The top-rated umbrella insurance agent in Jackson, Michigan is Joe Munie - State Farm Insurance Agent, rated 4.8 stars across 231 reviews. Other highly rated options include The Craft Agency, Inc., Kevin Winter - State Farm Insurance Agent, Walton Insurance Group. This directory lists 20 umbrella insurance agents serving Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Munie - State Farm Insurance Agent | 107 S Dettman Rd | (517) 787-2770 |
| 2 | The Craft Agency, Inc. | 2533 Spring Arbor Rd | (517) 787-0077 |
| 3 | Kevin Winter - State Farm Insurance Agent | 954 W Monroe St | (517) 782-6944 |
| 4 | Walton Insurance Group | 2929 Spring Arbor Rd | (517) 787-2600 |
| 5 | Richmond Agency | 833 Lawrence Ave # A | (517) 788-9130 |
| 6 | Stop 1 Insurance Agency #4 LLC | 834 N W Ave | (517) 539-5300 |
| 7 | Barker Weber Insurance Agency | 2501 Spring Arbor Rd | (517) 783-2608 |
| 8 | Mitten State Insurance Agency | 1331 Horton Rd | (517) 252-5056 |
| 9 | L.A. Insurance | 921 N W Ave | (517) 768-7500 |
| 10 | Farmers Insurance - Kelcie Wilson-Yeider | 1515 Horton Rd Ste C | (517) 339-2400 |
Joe Munie - State Farm Insurance Agent serves the Jackson, MI metro area and provides umbrella insurance coverage for local residents and businesses. This agent helps clients protect their assets beyond standard policy limits, offering a broad layer of liability protection. Umbrella policies extend coverage for claims involving property damage, personal injury, or lawsuits, which can arise from everyday incidents. In the Jackson area, the agent handles personal umbrella policies for homeowners and auto insurance customers seeking added security. The agency also assists with business umbrella insurance for small enterprises in the region.
The Craft Agency, Inc. serves homeowners, businesses, and property managers in Jackson, Michigan, by arranging umbrella insurance policies to provide extended liability coverage beyond standard homeowners or commercial auto limits. This type of insurance offers an extra layer of financial protection against major claims or lawsuits. The agency handles the application process and policy reviews for clients seeking to safeguard their assets from unforeseen risks. It also covers clients in the nearby communities of Summit Township and Spring Arbor.
Kevin Winter - State Farm Insurance Agent in Jackson, MI, provides umbrella insurance coverage, helping clients address excess liability risks that extend beyond standard policies. The agent assists with evaluating current personal or business liability limits to determine appropriate umbrella coverage levels, while also offering policy inquiries and claims assistance as part of routine service. Maintenance plans include regular policy reviews to ensure coverage keeps pace with changing assets or liability exposures. The agent services single-family homes, apartments, retail, and restaurants.
Serving Jackson, Michigan, and the surrounding communities, Walton Insurance Group handles coverage that extends beyond standard policies to protect clients from major liability claims. As an umbrella insurance agent, it addresses the financial gaps that can arise from accidents or unforeseen incidents on personal property. The company reviews each client’s existing auto, home, or watercraft policies to recommend appropriate additional liability limits. To manage a typical job, it evaluates individual risk factors and coordinates with other carriers to secure consistent, layer-based protection for the client.
Serving as an umbrella insurance agent in Jackson, MI, Richmond Agency specializes in helping clients secure additional liability coverage beyond standard auto and homeowners policies. It also provides guidance on safeguarding personal assets from major claims or lawsuits. This local agent works with residents to assess their risk exposure and ensure proper protection layers are in place. For homeowners preparing for severe winter weather, the agency addresses increased liability concerns from icy walkways or snow removal accidents.
Stop 1 Insurance Agency #4 LLC provides umbrella insurance, which is a one-time purchase for a specific policy period or can be renewed annually. This coverage extends extra liability protection beyond what standard home and auto policies offer, safeguarding personal assets against major claims and lawsuits. Umbrella insurance is essential for residents of Jackson, MI seeking higher liability limits. Service for new policies is provided on a one-time basis, while renewals and policy adjustments are managed on a scheduled, annual cycle.
As the heavy snow and ice of a Michigan winter give way to Jackson’s spring rains, homeowners often review their liability coverage for potential gaps or unseen risks. Barker Weber Insurance Agency responds by helping Jackson clients understand how umbrella insurance layers additional protection over existing auto and home policies, safeguarding assets against costly lawsuits or major claims. Each consultation begins with a thorough review of current coverage limits and an initial assessment of the individual or family’s total exposed assets.
Mitten State Insurance Agency, based in Jackson, MI, provides residential umbrella insurance services that extend liability coverage beyond standard home policies. The agency also offers commercial umbrella policies designed to protect local businesses from catastrophic claims. Their service area covers Jackson and the surrounding communities in south-central Michigan. Through thorough policy reviews at initial consultation, they ensure each client’s unique liability risks are addressed. Between regular visits, the agency proactively reaches out to update coverage following life changes, such as property acquisitions or business growth, ensuring seamless, ongoing protection without gaps.
As the spring thaw brings unpredictable Michigan weather, Jackson residents often seek additional liability protection beyond standard policies. L.A. Insurance provides umbrella insurance coverage in the Jackson area, responding to local needs for extra financial safeguards against major claims or lawsuits. Their work focuses on extending liability limits for auto, home, and watercraft policies. For anyone requesting a quote or exploring higher coverage tiers, the company begins by scheduling a personal assessment of your current liability risks and existing policy limits.
What Does an a Umbrella Insurance Agent in Jackson Cost?
Umbrella insurance in Michigan typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Premiums vary based on your driving record, home value, number of properties, and personal risk factors. Higher coverage limits of 2 million or 5 million dollars cost more but remain affordable relative to the protection provided. This is general information and not insurance advice.
About umbrella insurance agents in Jackson
Umbrella insurance agents in Jackson Michigan help you add an extra layer of liability protection beyond your auto and home policies. Michigan law requires unlimited personal injury protection for auto accidents, making umbrella coverage especially important for residents. An agent can explain how a personal umbrella policy works with your existing insurance in the Great Lakes State.
Frequently Asked Questions
What does an umbrella insurance agent in Jackson do?
An umbrella insurance agent in Jackson helps you purchase a personal liability policy that covers claims above your home and auto limits. They assess your assets and risks to recommend appropriate coverage amounts. The agent also explains how Michigan no-fault laws interact with umbrella policies.
How much umbrella coverage do I need in Michigan?
Most agents recommend at least 1 million dollars in umbrella coverage for Michigan residents. Higher limits may be needed if you own rental property, have a swimming pool, or engage in activities like boating on the Great Lakes. Your agent can help calculate the right amount based on your net worth.
Do Michigan umbrella policies cover lawsuits from car accidents?
Yes, umbrella policies in Michigan cover liability claims from auto accidents that exceed your car insurance limits. Because Michigan has unlimited medical benefits under no-fault law, lawsuit risks can still arise for pain and suffering. An umbrella policy helps protect your savings in such cases.
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