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HomeUmbrella Insurance AgentsMichigan › Garden City

Find Umbrella Insurance Agents Near You in Garden City, MI

Browse umbrella insurance agents serving Garden City, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Garden City, Michigan is Lisa Lindbloom - State Farm Insurance Agent, rated 4.8 stars across 369 reviews. Other highly rated options include MIKE ALMALIKY: Allstate Insurance, L.A. Insurance, Paula M. Schembri: Allstate Insurance. This directory lists 10 umbrella insurance agents serving Garden City.

Showing 10 umbrella insurance agents in Garden City, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lisa Lindbloom - State Farm Insurance Agent29510 Ford Rd(734) 261-3111
2MIKE ALMALIKY: Allstate Insurance32940 Cherry Hill Rd(313) 203-9319
3L.A. Insurance32917 Ford Rd(734) 367-9900
4Paula M. Schembri: Allstate Insurance29207 Ford Rd(734) 427-6020
5McFarlane-King Agency28230 Ford Rd(734) 427-3000
6Flex Insurance Agency1757 Inkster Rd(734) 425-5888
7AAA Insurance - Gheeda Insurance Agency, LLC1757 Inkster Rd(734) 425-5359
8Beaudrie Insurance Agency29207 Ford Rd(734) 379-2400
9Manessa Agency6743 Middlebelt Rd(734) 881-0001
10Angela Michigan Insurance Lady32667 Ford Rd(734) 853-3401
LL
29510 Ford Rd
Lisa Lindbloom - State Farm Insurance Agent
Umbrella Insurance Agent · Garden City, MI

Lisa Lindbloom - State Farm Insurance Agent serves Garden City, Michigan and the surrounding Wayne County area as an umbrella insurance agent. This agency helps local residents and businesses secure additional liability protection that extends beyond standard auto and homeowners policies. Umbrella insurance provides an extra layer of coverage for major claims or lawsuits. The office handles policy reviews to identify coverage gaps and assists with claims filing for excess liability incidents.

MA
32940 Cherry Hill Rd
MIKE ALMALIKY: Allstate Insurance
Umbrella Insurance Agent · Garden City, MI

As an umbrella insurance agent, Mike Almaliky of Allstate Insurance in Garden City, MI, provides additional liability coverage that extends beyond the limits of standard home or auto policies. This service helps protect clients from major claims and lawsuits by offering a broader safety net. He assists customers in regularly reviewing their coverage to ensure appropriate limits and policy details are maintained. This agent services a variety of properties in the area, including single-family homes, apartments, retail locations, and restaurants.

LI
32917 Ford Rd
L.A. Insurance
Umbrella Insurance Agent · Garden City, MI

L.A. Insurance in Garden City, Michigan, provides umbrella insurance agents to help clients secure additional liability coverage beyond standard policy limits. Its services include risk assessment and policy evaluation to protect against significant claims. The company offers support for maintaining appropriate coverage levels through periodic reviews and policy adjustments. This safeguards assets from major lawsuits or settlements. L.A. Insurance services single-family homes, apartments, retail locations, and restaurants in the Garden City area.

PM
29207 Ford Rd
Paula M. Schembri: Allstate Insurance
Umbrella Insurance Agent · Garden City, MI

Paula M. Schembri: Allstate Insurance serves homeowners, landlords, and small business owners in the Garden City area who require additional liability coverage beyond a standard policy. The agency provides umbrella insurance, which offers extra protection against major claims and lawsuits. This coverage is designed to safeguard personal assets and business investments from catastrophic financial loss. Clients throughout Garden City, as well as neighboring communities such as Dearborn Heights, can access these supplemental liability solutions through this agency.

MK
28230 Ford Rd
McFarlane-King Agency
Umbrella Insurance Agent · Garden City, MI

Serving Garden City and the surrounding communities of western Wayne County, McFarlane-King Agency provides umbrella insurance policies for both residential and small commercial clients. The agency handles additional liability coverage that extends beyond the limits of standard home and auto policies. By assessing each client's total personal or business asset exposure, it structures supplemental layers of protection that help guard against major lawsuits and claims against the policyholder's net worth. A typical job begins with a comprehensive review of existing underlying policies to ensure seamless coordination of coverage limits.

