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Browse umbrella insurance agents serving Holland, Michigan. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Holland, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 umbrella insurance agents in Holland, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zeke Alejos - State Farm Insurance Agent
244 James St B, Holland, MI 49424
(616) 796-8781
zekeismyagent.com
Alliance Financial & Insurance Agency
348 S Waverly Rd STE 230, Holland, MI 49423
(616) 588-2510
allins.com
Dallas Smock - State Farm Insurance Agent
431 E 8th St, Holland, MI 49423
(616) 396-0492
dallassmock.com
Amsink Insurance Agency, LLC
416 Butternut Dr, Holland, MI 49424
(616) 393-4977
amsinkinsurance.com
Farmers Insurance - Nathan Bowers
426 Century Ln Ste 100, Holland, MI 49423
(616) 317-2488
agents.farmers.com
Lenz-Balder Insurance
340 120th Ave, Holland, MI 49424
(616) 748-9440
lenzbalderins.com
Alera Group (formerly Lighthouse)
99 E 8th St Ste 210, Holland, MI 49423
(616) 392-6900
lighthouse.aleragroup.com
L.A. Insurance
12521 James St Ste. 50, Holland, MI 49424
(616) 738-8100
lainsurance.com
Farm Bureau Insurance - The Zack Martin Agency
494 W 17th St, Holland, MI 49423
(616) 288-3494
facebook.com
Koop & Burr Insurance
348 S Waverly Rd, Holland, MI 49423
(616) 355-2920
koopburr.com
HOP INSURANCE AGENCY INC - FARM BUREAU INSURANCE
477 Chicago Dr, Holland, MI 49423
(616) 396-5728
farmbureauinsurance-mi.com
The Insurance Group
593 Heritage Ct, Holland, MI 49423
(616) 392-3498
the-insurance-group.com
Buursma Agency
460 S Waverly Rd, Holland, MI 49423
(616) 392-2105
buursmaagency.com
Kamer Agency
400 136th Ave #600, Holland, MI 49424
(616) 396-4676
nolankameragency.com
BHS Insurance - Holland
2822 W Shr Dr, Holland, MI 49424
(616) 396-2000
bhsins.com
Miguel Delao Agency - Farm Bureau Insurance
494 W 17th St, Holland, MI 49423
(616) 251-1553
delaoagency.com
Andy Spears Agency Farm Bureau Insurance
380 Garden Ave, Holland, MI 49424
(616) 396-3333
farmbureauinsurance-mi.com
eight East Insurance Agency, LLC
763 E 8th St, Holland, MI 49423
(616) 610-4455
eighteastins.com
Ringnalda TenHaken Insurance Group - Holland
11595 E Lakewood Blvd #30, Holland, MI 49424
(616) 530-2800
rtiholland.com
Farm Bureau Insurance Megan Quist Agency
380 Garden Ave, Holland, MI 49424
(616) 396-3333
insurethelakeshoremi.com
An umbrella insurance agent in Holland Michigan helps you secure extra liability coverage that goes beyond your auto and homeowners policies. Michigan is a no-fault auto insurance state with unique liability rules, so an umbrella policy can provide critical additional protection for your assets. Working with a local agent ensures your coverage aligns with Michigan law and your specific needs.
What Does a Umbrella Insurance Agent in Holland Cost?
In Michigan, the annual premium for a 1 million dollar personal umbrella policy typically ranges from 150 to 400 dollars. Higher coverage amounts, such as 2 million or 5 million dollars, will cost more, often between 300 and 800 dollars per year. Costs vary based on your driving record, home value, number of properties, and insurance history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Holland do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding the limits of your underlying home and auto policies. In Michigan, this is especially important because the state has high minimum liability requirements and a no-fault system that can still leave you exposed to lawsuits. The agent assesses your assets and risk profile to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Michigan?
Most Michigan agents suggest at least 1 million dollars in umbrella coverage, though higher limits are common for those with significant assets or high-risk activities. The amount depends on factors like your net worth, property value, and potential lawsuit exposure. Your agent will help you calculate a suitable limit based on your personal situation.
Is umbrella insurance required by Michigan law?
No, Michigan law does not require umbrella insurance. However, it is strongly recommended because standard auto and homeowners policies have coverage caps that may not fully protect you in a serious accident or lawsuit. Michigan courts can award large judgments, and an umbrella policy provides an extra layer of financial security.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.