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Find Umbrella Insurance Agents Near You in Lansing, MI

Browse umbrella insurance agents serving Lansing, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Lansing, Michigan is Farmers Insurance - Kyle Campbell, rated 5.0 stars across 345 reviews. Other highly rated options include Farmers Insurance : Alecia Klann Agency, Farmers Insurance - Sarah Schafer, L.A. Insurance. This directory lists 23 umbrella insurance agents serving Lansing.

Showing 23 umbrella insurance agents in Lansing, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Kyle Campbell303 S Waverly Rd Ste 3(517) 280-5030
2Farmers Insurance : Alecia Klann Agency6920 S Cedar St Suite 2(517) 774-4351
3Farmers Insurance - Sarah Schafer6540 Millennium Dr #180(517) 580-8135
4L.A. Insurance5031 S Cedar St Ste. 3(517) 887-2222
5Kevin Damesworth at the David Chapman Agency5700 W Mt Hope Hwy Suite 2(517) 319-8223
6Harmon Insurance Group3815 W St Joseph St Suite A-350(517) 285-9074
7Diversified Insurance Group1901 E Michigan Ave(517) 908-3999
8Rathbun Insurance529 W Saginaw St(517) 482-1316
9AAA Insurance - Christopher Hampton3415 E Saginaw St suite g(517) 337-4760
10AAA Lansing3415 E Saginaw St suite g(517) 487-6171
FI
303 S Waverly Rd Ste 3
Farmers Insurance - Kyle Campbell
Umbrella Insurance Agent · Lansing, MI

Farmers Insurance - Kyle Campbell serves the Lansing, Michigan area as an umbrella insurance agent. This agency provides extra liability coverage that extends beyond the limits of standard home and auto policies, offering broader financial protection. Umbrella insurance helps clients safeguard their assets against major claims and lawsuits. The business handles policy evaluation for individual coverage gaps and assists with multi-policy integration to ensure comprehensive liability protection for Lansing residents.

FI
6920 S Cedar St Suite 2
Farmers Insurance : Alecia Klann Agency
Umbrella Insurance Agent · Lansing, MI

Farmers Insurance : Alecia Klann Agency in Lansing, MI provides umbrella insurance coverage, offering supplemental liability protection beyond standard policies. The agency structures its service to help clients manage overall risk exposure, with regular policy reviews to ensure coverage limits remain appropriate for changing assets and personal circumstances. Service plans include consultations to assess client liability needs and potential gaps in existing insurance. The agency serves a range of properties including single-family homes, apartments, retail spaces, and restaurants.

FI
6540 Millennium Dr #180
Farmers Insurance - Sarah Schafer
Umbrella Insurance Agent · Lansing, MI

Farmers Insurance - Sarah Schafer serves homeowners, businesses, and property managers in Lansing, Michigan, who require additional liability protection beyond standard policies. As an umbrella insurance agent, Sarah Schafer provides coverage that extends policy limits, offering clients broader financial protection against major claims or lawsuits. This service helps secure assets and future earnings for local policyholders. The agency also serves residents and commercial clients in the greater East Lansing area, ensuring umbrella insurance options are accessible throughout the metro region.

LI
5031 S Cedar St Ste. 3
L.A. Insurance
Umbrella Insurance Agent · Lansing, MI

As winter weather turns Lansing sidewalks and driveways into hazards, the right umbrella policy adds a vital layer of liability protection beyond standard homeowners or auto coverage. L.A. Insurance in Lansing, Michigan, helps local residents close coverage gaps from unexpected falls or property incidents. Their agents review current policies to identify exposure points for personal or rental property. A consultation begins with a detailed inspection of existing limits and personal assets, determining what additional umbrella protection best suits each homeowner’s situation and risk.

KD
5700 W Mt Hope Hwy Suite 2
Kevin Damesworth at the David Chapman Agency
Umbrella Insurance Agent · Lansing, MI

Kevin Damesworth at the David Chapman Agency in Lansing, MI provides umbrella insurance services that help clients secure additional liability coverage beyond standard home and auto policies. The difference between a one-time policy review and recurring annual evaluation often depends on changes in a client’s assets or risk exposure. Coverage offered can extend to protect personal liability. Service for new inquiries and claims support typically runs on an as-needed basis.

HI
3815 W St Joseph St Suite A-350
Harmon Insurance Group
Umbrella Insurance Agent · Lansing, MI

Serving Lansing and surrounding communities throughout Ingham County, Harmon Insurance Group acts as an umbrella insurance agent, handling excess liability coverage that extends beyond the limits of standard home and auto policies. This type of policy provides an additional layer of financial protection against major claims or lawsuits. For a typical job, it first assesses a client’s existing liability exposure and underlying policy limits before recommending appropriate umbrella coverage that aligns with that client’s specific asset protection needs.

DI
1901 E Michigan Ave
Diversified Insurance Group
Umbrella Insurance Agent · Lansing, MI

Diversified Insurance Group works with clients in Lansing, Michigan to assess and address broad liability exposures that exceed standard policy limits. Its primary service extends coverage through umbrella insurance, adding a crucial layer of protection on top of general liability, auto, or commercial policies. This specialized approach fills gaps left by underlying plans and helps safeguard personal or business assets against major claims or lawsuits. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.

