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HomeUmbrella Insurance AgentsMichigan › Allen Park

Find Umbrella Insurance Agents Near You in Allen Park, MI

Browse umbrella insurance agents serving Allen Park, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Allen Park, Michigan is Smith Insurance Group, rated 4.9 stars across 544 reviews. Other highly rated options include Leonard Crosby - State Farm Insurance Agent, John G. Parr: Allstate Insurance, Dawn Pullis - State Farm Insurance Agent. This directory lists 13 umbrella insurance agents serving Allen Park.

Showing 13 umbrella insurance agents in Allen Park, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Smith Insurance Group8258 Allen Rd(313) 278-3800
2Leonard Crosby - State Farm Insurance Agent6721 Park Ave(313) 382-8650
3John G. Parr: Allstate Insurance6537 Allen Rd(313) 381-4500
4Dawn Pullis - State Farm Insurance Agent9803 Reeck Rd ste b(313) 551-4707
5L.A. Insurance19351 Ecorse Rd(313) 381-2222
6AAA Allen Park3177 Fairlane Dr(313) 386-7000
7Justin Listman - State Farm Insurance Agent17237 Ecorse Rd(313) 749-9997
8Nadine - Meemic Insurance Agency6621 Allen Rd(313) 633-9552
9Goodwin, Lademan and Associates, Inc.6736 Allen Rd(734) 287-2400
10Dan Smith Insurance8258 Allen Rd(313) 278-3800
SI
8258 Allen Rd
Smith Insurance Group
Umbrella Insurance Agent · Allen Park, MI

Smith Insurance Group serves the greater Allen Park area in Wayne County, Michigan, as an umbrella insurance agent. The agency helps local residents and businesses obtain extra liability coverage that extends beyond standard policies. This type of insurance protects against major claims and lawsuits. Umbrella policies offered here cover a range of needs, including personal liability risks and commercial exposures. The office specializes in tailoring excess liability limits to safeguard assets. It handles both individual umbrella insurance for homeowners and broader commercial umbrella policies for small businesses in the region.

LC
6721 Park Ave
Leonard Crosby - State Farm Insurance Agent
Umbrella Insurance Agent · Allen Park, MI

Leonard Crosby - State Farm Insurance Agent in Allen Park, MI, provides umbrella insurance policies that deliver additional liability coverage beyond standard homeowners and auto limits. The agency assists clients in selecting appropriate coverage levels and handles policy adjustments to meet changing needs. Servicing a variety of properties, the agent supports single-family homes, apartments, retail locations, and restaurants throughout the area.

JG
6537 Allen Rd
John G. Parr: Allstate Insurance
Umbrella Insurance Agent · Allen Park, MI

John G. Parr: Allstate Insurance serves homeowners, businesses, and property managers in Allen Park, Michigan, by providing umbrella insurance policies that offer additional liability protection beyond standard coverage. These policies help safeguard assets and provide extra security against unforeseen accidents or lawsuits. The agency assists clients in assessing their existing insurance limits and determining appropriate supplemental coverage tailored to individual risk profiles. Its services extend to neighboring communities throughout the Downriver area, including Lincoln Park, Southgate, and Wyandotte.

DP
9803 Reeck Rd ste b
Dawn Pullis - State Farm Insurance Agent
Umbrella Insurance Agent · Allen Park, MI

Dawn Pullis - State Farm Insurance Agent in Allen Park, MI, offers umbrella insurance either as a one-time policy for specific high-value asset protection or through ongoing coverage that renews annually to maintain long-term liability limits. This service fills gaps beyond standard auto or homeowners policies, guarding against major claims or lawsuits that could exceed underlying coverage. Clients can use a scheduled annual review to adjust limits as their assets change, while one-time policies remain fixed. Service runs on a scheduled or as-needed basis to align with evolving personal risk needs.

LI
19351 Ecorse Rd
L.A. Insurance
Umbrella Insurance Agent · Allen Park, MI

L.A. Insurance in Allen Park, Michigan is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency serves local residents by offering supplemental protection for assets against major claims and lawsuits. This added layer of security can safeguard savings and future earnings during unforeseen incidents. L.A. Insurance can also add on coverage for personal injury, such as slander or false arrest, helping clients manage broader legal risks beyond property damage.

AA
3177 Fairlane Dr
AAA Allen Park
Umbrella Insurance Agent · Allen Park, MI

AAA Allen Park serves homeowners and business owners in Allen Park, Michigan and the surrounding Downriver communities. This agency handles umbrella insurance policies that provide extra liability coverage beyond standard home or auto limits. It typically assesses a client’s current liability exposure to determine the appropriate amount of added protection. To handle a typical job, it first reviews the client’s existing policies to identify coverage gaps, then recommends a suitable umbrella policy to bridge those gaps.

