Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 9 umbrella insurance agents in Lincoln Park, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Roger Williams - State Farm Insurance Agent
3928 Dix Hwy, Lincoln Park, MI 48146
(313) 768-1223
rogerwilliamsinsurance.com
Acova Insurance Agency, Inc.
3156 Fort St, Lincoln Park, MI 48146
(313) 388-0100
acovainsurance.com
Family Auto Insurance Agency
3205 Dix Hwy, Lincoln Park, MI 48146
(313) 288-1550
familyautoagency.com
MPC Financial Corporation
2178 Fort St STE 200, Lincoln Park, MI 48146
(313) 918-1314
mpcfinancialcorp.com
Kaplani Insurance Agency Inc
2868 Fort St, Lincoln Park, MI 48146
(313) 383-7770
lp.onesourceinsuranceagent.com
Huntington Insurance
3710 Dix Hwy, Lincoln Park, MI 48146
(313) 488-3629
AAA Insurance - Mura Insurance Agency
2178 Fort St Suite 100, Lincoln Park, MI 48146
(313) 469-9700
locator.acg.aaa.com
Underil Insurance
985 John A Papalas Dr, Lincoln Park, MI 48146
(313) 383-6400
Earnest Insurance Services
1583 Fort St #3, Lincoln Park, MI 48146
(734) 795-0937
earnest-insurance-services-1.ueniweb.com
What Does a Umbrella Insurance Agent in Lincoln Park Cost?
Typical umbrella insurance costs in Michigan range from 150 to 300 dollars per year for 1 million dollars in coverage. Adding each additional million usually costs 50 to 100 dollars more per year. Your actual premium depends on factors like your home value, number of vehicles, and claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lincoln Park do?
An umbrella insurance agent helps you find a policy that extends your existing liability coverage. They assess your personal risk, such as property value or driving history, and recommend a policy limit that fits your needs. The agent then shops among carriers to get you a competitive rate.
How much umbrella coverage do I need in Michigan?
Common umbrella policy limits range from 1 million to 5 million dollars. Your agent will consider your net worth, future income, and potential lawsuit exposure to suggest an appropriate amount. Michigan courts can award large judgments, so higher limits are often recommended for homeowners or those with rental properties.
Can I get umbrella insurance if I have a poor driving record in Lincoln Park?
Yes, but your premium may be higher. Umbrella insurers review your underlying auto and home claims history. A poor driving record or prior liability claim can increase your rate or limit your options. Your agent can help you find a carrier that specializes in higher-risk profiles.