The top-rated umbrella insurance agent in Ann Arbor, Michigan is Tom Pelham - State Farm Insurance Agent, rated 5.0 stars across 548 reviews. Other highly rated options include Aaron Richards - State Farm insurance Agent, John Avery - State Farm Insurance Agent, Heidi Kussurelis Insurance. This directory lists 25 umbrella insurance agents serving Ann Arbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Pelham - State Farm Insurance Agent | 2178 S State St Suite B | (734) 929-1818 |
| 2 | Aaron Richards - State Farm insurance Agent | 530 S Maple Rd | (734) 995-5052 |
| 3 | John Avery - State Farm Insurance Agent | 709 W Ellsworth Rd Ste 112 | (734) 477-6090 |
| 4 | Heidi Kussurelis Insurance | 2405 S Main St | (734) 213-6736 |
| 5 | Farmers Insurance - Julia Jakacki | 323 S Main St Ste A | (734) 519-5489 |
| 6 | Ann Arbor Insurance Centre | 2755 Carpenter Rd | (734) 973-9444 |
| 7 | Lequana Robinson Insurance Agency | 2531 Jackson Ave #318 | (734) 585-5259 |
| 8 | Concept Insurance | 4884 S State Rd | (734) 369-9900 |
| 9 | Falcon Insurance Agency of Michigan | Floor Seven, 202 E Washington St Suite 711 | (734) 887-9110 |
| 10 | Gallagher Insurance, Risk Management & Consulting | 305 E Eisenhower Pkwy #200 | (734) 662-3100 |
Tom Pelham - State Farm Insurance Agent serves the Ann Arbor, Michigan area, providing umbrella insurance coverage to local residents and businesses. This agent offers policies that deliver extended liability protection beyond standard home and auto insurance limits. Umbrella insurance helps safeguard personal assets and future earnings against large claims or lawsuits. The agent also assists clients in evaluating their individual risk factors to determine appropriate coverage levels. Specific services include customizing umbrella policies to coordinate with existing auto and homeowners insurance for comprehensive protection.
Aaron Richards - State Farm Insurance Agent in Ann Arbor, Michigan provides individual and commercial umbrella liability insurance policies. These plans offer supplemental coverage beyond standard policy limits, protecting clients from major claims and lawsuits. Service includes policy reviews to help ensure adequate coverage as personal or business assets grow. Maintenance involves monitoring policy thresholds and coordinating with underlying homeowners, auto, or business policies. The agent serves a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
John Avery - State Farm Insurance Agent in Ann Arbor, Michigan, provides umbrella insurance coverage for homeowners, businesses, and property managers who seek additional liability protection beyond standard policy limits. These policies help safeguard assets against major claims and lawsuits. The agent also serves clients in nearby communities such as Ypsilanti, helping residents across the broader Washtenaw County metro area secure comprehensive personal and commercial liability coverage tailored to their specific risk exposures.
Serving Ann Arbor and the surrounding Washtenaw County communities, Heidi Kussurelis Insurance handles personal umbrella insurance policies. These policies provide extended liability coverage, protecting clients beyond the limits of their standard auto, home, or boat insurance. The agency works with individuals to determine appropriate coverage levels that guard against major claims and lawsuits for their assets. For a typical policy, the agent evaluates a client's current risk factors and existing coverage to integrate a seamless layer of additional protection.
Farmers Insurance - Julia Jakacki in Ann Arbor, MI, offers umbrella insurance to provide extra liability coverage beyond standard home and auto policies. A one-time policy setup establishes a protective layer against major claims or lawsuits, while recurring annual renewals ensure continuous protection as personal assets grow. This agent serves clients by assessing individual risk levels to recommend appropriate coverage limits for long-term security. Services run on an as-needed basis beginning with an initial consultation, with annual policy reviews scheduled to adjust coverage for changing circumstances.
Ann Arbor Insurance Centre in Ann Arbor, MI, offers personalized guidance on umbrella insurance policies to extend liability coverage beyond standard home and auto limits. Its specialists assist local clients in assessing potential risks and structuring added protection for greater financial security. During severe Michigan winter months, it frequently helps homeowners and drivers address increased accident and property damage exposure arising from icy roads or falling tree limbs.
Lequana Robinson Insurance Agency provides residential umbrella insurance services for homeowners in Ann Arbor, Michigan. The agency also offers commercial coverage to help local businesses protect their assets beyond standard policy limits. Serving the greater Ann Arbor area, these policies are designed for individuals and companies seeking additional liability protection. Clients can return for policy reviews or updates during regular intervals, ensuring their coverage remains aligned with changing needs between scheduled visits.
Concept Insurance in Ann Arbor, MI is known for providing personal umbrella liability policies that extend coverage beyond standard home and auto limits. The agency evaluates clients’ unique risk exposures to help protect assets against major claims or lawsuits. It offers a range of umbrella insurance amounts suited for local homeowners, drivers, and renters. These policies typically cover legal defense costs and certain personal injury liabilities. For additional protection, the company can specialize in adding coverage for recreational vehicles and watercraft on the same umbrella policy.
Falcon Insurance Agency of Michigan, located in Ann Arbor, structures comprehensive general liability policies for businesses and homeowners. Their specialty lies in securing umbrella insurance add-ons, which extend coverage limits beyond standard policies to provide crucial additional protection against major claims or lawsuits. This service helps clients in the region manage unforeseen financial risks with confidence. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Ann Arbor Cost?
In Michigan, a one million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your driving record, home value, and number of properties. This is general information and not insurance advice.
About umbrella insurance agents in Ann Arbor
An umbrella insurance agent in Ann Arbor Michigan helps you add a layer of liability protection beyond your standard auto and homeowners policies. Michigan law requires no-fault auto insurance with minimum liability limits, but an umbrella policy can cover gaps and defend you against large claims. Local agents understand Ann Arbor risks like rental properties and high-value vehicles.
Frequently Asked Questions
What does an umbrella insurance agent in Ann Arbor do?
An umbrella insurance agent in Ann Arbor helps you purchase a personal liability umbrella policy. This policy provides extra coverage above your auto and home insurance limits. It can pay for legal defense and settlements if you are sued.
How much umbrella coverage do I need in Michigan?
Most agents recommend at least one million dollars in umbrella coverage. Michigan courts can award large judgments in personal injury cases. Your agent will review your assets and risks to suggest an appropriate limit.
Does Michigan law require umbrella insurance?
No, Michigan law does not require umbrella insurance. However, your auto and home policies have minimum liability limits. An umbrella policy adds extra protection against lawsuits and large claims.
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