JL
17237 Ecorse Rd
Justin Listman - State Farm Insurance Agent
Umbrella Insurance Agent · Allen Park, MI

Michigan’s unpredictable spring storms often leave Allen Park homeowners wondering if their existing liability coverage is enough. Justin Listman - State Farm Insurance Agent provides umbrella insurance policies designed to offer additional protection when standard auto or homeowners limits are exhausted. This added layer of coverage helps safeguard personal assets and future earnings against major lawsuits or catastrophic claims. A knowledgeable agent assesses each client’s unique risk profile and current policies. The process begins with a complimentary review of existing coverage and a clear explanation of available protection levels.

NM
6621 Allen Rd
Nadine - Meemic Insurance Agency
Umbrella Insurance Agent · Allen Park, MI

Nadine - Meemic Insurance Agency in Allen Park, Michigan offers umbrella insurance agent services to increase liability coverage beyond standard home and auto policies. It serves local clients by evaluating their personal asset exposure and coordinating additional layers of protection with existing plans. In its general service work, the agency advises residents on how excess liability policies can safeguard savings against unexpected lawsuits or major accidents. As home and yard work picks up in spring, this insurance helps protect Allen Park homeowners from increased visitor-related injuries on their property.

GL
6736 Allen Rd
Goodwin, Lademan and Associates, Inc.
Umbrella Insurance Agent · Allen Park, MI

Goodwin, Lademan and Associates, Inc., located in Allen Park, MI, serves clients seeking personal liability protection beyond standard policy limits. The company specializes in umbrella insurance, offering added layers of coverage for unforeseen claims and lawsuits. Their expertise helps safeguard assets by addressing gaps in existing home and auto policies. This local firm assists various commercial sectors, including offices, warehouses, and food service operations, with tailored insurance solutions.

DS
8258 Allen Rd
Dan Smith Insurance
Umbrella Insurance Agent · Allen Park, MI

Serving residential clients in Allen Park, Dan Smith Insurance provides umbrella liability coverage to protect personal assets beyond standard policies. Commercial accounts are also supported, ensuring businesses secure additional liability layers for broader operations throughout the area. The agency works closely with homeowners to help tailor umbrella limits that match specific property and lifestyle exposures. By coordinating coverage needs during each initial consultation, the firm maintains clear follow-up for annual policy reviews and refreshes between regular service visits.

NI
6831 Allen Rd
NextGen Insurance Advisors
Umbrella Insurance Agent · Allen Park, MI
(313) 514-3222
next-genins.com
CU
8258 Allen Rd
Commercial Underwriters Inc
Umbrella Insurance Agent · Allen Park, MI
(313) 278-3800
curminc.com
JA
3177 Fairlane Dr
Jim Asteriou - Life Insurance by
Umbrella Insurance Agent · Allen Park, MI
(734) 271-8932
jasteriou.com

What Does an a Umbrella Insurance Agent in Allen Park Cost?

The cost of an umbrella insurance policy in Michigan typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Additional millions may cost 50 to 100 dollars each per year. Your actual premium depends on your risk factors, claims history, and the underlying insurance policies. This is general information and not insurance advice.

About umbrella insurance agents in Allen Park

Umbrella insurance agents in Allen Park, Michigan help you secure additional liability coverage that goes beyond the limits of your auto or homeowners insurance. This extra layer of protection is important in Michigan due to the state's no-fault auto insurance laws and high medical costs. An agent can explain how an umbrella policy can cover legal fees and damages if you are sued for an accident or incident on your property.

Frequently Asked Questions

What does an umbrella insurance agent in Allen Park do?

An umbrella insurance agent helps you buy a personal liability umbrella policy. This policy provides extra coverage above your auto or home insurance limits. The agent reviews your current policies and recommends a coverage amount that fits your needs and budget.

Do I need umbrella insurance in Michigan?

You may need umbrella insurance if you have significant assets or a high risk of being sued. Michigan's no-fault auto system does not limit pain and suffering lawsuits in all cases. An umbrella policy can protect your savings, home, and future wages from a large judgment.

How much umbrella insurance coverage is recommended in Allen Park?

Most agents recommend at least 1 million dollars in umbrella coverage. For people with higher net worth or more exposure, 2 to 5 million dollars is common. The right amount depends on your assets, income, and lifestyle.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.