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Find Umbrella Insurance Agents Near You in Livonia, MI

Browse umbrella insurance agents serving Livonia, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Livonia, Michigan is Loyalty Insurance, rated 4.9 stars across 463 reviews. Other highly rated options include Cheryl Bowker: Allstate Insurance, Perfect Price Insurance Agency, Metro Agency, Inc.. This directory lists 20 umbrella insurance agents serving Livonia.

Showing 20 umbrella insurance agents in Livonia, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Loyalty Insurance39209 Six Mile Rd # 200(734) 454-5450
2Cheryl Bowker: Allstate Insurance31221 Five Mile Rd(734) 525-9610
3Perfect Price Insurance Agency13740 Merriman Rd(734) 743-1042
4Metro Agency, Inc.32646 Five Mile Rd(734) 522-3900
5Compass Insurance Agency33723 Five Mile Rd(833) 568-6499
6AAA Insurance - Waely Insurance Agency28436 Joy Rd(313) 998-3553
7AAA Insurance - Mark Ismail Insurance Agency33539 Plymouth Rd(734) 742-5650
8Garwood Buda Knight & Associates33039 Schoolcraft(313) 255-9350
9L.A. Insurance17114 Farmington Rd(734) 266-0800
10Goosehead Insurance - Ronny Anouti17199 N Laurel Park Dr Suite 47(248) 971-1122
LI
39209 Six Mile Rd # 200
Loyalty Insurance
Umbrella Insurance Agent · Livonia, MI

Loyalty Insurance serves clients throughout Wayne County, Michigan, from its Livonia office. The agency provides umbrella insurance policies that extend personal liability coverage beyond standard homeowners and auto insurance limits. This extra protection helps safeguard assets when a claim exceeds underlying policy maximums. Umbrella coverage can also include legal defense costs that might otherwise deplete personal savings. For individuals exposed to heightened lawsuit risks, Loyalty Insurance handles customized umbrella coverage assessments and coordinates required underlying policy adjustments.

CB
31221 Five Mile Rd
Cheryl Bowker: Allstate Insurance
Umbrella Insurance Agent · Livonia, MI

As an umbrella insurance agent, Cheryl Bowker Allstate Insurance in Livonia, MI provides personal excess liability coverage that extends beyond the limits of standard auto and homeowners policies. Its service includes consultation to help clients assess their risk exposure and match appropriate policy limits. Maintenance plans involve annual reviews of existing coverage to adjust for life changes or asset growth. Service is offered for single-family homes, apartments, retail properties, and restaurants.

PP
13740 Merriman Rd
Perfect Price Insurance Agency
Umbrella Insurance Agent · Livonia, MI

Perfect Price Insurance Agency serves homeowners, businesses, and property managers in Livonia, Michigan, by offering umbrella insurance policies that extend additional liability coverage beyond standard homeowners or auto policies. This added protection helps clients safeguard their assets against major claims or lawsuits that could otherwise exceed their primary insurance limits. The agency provides guidance to help customers select coverage limits appropriate for their specific risks and financial circumstances. Its services also reach clients in nearby Westland and the surrounding western Wayne County communities.

MA
32646 Five Mile Rd
Metro Agency, Inc.
Umbrella Insurance Agent · Livonia, MI

Metro Agency, Inc. serves Livonia and the surrounding communities throughout Wayne County, handling personal umbrella insurance policies that extend liability coverage beyond standard auto and homeowner limits. Their work addresses the need for additional protection against major claims or lawsuits that could otherwise threaten personal assets. For a typical client, the agency reviews existing underlying policy limits and risk exposures to recommend an appropriate amount of added coverage. It then coordinates with primary carriers to ensure a seamless attachment of the umbrella policy.

CI
33723 Five Mile Rd
Compass Insurance Agency
Umbrella Insurance Agent · Livonia, MI

Compass Insurance Agency in Livonia, MI specializes in umbrella insurance, providing an extra layer of liability coverage beyond standard auto and homeowners policies. This agency also guides clients through the process of assessing personal assets and selecting appropriate policy limits to protect against major claims or lawsuits. For those with swimming pools, active teenage drivers, or rental properties, this expert assistance becomes essential during the high-traffic summer season when accident risks naturally increase.

AI
28436 Joy Rd
AAA Insurance - Waely Insurance Agency
Umbrella Insurance Agent · Livonia, MI

As snow and ice create slip risks for Livonia residents, securing proper protection against liability claims becomes essential. AAA Insurance - Waely Insurance Agency offers umbrella coverage that extends beyond standard policy limits to shield personal assets during major incidents. Operating locally in Livonia, the agency ensures clients understand how umbrella policies respond to common seasonal hazards involving driveways, walkways, and property conditions. After an initial discussion of property and lifestyle exposures, the agent schedules a straightforward inspection to verify existing coverage gaps before recommending a tailored umbrella limit.