RI
529 W Saginaw St
Rathbun Insurance
Umbrella Insurance Agent · Lansing, MI

As spring storms roll across mid-Michigan, Lansing homeowners and drivers often review whether their existing liability coverage is sufficient for major claims. Rathbun Insurance in Lansing provides umbrella insurance policies that extend coverage beyond the limits of auto and home insurance, offering added financial protection when a serious accident or injury occurs. This local agency tailors umbrella coverage to match each client's specific assets and risk exposure. An initial assessment of your current policies and personal liability situation starts the process of securing a policy.

AI
3415 E Saginaw St suite g
AAA Insurance - Christopher Hampton
Umbrella Insurance Agent · Lansing, MI

AAA Insurance - Christopher Hampton in Lansing, MI provides residential umbrella insurance coverage, helping local homeowners protect their assets beyond standard policy limits. The agency also assists commercial clients in the Lansing area with similar liability protection needs. They serve clients throughout the region, offering ongoing support and policy reviews. After the initial policy setup, clients can expect thorough follow-up assistance between regular visits to adjust coverage as life circumstances change.

AL
3415 E Saginaw St suite g
AAA Lansing
Umbrella Insurance Agent · Lansing, MI

AAA Lansing in Lansing, MI provides umbrella insurance agent services focused on offering excess liability coverage beyond standard auto and homeowners policies. It helps clients protect significant assets by securing additional layers of financial defense against major claims or lawsuits. The company also assists local residents in assessing their overall risk exposure and tailoring policy limits to match their personal needs. This work proves especially valuable during winter months when ice-related accidents and property damage claims frequently escalate beyond base coverage thresholds.

DI
1901 E Michigan Ave
Diversified Insurance Group
Umbrella Insurance Agent · Lansing, MI
(517) 669-8316
wediginsurance.com
LI
2722 E Michigan Ave Suite 202
Logan Insurance Group
Umbrella Insurance Agent · Lansing, MI
(517) 349-5757
loganinsgroup.com
PI
3410 Belle Chase Way #300
Payne Insurance Agency
Umbrella Insurance Agent · Lansing, MI
(517) 321-6624
payneinsurance.com
DC
5700 W Mt Hope Hwy
David Chapman Agency
Umbrella Insurance Agent · Lansing, MI
(517) 321-4600
davidchapmanagency.com
S1
2404 E Michigan Ave
Stop 1 Insurance Agency #2 LLC
Umbrella Insurance Agent · Lansing, MI
(517) 574-4090
stop1insurance.com
BS
6350 W Michigan Ave #300
Barry Songer Agency - Farm Bureau Insurance
Umbrella Insurance Agent · Lansing, MI
(517) 886-2260
barryandsongeragency.com
AL
2213 E Grand River Ave
Acrisure Lyman & Sheets Insurance Agency
Umbrella Insurance Agent · Lansing, MI
(800) 648-0856
lymansheets.com
MP
2213 E Grand River Ave
Mc Phail Insurance
Umbrella Insurance Agent · Lansing, MI
(517) 651-5003
mcphailagency.com
PI
4600 W Saginaw Hwy
Pohl Insurance Inc
Umbrella Insurance Agent · Lansing, MI
(517) 323-4805
pohlinsurance.com
EK
6920 S Cedar St Suite 11
Eric King Agency LLC
Umbrella Insurance Agent · Lansing, MI
(517) 992-6322
locator.meemic.com/mi/lansing/eric-king-agency
IA
8155 Executive Ct #20
Insurance Agency
Umbrella Insurance Agent · Lansing, MI
(517) 507-3168
CI
4299 Five Oaks Dr
Capital Insurance Services Corporation
Umbrella Insurance Agent · Lansing, MI
(517) 482-7900
capitalinsurance.com
FI
Lansing, MI 48911
Farmers Insurance
Umbrella Insurance Agent · Lansing, MI
(888) 327-6335
agents.farmers.com/mi/lansing

What Does an a Umbrella Insurance Agent in Lansing Cost?

Typical costs for a 1 million dollar umbrella policy in Michigan range from 150 to 300 dollars per year. Higher coverage limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Premiums depend on your driving record, number of properties, and insurance history. This is general information and not insurance advice.

About umbrella insurance agents in Lansing

Umbrella insurance agents in Lansing Michigan help residents secure additional liability coverage that kicks in after standard auto or home policies are exhausted. Michigan law requires no-fault auto insurance with unlimited medical benefits, making umbrella policies valuable for protecting assets against large claims. Local agents can tailor coverage limits to match your personal risk profile and financial situation.

Frequently Asked Questions

What does an umbrella insurance agent in Lansing do?

An agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing home and auto insurance. In Michigan, this extra layer can protect against lawsuits from accidents or property damage that exceed your primary policy limits.

How much umbrella coverage should I get in Michigan?

Most agents recommend starting with 1 million dollars in coverage, but higher limits are available. Michigan courts can award large judgments, so your agent will review your assets and income to suggest an appropriate amount.

Do I need umbrella insurance if I have no assets in Lansing?

Even without significant assets, umbrella insurance can protect future wages and income from garnishment. Michigan law allows creditors to collect on judgments, so coverage may still be wise for liability protection.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.