The top-rated umbrella insurance agent in Auburn Hills, Michigan is Greg Root State Farm Insurance Agent, rated 4.5 stars across 44 reviews. Other highly rated options include Encore Insurance, Farmers Insurance - Hassan Karadsheh, Meemic Insurance Company. This directory lists 11 umbrella insurance agents serving Auburn Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Root State Farm Insurance Agent | 1845 N Opdyke Rd | (248) 371-0388 |
| 2 | Encore Insurance | 2701 Cambridge Ct # 518 | (248) 466-0200 |
| 3 | Farmers Insurance - Hassan Karadsheh | 1989 N Opdyke Rd Ste B | (248) 377-0763 |
| 4 | Meemic Insurance Company | 1685 N Opdyke Rd | (248) 373-5700 |
| 5 | AAA Insurance: Rochester Hills/Oakland Twp | 2545 N Opdyke Rd # 105 | (248) 692-4400 |
| 6 | The Gurney Agency | 691 N Squirrel Rd # 165 | (248) 766-8522 |
| 7 | Acrisure Auburn Hills, MI (Hartland Insurance Group) | 691 N Squirrel Rd # 190 | (248) 377-9600 |
| 8 | Sheri Keljo - Acrisure - Hartland Insurance Group Inc | 691 N Squirrel Rd # 190 | (248) 375-4222 |
| 9 | Farmers Insurance - Nicholas Saigh | 3015 Walton Blvd. | (248) 289-9595 |
| 10 | AAA Insurance - O'Hare Agency INC | 2545 N Opdyke Rd # 105 | (248) 692-4400 |
Greg Root State Farm Insurance Agent in Auburn Hills, MI, serves homeowners, renters, businesses, and property managers seeking personal umbrella liability protection. This agency helps clients secure extra coverage beyond standard auto and home policies to guard against major claims or lawsuits. Policyholders gain an added layer of financial security for unforeseen accidents or property damage incidents. The agency also works with local residents and commercial clients throughout nearby Rochester Hills and the greater metro Detroit region.
Encore Insurance serves the Auburn Hills area by providing umbrella insurance coverage that extends liability protection beyond standard policy limits. It offers personalized risk assessment and coverage options to help clients manage unforeseen liability exposures. Each policy is designed to offer additional defense costs and higher coverage ceilings for those holding underlying home and auto insurance. Annual reviews and policy adjustments ensure continuous alignment with evolving client needs. The company services properties including single-family homes, apartment complexes, retail locations, and local restaurants.
Farmers Insurance - Hassan Karadsheh serves Auburn Hills and the surrounding communities of Oakland County, handling comprehensive umbrella insurance agent needs for local residents. This agency focuses on providing additional liability coverage beyond standard auto and homeowners policies, protecting clients from major claims and lawsuits. The agent evaluates each individual's existing coverage gaps and risk exposure to determine appropriate policy limits. To manage a typical job, it conducts a thorough review of current insurance policies and risk factors before recommending suitable umbrella coverage tailored to the client's assets and lifestyle.
Meemic Insurance Company serves the Auburn Hills, Michigan, metro area as an umbrella insurance agent. It provides supplemental liability coverage that extends beyond the limits of standard home and auto policies. This additional protection helps safeguard personal assets against major claims or lawsuits. Clients in Auburn Hills can turn to this agency for guidance on securing extra liability limits for heightened financial security. Among the specific services it handles in this area are excess liability insurance for residential properties and personal umbrella policies for auto-related risks.
AAA Insurance: Rochester Hills/Oakland Twp in Auburn Hills, MI specializes in offering umbrella insurance policies for enhanced liability protection. It also assists local residents with adjusting coverage limits to safeguard assets against unforeseen claims. The agency works alongside homeowners and auto insurers to coordinate extra layers of security for personal liability risks. Its agents help clients review policy gaps before seasonal storms or holiday gatherings increase the chance of accidents on their property.
When storm season arrives in Auburn Hills, extra protection against liability claims becomes a priority for many homeowners and drivers. The Gurney Agency responds by advising clients on umbrella insurance policies that extend coverage beyond standard auto or home limits. Their agents assess individual risks to recommend appropriate additional layers. Starting with a careful review of current policies, the process determines where supplemental umbrella protection might best fill potential coverage gaps. This initial consultation examines existing liability exposure and the value of personal assets requiring further safeguarding.
Acrisure Auburn Hills, MI (Hartland Insurance Group) offers umbrella insurance with both one-time policy purchases and recurring annual renewals to maintain continuous liability coverage. These policies provide additional protection beyond standard home and auto limits, safeguarding assets against major claims. Agents assist clients in evaluating risk exposure and determining appropriate coverage levels. Service for new policies is generally arranged on a one-time basis, while existing clients typically receive scheduled annual reviews to adjust coverage as needed, though as-needed consultations are also available for life changes or claims.
Sheri Keljo - Acrisure - Hartland Insurance Group Inc serves clients in Auburn Hills, Michigan, by providing general insurance brokerage services. The agency specializes in umbrella insurance, which offers additional liability coverage beyond standard policies for added protection. This extra layer is designed to safeguard assets against major claims or lawsuits. The firm can assist businesses operating from commercial spaces such as offices and warehouses. It also serves the food service industry, including restaurants and other related establishments.
Farmers Insurance - Nicholas Saigh in Auburn Hills, MI, serves as an umbrella insurance agent providing personal liability coverage that extends beyond standard home and auto policies. This type of insurance safeguards clients against major claims and lawsuits involving bodily injury or property damage. The agency assists local residents in selecting appropriate additional limits for broader protection. It also offers add-on coverage for legal defense costs in certain situations.
AAA Insurance - O'Hare Agency INC provides residential umbrella insurance in Auburn Hills, MI, delivering extra liability protection that extends beyond standard homeowners policies. The agency also offers commercial umbrella coverage for local businesses seeking additional safeguards against significant claims. Their service area encompasses the broader Auburn Hills region, ensuring neighboring communities have access to this specialized layer of protection. Clients often return between regular policy reviews to adjust coverage limits as their assets or risk profiles change, with the agency facilitating those follow-up adjustments directly.
What Does an a Umbrella Insurance Agent in Auburn Hills Cost?
In Michigan umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million can cost 300 to 800 dollars annually. Costs vary based on your driving record home value and number of properties. This is general information not insurance advice.
About umbrella insurance agents in Auburn Hills
Umbrella insurance provides extra liability coverage beyond your home and auto policies. In Auburn Hills Michigan an agent can help you secure a policy that covers claims above standard limits. Michigan law requires minimum auto liability limits but an umbrella policy adds another layer of protection for your assets.
Frequently Asked Questions
What does an umbrella insurance agent in Auburn Hills do?
An agent helps you purchase a personal umbrella policy that extends liability coverage. They review your current home and auto policies to determine the right amount of extra protection. The agent then finds a policy that meets Michigan insurance requirements and your personal needs.
How much umbrella insurance do I need in Michigan?
Most Michigan residents choose between 1 million and 5 million dollars in umbrella coverage. The amount depends on your assets income and risk factors. An agent can help you calculate a suitable limit based on your net worth and potential lawsuit exposure.
Do I need umbrella insurance if I have a home and auto policy in Auburn Hills?
Yes because standard home and auto policies have liability limits that may not cover a large claim. In Michigan a serious accident or injury on your property could exceed those limits. An umbrella policy covers the gap and provides legal defense costs.
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