FI
1757 Inkster Rd
Flex Insurance Agency
Umbrella Insurance Agent · Garden City, MI

Flex Insurance Agency in Garden City, MI provides umbrella insurance coverage, which differs from one-time liability protection because it operates as a recurring annual policy. This coverage extends beyond standard home and auto limits to safeguard clients against major claims and lawsuits. Services for umbrella insurance are offered on an as-needed basis, allowing clients to review and adjust their coverage during annual renewals when their underlying policies change.

AI
1757 Inkster Rd
AAA Insurance - Gheeda Insurance Agency, LLC
Umbrella Insurance Agent · Garden City, MI

AAA Insurance - Gheeda Insurance Agency, LLC, specializes in umbrella insurance policies that provide extra liability coverage beyond standard home and auto plans. It offers these services to residents in Garden City, Michigan, as part of its general work as an insurance agent. The agency helps clients protect their assets against major claims, such as a serious accident on the property. It can be especially helpful when a snowplow damages a neighbor’s car during a heavy winter storm.

BI
29207 Ford Rd
Beaudrie Insurance Agency
Umbrella Insurance Agent · Garden City, MI

As the Lake Erie winds whip across Garden City in autumn, homeowners often worry about costly liability claims from fallen branches or icy walkways. Beaudrie Insurance Agency responds with specialized umbrella insurance policies designed to provide extra protection beyond standard home or auto coverage. These policies help shield residents from devastating lawsuits that could otherwise drain personal savings. An initial consultation involves a thorough review of existing policies to determine the appropriate level of supplemental coverage needed for each Garden City property.

MA
6743 Middlebelt Rd
Manessa Agency
Umbrella Insurance Agent · Garden City, MI

Manessa Agency provides umbrella insurance policies to help clients manage excess liability exposures in the Garden City, Michigan area. Their specialty add-ons extend coverage limits beyond standard commercial policies, offering protection for lawsuits and large settlements that could otherwise deplete a business’s assets. For offices, they craft policies to shield professional service firms from costly claims. For warehouses, they tailor solutions for inventory and equipment risks. For food service operations, they provide safeguards against customer incidents and supplier disputes.

AM
32667 Ford Rd
Angela Michigan Insurance Lady
Umbrella Insurance Agent · Garden City, MI

Angela Michigan Insurance Lady provides residential umbrella insurance services in Garden City, Michigan, offering homeowners an extra layer of liability protection beyond standard policies. Commercial umbrella coverage is also available for businesses needing higher liability limits. Service extends throughout the greater Garden City area. Clients receive clear explanations tailored to their individual property situations. Many continue working with Angela Michigan Insurance Lady to adjust coverage following changes in property value or risk exposure, returning between regular policy reviews for detailed updates on their existing coverage.

What Does an a Umbrella Insurance Agent in Garden City Cost?

In Michigan, umbrella insurance typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. The price depends on your risk factors such as driving record, property value, and number of vehicles. Higher coverage limits of 2 to 5 million dollars will increase the premium. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.

About umbrella insurance agents in Garden City

An umbrella insurance agent in Garden City, Michigan helps you secure extra liability coverage that goes beyond the limits of your auto or homeowners policy. Michigan law requires minimum auto liability limits of 20/40/10, but an umbrella policy can provide additional protection for lawsuits or large claims. Local agents understand the specific risks for Garden City residents, including winter weather accidents and property liability issues.

Frequently Asked Questions

What does an umbrella insurance agent in Garden City do?

An umbrella insurance agent helps you buy a policy that adds extra liability coverage above your existing auto and home insurance. This coverage can pay for legal defense costs and settlements if you are sued. Agents in Garden City can review your current policies and recommend a coverage amount that fits your needs.

How much umbrella coverage do I need in Michigan?

Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and risk. Michigan courts can award large judgments in personal injury cases, so higher limits may be wise if you own a home or have significant savings. Your agent can help calculate the appropriate limit for your situation.

Do I need umbrella insurance if I have a standard auto policy in Garden City?

Yes, because Michigan auto policies have liability limits that may not cover a serious accident. For example, if you cause a crash with medical costs over 300,000 dollars, your auto policy might not pay the full amount. Umbrella insurance fills that gap and can also cover claims like libel or slander that auto policies exclude.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.