existing policies before recommending a tailored umbrella limit that closes potential exposure gaps.

PC
710 W 15th St
Pollock-Christian County Insurance
Umbrella Insurance Agent · Hopkinsville, KY

Pollock-Christian County Insurance in Hopkinsville, KY, distinguishes between one-time policy setups and recurring annual renewals for umbrella insurance coverage. This type of insurance provides an extra layer of liability protection beyond standard home and auto policies, safeguarding local residents against major claims and lawsuits. Common umbrella insurance services in the area include policy assessment, liability limit increases, and claims support. Service for clients typically operates on both a one-time basis for initial policy creation and a scheduled annual cycle for ongoing coverage adjustments and renewals as needed.

KW
4447 Canton Pike
Kristy Walker: Allstate Insurance
Umbrella Insurance Agent · Hopkinsville, KY

Serving Hopkinsville, Kentucky, Kristy Walker: Allstate Insurance provides specialty coverage through umbrella insurance policies that extend liability protection beyond standard home and auto limits. This agency assists local residents with evaluating their personal exposure and selecting appropriate layers of supplemental coverage. It guides clients through the process of customizing their overall protection plan. As severe weather seasons approach in western Kentucky, the office helps homeowners assess whether their current liability safeguards are sufficient against potential storm-related claims.

KF
1810 E 9th St
Kentucky Farm Bureau Regional Claims Office
Umbrella Insurance Agent · Hopkinsville, KY

When heavy rains or seasonal storms sweep across Christian County, residents often consider increasing their liability coverage, and Kentucky Farm Bureau Regional Claims Office in Hopkinsville acts as an umbrella insurance agent for those seeking added protection beyond standard policies. The office helps local homeowners and drivers understand how umbrella policies can shield their assets from large claims or lawsuits arising from unexpected accidents. Clients begin by scheduling a review of their existing coverage, where an agent assesses current risk levels before recommending a tailored policy and performs the initial consultation.

CH
2919 Fort Campbell Blvd Ste B
Charlie Henderson - State Farm Insurance Agent
Umbrella Insurance Agent · Hopkinsville, KY

Charlie Henderson, serving the Hopkinsville, Kentucky, area, offers personal insurance policies including auto, home, and renters coverage, complemented by umbrella insurance for additional liability protection. This specialty policy extends coverage limits beyond standard plans, safeguarding assets against major claims or lawsuits. The agency assists a wide commercial clientele, including offices needing extra liability padding, warehouses managing property risks, and food service operations seeking comprehensive business coverage.

HI
4057 Lafayette Rd
Higgins Insurance
Umbrella Insurance Agent · Hopkinsville, KY

Higgins Insurance provides residential umbrella insurance in Hopkinsville, Kentucky, with policies offering broad liability protection beyond standard homeowners coverage. Commercial umbrella coverage is also available for area businesses, guarding against major claims. Operating throughout Hopkinsville and the surrounding region, the agency serves clients by helping evaluate existing liability limits. After an initial policy is placed, routine follow-up reviews are conducted to adjust coverage as circumstances change, ensuring consistent protection between regular visits.

RN
3205 Lafayette Rd
Raymond Nelson Insurance
Umbrella Insurance Agent · Hopkinsville, KY
(270) 885-1800
rnelsoninsurance.com
HI
307 North Dr
Harbor Insurance Agency
Umbrella Insurance Agent · Hopkinsville, KY
(270) 881-1022
harborinsagency.com
KF
2405 Fort Campbell Blvd
Kentucky Farm Bureau Insurance
Umbrella Insurance Agent · Hopkinsville, KY
(270) 886-5434
kyfb.com/christian/central
AI
1002 S Virginia St
Advantage Insurance Co KY
Umbrella Insurance Agent · Hopkinsville, KY
(502) 496-6681
TH
108 N Main St
Tatum, Hester & Burkhead Insurance
Umbrella Insurance Agent · Hopkinsville, KY
(270) 886-6668
tatumhesterburkhead.com
NI
305 North Dr
Northtrust Insurance
Umbrella Insurance Agent · Hopkinsville, KY
(270) 885-0811
northtrustinsurance.com
CI
1300 Liberty St
The Center of Insurance
Umbrella Insurance Agent · Hopkinsville, KY
(270) 886-3010
thecenterofinsurance.com
TL
1619 S Virginia St # 218
Tom Lovelady Insurance
Umbrella Insurance Agent · Hopkinsville, KY
(270) 881-3838
linkedin.com/in/hopkinsvilleadvisormattkem
SI
807 Country Club Ln ste c
Shelter Insurance - Nate Harris
Umbrella Insurance Agent · Hopkinsville, KY
(270) 632-1263
shelterinsurance.com/CA/agent/NATEHARRIS
HI
Hopkinsville, KY 42241
Higgins Insurance Inc: Major Raymond
Umbrella Insurance Agent · Hopkinsville, KY
(270) 886-3939

What Does an a Umbrella Insurance Agent in Hopkinsville Cost?

Umbrella insurance in Kentucky typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Higher limits may cost 300 to 600 dollars annually. Your actual premium depends on your risk factors such as number of vehicles and property value. This is general information and not insurance advice.

About umbrella insurance agents in Hopkinsville

Umbrella insurance provides additional liability coverage beyond your standard auto or homeowners policy. In Hopkinsville Kentucky this extra layer of protection can help safeguard your assets against major claims or lawsuits. Kentucky law does not require umbrella insurance but many residents choose it for added peace of mind.

Frequently Asked Questions

What does an umbrella insurance agent in Hopkinsville do?

An umbrella insurance agent helps you assess your personal liability risks and find a policy that extends coverage limits. They explain how umbrella insurance works with your existing auto and home policies. The agent can also help you understand Kentucky specific factors like the state's comparative fault rules.

How much umbrella insurance coverage should I get in Kentucky?

Common coverage amounts are 1 million to 5 million dollars. The right amount depends on your assets income and potential liability risks. An agent in Hopkinsville can review your financial situation and recommend a suitable limit.

Do I need umbrella insurance if I have a homeowners policy in Kentucky?

Your homeowners policy has liability limits that may not cover a large claim. Umbrella insurance provides extra coverage for events like a serious accident on your property. Kentucky does not cap personal injury damages so umbrella coverage can be especially valuable.

Umbrella Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.