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Find Umbrella Insurance Agents Near You in Flint, MI

Browse umbrella insurance agents serving Flint, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Flint, Michigan is Security First Insurance Agency, Inc, rated 4.5 stars across 168 reviews. Other highly rated options include BGM Insurance Agency, Inc, AAA Flint, L.A. Insurance. This directory lists 21 umbrella insurance agents serving Flint.

Showing 21 umbrella insurance agents in Flint, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Security First Insurance Agency, Inc3526 Miller Rd G(810) 732-5800
2BGM Insurance Agency, Inc1063 E Hill Rd(810) 244-9200
3AAA Flint5009 W Bristol Rd(810) 230-8890
4L.A. Insurance3676 E Court St(810) 715-8000
5Al Bourdeau Insurance Agency3835 Davison Rd(810) 742-3411
6Eve Insurance4508 Beecher Rd(810) 733-0666
7Ron Gillum Jr - State Farm Insurance Agent1510 W Court St Suite 1(810) 239-3550
8Phillips Insurance - An Independent Agency Since 19176045 Corunna Rd # B(810) 230-0020
9Blackmore Rowe InsuranceG-6235 Corunna Rd Suite H(810) 720-8244
10Mark Owen Insurance Agency4386 Lennon Rd(810) 732-5000
SF
3526 Miller Rd G
Security First Insurance Agency, Inc
Umbrella Insurance Agent · Flint, MI

Security First Insurance Agency, Inc serves Flint and Genesee County, Michigan, offering umbrella insurance coverage for individuals and businesses. This type of policy extends liability protection beyond the limits of standard auto, homeowners, or commercial policies, helping to safeguard assets in the event of a major claim or lawsuit. Policyholders in the Flint area often require these additional layers of security for rental properties or personal watercraft, which the agency handles with careful guidance.

BI
1063 E Hill Rd
BGM Insurance Agency, Inc
Umbrella Insurance Agent · Flint, MI

BGM Insurance Agency, Inc serves the greater Flint, Michigan area and surrounding communities, handling requests for umbrella insurance coverage. This type of policy provides additional liability protection that extends beyond the limits of a standard homeowners or auto policy. When a typical job arises, the agency generally reviews a client’s current underlying policies, assesses their risk exposure from everyday activities or property ownership, then identifies an appropriate layer of extra coverage to safeguard personal assets accordingly.

AF
5009 W Bristol Rd
AAA Flint
Umbrella Insurance Agent · Flint, MI

AAA Flint offers liability protection that goes beyond standard policies, addressing claims related to property damage and personal injury. The company provides coverage options to bridge gaps left by home or auto insurance, with service plans that include risk assessment consultations and annual policy reviews. Its support helps safeguard assets from major lawsuits in the local area. The agency services a range of properties, including single-family homes, apartments, retail spaces, and restaurants.

LI
3676 E Court St
L.A. Insurance
Umbrella Insurance Agent · Flint, MI

L.A. Insurance in Flint, Michigan offers umbrella insurance either as a one-time policy for a specific liability need or as a regularly renewed coverage extension atop existing homeowners or auto plans. Umbrella policies provide an extra layer of liability protection beyond standard limits, safeguarding assets against large claims or lawsuits. Coverage typically applies to personal injuries, property damage, and certain legal defense costs across multiple underlying policies. Service is available on a scheduled renewal basis or as a one-time request, arranged directly with the agent.

AB
3835 Davison Rd
Al Bourdeau Insurance Agency
Umbrella Insurance Agent · Flint, MI

Homeowners, businesses, and property managers in Flint, Michigan, turn to Al Bourdeau Insurance Agency for umbrella insurance policies that provide an extra layer of liability coverage beyond standard limits. This agency helps clients protect their assets and future income against major claims and lawsuits. Umbrella insurance safeguards against events that could otherwise exhaust underlying policy payouts. The agency extends its services to residents and commercial operators in surrounding Genesee County communities such as Grand Blanc.

EI
4508 Beecher Rd
Eve Insurance
Umbrella Insurance Agent · Flint, MI

Eve Insurance, located in Flint, MI, provides umbrella insurance agents who explain the distinction between a one-time policy setup and recurring coverage options that adjust as personal liability needs change. Their focus is on offering supplemental liability protection that extends beyond standard home and auto policies to safeguard local assets. This service runs on an as-needed basis, allowing clients to request policy reviews or amendments whenever their circumstances shift without a fixed schedule.

RG
1510 W Court St Suite 1
Ron Gillum Jr - State Farm Insurance Agent
Umbrella Insurance Agent · Flint, MI

As the Michigan autumn colors fade and winter approaches, Flint residents often review their property protections against ice dams and slippery walkways. Ron Gillum Jr - State Farm Insurance Agent provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This extra layer can help shield savings and future earnings from major claims or lawsuits that exceed primary insurance. Because umbrella policies typically require existing underlying coverage, the initial step involves a thorough review of current policies and personal assets to determine the appropriate amount of necessary supplemental protection.

