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Umbrella Insurance Agents in Farmington Hills, MI

Browse umbrella insurance agents serving Farmington Hills, Michigan. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Farmington Hills, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 11 umbrella insurance agents in Farmington Hills, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wolf-Chandler Agency, LLC
30903 Northwestern Hwy Suite 260, Farmington Hills, MI 48334
(248) 952-9500 wolfchandler.com
AAA Insurance - Ali Insurance Agency
29525 W Nine Mile Rd, Farmington Hills, MI 48336
(313) 992-0006 locator.acg.aaa.com
AAA Insurance - Saleh Insurance Agency
38255 W 10 Mile Rd, Farmington Hills, MI 48335
(248) 987-2660 locator.acg.aaa.com
Bergstrom Insurance Agency
30701 W 10 Mile Rd #400, Farmington Hills, MI 48336
(248) 478-4800 bergstrominsurance.com
Farmers Insurance - Richard Masri
31500 W 13 Mile Rd Ste 106, Farmington Hills, MI 48334
(248) 360-2100 agents.farmers.com
VTC Insurance Group - Farmington Hills
37000 Grand River Ave #150, Farmington Hills, MI 48335
(248) 471-0970 vtcins.com
United Insurance Services LLC
28230 Orchard Lake Rd #203, Farmington Hills, MI 48334
(248) 737-0022 theuisllc.com
Goosehead Insurance - Joseph Smigielski
27620 Farmington Rd Unit B-11, Farmington Hills, MI 48334
(248) 205-4289 goosehead.com
AAA Insurance - Ibura Insurance Agency
29586 Orchard Lake Rd, Farmington Hills, MI 48334
(248) 377-8315 locator.acg.aaa.com
Al Bourdeau Insurance Agency
30777 Northwestern Hwy #201, Farmington Hills, MI 48334
(248) 855-6690 albourdeau.com
HealthMarkets Insurance Agency
33302 W 12 Mile Rd, Farmington Hills, MI 48334
(248) 327-2123 agents.healthmarkets.com

Umbrella insurance provides extra liability coverage beyond standard auto and homeowners policies. In Farmington Hills Michigan this coverage can protect assets from large claims or lawsuits. Michigan law does not require umbrella insurance but it is often recommended for homeowners and drivers who want additional financial security.

What Does a Umbrella Insurance Agent in Farmington Hills Cost?

Umbrella insurance in Michigan typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Premiums vary based on your risk profile number of vehicles and property value. Higher coverage limits of 2 to 5 million dollars may cost 300 to 700 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Farmington Hills do?
An umbrella insurance agent helps you assess your liability risks and find a policy that adds coverage above your existing limits. They can explain how Michigan law affects claims and what exclusions may apply to your specific situation.
How much umbrella insurance coverage do I need in Michigan?
Most agents recommend at least 1 million dollars in umbrella coverage for Michigan residents. The right amount depends on your assets income and risk factors such as owning a pool or having a teenage driver.
Does Michigan law affect umbrella insurance policies?
Yes Michigan has specific rules for auto liability and no-fault insurance that can interact with umbrella policies. An agent can help ensure your umbrella coverage aligns with state requirements and does not duplicate existing coverage.