The top-rated umbrella insurance agent in Paducah, Kentucky is Mason Denton - State Farm Insurance Agent, rated 5.0 stars across 244 reviews. Other highly rated options include Shelter Insurance - Brian Meadows, Hibbs Insurance Agency, Inc., Bradshaw & Weil, Inc.. This directory lists 20 umbrella insurance agents serving Paducah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mason Denton - State Farm Insurance Agent | 202 Lone Oak Rd Suite 100 | (270) 908-4220 |
| 2 | Shelter Insurance - Brian Meadows | 3160 Parisa Dr #140 | (270) 443-5900 |
| 3 | Hibbs Insurance Agency, Inc. | 3124 Lone Oak Rd | (270) 554-2105 |
| 4 | Bradshaw & Weil, Inc. | 630 Jefferson St | (270) 444-7291 |
| 5 | Shelter Insurance - Tessa Brown | 3210 Lone Oak Rd | (270) 554-3731 |
| 6 | Paducah Insurance Agency LLC | 314 Broadway St | (855) 853-4763 |
| 7 | Insurance of Paducah | 2517 Jackson St | (270) 442-6137 |
| 8 | Greenwell Insurance | 649 Lone Oak Rd | (270) 554-1554 |
| 9 | Lightwell Insurance Advisors of Kentucky LLC | 314 Broadway St #200 | (855) 853-4765 |
| 10 | Kentucky Farm Bureau Insurance | 5470 US-60 | (270) 444-8400 |
Mason Denton - State Farm Insurance Agent serves the Paducah, KY area, offering umbrella insurance policies that provide extra liability coverage beyond standard homeowners and auto insurance. This coverage helps protect clients from major claims and lawsuits that could exceed primary policy limits. The agency processes claims and adjusts coverage to meet individual needs. It handles umbrella insurance for personal liability protection and coordinates with existing State Farm policies.
Shelter Insurance - Brian Meadows provides umbrella insurance coverage designed to offer additional liability protection beyond standard policies. The agency assists clients in Paducah, Kentucky, with selecting appropriate levels of excess coverage to safeguard their assets. Services include policy reviews and adjustments to ensure adequate limits are maintained as circumstances change. Maintenance plans involve regular check-ins to accommodate new acquisitions or life events that may affect risk. The agency services single-family homes, apartments, retail, and restaurants.
Hibbs Insurance Agency, Inc. serves homeowners, businesses, and property managers in Paducah, Kentucky, who require additional liability protection beyond standard policy limits. As an umbrella insurance agent, the firm helps clients secure extra coverage to guard against major claims or lawsuits that could otherwise threaten their assets. The agency assists clients in selecting appropriate coverage levels to match their risk exposure and financial needs. Its services also extend to residents and commercial property owners in the surrounding McCracken County area.
Bradshaw & Weil, Inc. serves Paducah, Kentucky and the surrounding communities in the Purchase area with umbrella insurance coverage. This office handles policies that extend liability protection beyond standard home and auto limits to guard against large claims or lawsuits. For each client, it first reviews existing underlying policies to identify exposure gaps. It then tailors a policy to provide an additional layer of coverage, ensuring that a typical job addresses both current risk levels and potential future asset protection needs.
Shelter Insurance - Tessa Brown in Paducah, KY, provides umbrella insurance on a one-time policy setup or a recurring scheduled premium basis, adding an extra layer of liability coverage above standard auto or homeowners limits. This protection helps safeguard personal assets against major claims or lawsuits. Service runs on a one-time or scheduled renewal cycle, with as-needed adjustments for policyholder changes.
Paducah Insurance Agency LLC specializes in umbrella insurance agent services, offering additional liability coverage that extends beyond standard policies. It serves clients in Paducah, KY, by helping them secure broader protection for assets and future earnings against major claims or lawsuits. The agency works with individuals to evaluate their existing coverage gaps and select appropriate umbrella limits for their unique needs. During the spring storm season, it assists homeowners in reassessing their liability exposure against weather-related incidents.
The icy winter months in Paducah bring increased risks of accidents on slick roads and walkways, which can lead to substantial liability claims. Insurance of Paducah offers umbrella insurance policies that provide extra coverage beyond standard auto or home limits. Residents in the area trust this agent to review their existing policies and identify vulnerabilities. Each consultation begins with a thorough assessment of the client's assets and potential exposure. A careful inspection of property conditions and local liability factors follows to determine the appropriate policy.
Kentucky Farm Bureau Insurance in Paducah offers umbrella liability coverage as both a one-time policy purchase and as an annual recurring service for ongoing protection. This type of insurance provides an extra layer of coverage beyond standard auto and homeowners policies, helping safeguard personal assets from major claims or lawsuits. For local residents, the advantage lies in knowing a single source can coordinate broader risk management. Service runs on both an initial one-time setup and then a scheduled annual renewal basis.
What Does an a Umbrella Insurance Agent in Paducah Cost?
In Kentucky, an umbrella insurance policy typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Costs may be higher if you have multiple vehicles, a teenage driver, or a high-risk property. Rates vary by provider and your personal claims history. This is general information, not insurance advice.
About umbrella insurance agents in Paducah
An umbrella insurance agent in Paducah Kentucky helps you secure additional liability protection beyond your auto or homeowners policy. Kentucky law requires minimum auto liability limits of 25/50/25, but an umbrella policy can cover excess claims and legal fees. Local agents in Paducah can tailor coverage to your assets and risk profile.
Frequently Asked Questions
What does an umbrella insurance agent in Paducah do?
An umbrella insurance agent in Paducah helps you buy a personal liability umbrella policy. This policy provides extra coverage above your existing home and auto insurance limits. It can protect your savings and future income from large lawsuits.
Do I need umbrella insurance in Kentucky?
You may need umbrella insurance if you have significant assets or face higher lawsuit risks. Kentucky law does not require umbrella insurance, but it can cover claims that exceed your standard policy limits. Common reasons include owning a pool, a dog, or rental property.
How much umbrella coverage should I get in Paducah?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth and potential liability. An agent in Paducah can help you calculate the appropriate limit for your situation.
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