PI
6045 Corunna Rd # B
Phillips Insurance - An Independent Agency Since 1917
Umbrella Insurance Agent · Flint, MI

Phillips Insurance serves residential clients in Flint by offering umbrella liability coverage that extends protection beyond standard home policies. Commercial accounts are also supported, with policies designed to cover businesses across the surrounding region. As an independent agency operating since 1917, their team reviews each client’s existing coverage to identify gaps and recommend appropriate limits. New policyholders receive guidance through the application process, and existing customers can expect follow-up support between regular visits to address any changes in their risk profile.

BR
G-6235 Corunna Rd Suite H
Blackmore Rowe Insurance
Umbrella Insurance Agent · Flint, MI

Blackmore Rowe Insurance specializes in offering umbrella liability coverage that extends beyond standard policy limits for clients in Flint. Its general services include consulting with individuals and families to assess exposure to major claims or lawsuits, ensuring adequate protection is in place. The agency helps policyholders address risks associated with winter driving accidents on local roads or unexpected incidents arising from seasonal gatherings.

MO
4386 Lennon Rd
Mark Owen Insurance Agency
Umbrella Insurance Agent · Flint, MI
SS
5154 Miller Rd Ste H
Salib's Insurance Services
Umbrella Insurance Agent · Flint, MI
(810) 767-5675
PI
1391 Bristol Rd
PLPD Insurance - Flint
Umbrella Insurance Agent · Flint, MI
(810) 341-5077
plpd.com/locations/flint-michigan
TS
3208 Pierson Rd
Thomas Spence Insurance Agency, Inc
Umbrella Insurance Agent · Flint, MI
(810) 787-2900
thomasspenceinsurance.com
AR
2503 Flushing Rd G
All Risk Insurance
Umbrella Insurance Agent · Flint, MI
(810) 238-4055
II
3033 N Linden Rd
Irving Insurance Agency, Inc.
Umbrella Insurance Agent · Flint, MI
(810) 230-0250
irvingagency.com
FI
6070 Fenton Rd #2
Farmers Insurance - Kristin Olson
Umbrella Insurance Agent · Flint, MI
(810) 230-4075
agents.farmers.com/mi/flint/kristin-olson
MI
5454 Gateway Centre Blvd
McCredie Insurance Agency
Umbrella Insurance Agent · Flint, MI
(800) 333-0983
mccredieins.com
FI
4419 Richfield Rd
Farmers Insurance - Paul Turchi
Umbrella Insurance Agent · Flint, MI
(810) 736-0840
agents.farmers.com/mi/flint/paul-turchi
PR
503 Saginaw St Suite 906
Potter and Roose Insurance
Umbrella Insurance Agent · Flint, MI
(810) 767-8590
potterandroose.com
BE
5154 Miller Rd
Bur Eric Lemieux Agency
Umbrella Insurance Agent · Flint, MI
(810) 391-2455
farmbureauinsurance-mi.com/agent/eric-lemieux
HI
4813 Clio Rd
Huntington Insurance
Umbrella Insurance Agent · Flint, MI
(231) 599-9018
huntington.com

What Does an a Umbrella Insurance Agent in Flint Cost?

The cost of an umbrella insurance policy in Michigan typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Premiums can be higher if you have multiple properties or a high-risk lifestyle. Factors like your driving record and claims history also affect the price. This is general information and not insurance advice.

About umbrella insurance agents in Flint

Umbrella insurance agents in Flint Michigan help you secure extra liability coverage that goes beyond your auto and home insurance limits. This policy can protect your savings and future earnings from large lawsuits. Michigan law requires all drivers to carry no-fault insurance, and an umbrella policy adds a layer of protection above those state-mandated minimums.

Frequently Asked Questions

What does an umbrella insurance agent in Flint do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your standard home or auto policy limits. In Michigan, this is especially important because the state has high medical costs under its no-fault system. The agent will review your existing coverage and recommend an appropriate umbrella limit.

How much umbrella coverage do I need in Michigan?

Most agents recommend at least one million dollars in umbrella coverage for Michigan residents. This amount can protect you from major lawsuits arising from car accidents or incidents on your property. Your specific needs depend on your assets, income, and risk factors.

Is umbrella insurance required by law in Michigan?

No, umbrella insurance is not required by Michigan law. However, it is a smart purchase if you have significant assets or face higher liability risks. Michigan no-fault law does not limit your exposure to lawsuits for pain and suffering, making umbrella coverage valuable.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.