Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 11 umbrella insurance agents in East Lansing, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Meiers Lombardini Lemanski Insurance
2760 E Lansing Dr #1, East Lansing, MI 48823
(517) 351-9117
mllins.com
Hacker-King-Sherry Agency
2205 Abbot Rd, East Lansing, MI 48823
(517) 337-6000
hksagency.com
Meemic Insurance-Winston Agency
808 W Lake Lansing Rd STE 102, East Lansing, MI 48823
(517) 337-8222
meemic.com
Mourer Foster Inc.
300 W Lake Lansing Rd, East Lansing, MI 48823
(517) 371-2300
mourerfoster.com
Farm Bureau Insurance: Michael Stein Agency
1400 Abbot Rd #410, East Lansing, MI 48823
(517) 333-2060
farmbureauinsurance-mi.com
Goosehead Insurance - Deborah Schultz
1760 Abbey Rd Suite 222, East Lansing, MI 48823
(517) 885-3795
goosehead.com
Brown-Pixley Insurance
5665 Okemos Rd, East Lansing, MI 48823
(517) 339-8277
brownpixley.com
Bubolz Insurance
1159 Trowbridge Rd, East Lansing, MI 48823
(517) 332-8671
bubolz.com
Al Bourdeau Insurance Agency
2660 E Grand River Ave, East Lansing, MI 48823
(800) 644-6030
albourdeau.com
RMTC Agency, Inc.
1451 E Lansing Dr STE 215, East Lansing, MI 48823
(517) 351-3000
rmtcagency.com
MSMS Physicians Insurance Agency
120 W Saginaw St, East Lansing, MI 48823
(517) 878-2464
msmsinsurance.org
What Does a Umbrella Insurance Agent in East Lansing Cost?
In Michigan, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage limits, such as 2 million or 5 million dollars, may cost 300 to 600 dollars annually. Costs vary based on the number of vehicles, driving record, home value, and other risk factors. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in East Lansing do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding the limits of your home or auto insurance. In Michigan, this is especially important because of the state's unique no-fault insurance system and high medical costs. The agent assesses your assets and risk profile to recommend appropriate coverage amounts.
How much umbrella insurance do I need in Michigan?
Most agents recommend at least 1 million dollars in umbrella coverage for Michigan residents with significant assets or income. The amount needed depends on factors like home equity, savings, and potential liability from activities such as owning a rental property or having a teenage driver. An agent can help calculate the right limit based on your personal situation.
Is umbrella insurance required by Michigan law?
No, Michigan law does not require umbrella insurance. However, it is strongly recommended for individuals with assets to protect beyond the minimum liability limits of standard policies. Michigan courts can award large judgments in personal injury cases, making extra coverage a prudent choice for many East Lansing residents.