AI
33539 Plymouth Rd
AAA Insurance - Mark Ismail Insurance Agency
Umbrella Insurance Agent · Livonia, MI

AAA Insurance - Mark Ismail Insurance Agency in Livonia, MI, helps clients secure primary liability coverage and then enhance that protection with umbrella policies for added financial safeguards. Umbrella insurance extends existing policy limits, providing essential security against major claims or lawsuits that could otherwise exceed standard coverage. This agency serves local businesses and property owners, assisting those with offices, warehouses, and food service operations in managing broader liability exposures through tailored excess liability solutions.

GB
33039 Schoolcraft
Garwood Buda Knight & Associates
Umbrella Insurance Agent · Livonia, MI

Garwood Buda Knight & Associates provides residential umbrella insurance coverage for homeowners in Livonia, Michigan, helping to extend liability protection beyond standard policies. The agency also offers commercial umbrella insurance solutions tailored to local businesses throughout the surrounding area. Their team works with clients to review existing coverage and determine appropriate limits for added financial security. Repeat customers often return for periodic policy updates when their assets or risk profiles change between regular insurance visits.

LI
17114 Farmington Rd
L.A. Insurance
Umbrella Insurance Agent · Livonia, MI

L.A. Insurance in Livonia, Michigan serves homeowners, local business owners, and property managers who need extra liability protection beyond standard policies. An umbrella insurance agent helps these clients secure coverage that can shield assets from major claims or lawsuits. The agency works with individuals and small to mid-sized businesses throughout the area. Services include policy review, risk assessment, and comparing options from multiple carriers. L.A. Insurance also serves clients in nearby communities such as Westland and Garden City in the western Detroit metro.

GI
17199 N Laurel Park Dr Suite 47
Goosehead Insurance - Ronny Anouti
Umbrella Insurance Agent · Livonia, MI
AL
37383 Six Mile Rd
AAA Livonia
Umbrella Insurance Agent · Livonia, MI
(734) 462-7000
locator.acg.aaa.com/mi/livonia/aaa-livonia
LP
31300 Plymouth Rd
Legacy Partners Insurance Services
Umbrella Insurance Agent · Livonia, MI
(734) 422-7850
legacypartnersins.com
AI
19575 Victor Pkwy #190
Advisors Insurance Group
Umbrella Insurance Agent · Livonia, MI
(248) 957-6142
advisors-ins.com
AA
38145 Plymouth Rd
Arlington Agency, Inc.
Umbrella Insurance Agent · Livonia, MI
(734) 462-9650
arlingtonagency.com
SI
33305 7 Mile
Shepard Insurance Agency
Umbrella Insurance Agent · Livonia, MI
(248) 349-1317
locator.meemic.com/mi/livonia/shepard-agency
AI
29443 Five Mile Rd
AAA Insurance - Marc Orleman Agency
Umbrella Insurance Agent · Livonia, MI
(734) 744-4135
locator.acg.aaa.com/mi/livonia/aaa-insurance-marc-orleman-agency
WI
37625 Ann Arbor Rd suite 102
Warrendale Insurance Agency, A Tropolis Company
Umbrella Insurance Agent · Livonia, MI
(734) 266-6090
warrendaleinsurance.com
IG
37625 Pembroke Ave
Insurance Group
Umbrella Insurance Agent · Livonia, MI
(734) 366-4437
SL
39293 Plymouth Rd Ste 139
Samantha Lewis Agency
Umbrella Insurance Agent · Livonia, MI
(734) 525-9450
samanthalewisagency.com
GA
33150 Schoolcraft Ste 210
The Goslin Agency
Umbrella Insurance Agent · Livonia, MI
(734) 228-2400
thegoslinagency.com

What Does an a Umbrella Insurance Agent in Livonia Cost?

The cost of umbrella insurance in Michigan typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Each additional million often costs 50 to 150 dollars per year. Factors like your driving record number of properties and claims history affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in Livonia

An umbrella insurance agent in Livonia Michigan helps you secure extra liability coverage that goes beyond your auto and homeowners policies. Michigan law requires minimum auto liability limits but lawsuits can exceed those amounts. A local agent can explain how an umbrella policy protects your assets and future earnings.

Frequently Asked Questions

What does an umbrella insurance policy cover in Livonia Michigan?

An umbrella policy provides additional liability coverage above your auto and homeowners limits. It covers claims like bodily injury property damage and personal injury lawsuits. In Michigan it can also cover legal defense costs for certain claims not included in standard policies.

How much umbrella insurance do I need in Michigan?

Most agents recommend at least 1 million dollars in umbrella coverage. Your net worth and income level help determine the right amount. Michigan courts can award large judgments so higher limits may be wise for high net worth individuals.

Do I need umbrella insurance if I have a home in Livonia Michigan?

Yes if you have significant assets or a higher risk of being sued. Livonia homeowners with swimming pools trampolines or rental properties face increased liability risks. Umbrella insurance adds a layer of protection that can cover legal costs and settlements.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.