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Find Umbrella Insurance Agents in Midland, MI

Directory of umbrella insurance agents in Midland, Michigan. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Midland, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 19 umbrella insurance agents in Midland, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bone & Bailey Insurance Agency, Inc.
512 Buttles St W, Midland, MI 48640
(989) 631-3511 boneandbailey.com
Ieuter Insurance Group
414 Townsend St, Midland, MI 48640
(989) 835-6701 ieuter.com
Jessica Mishler - State Farm Insurance Agent
106 W Wackerly St, Midland, MI 48640
(989) 488-2367 jessicamishlerinsurance.com
Robb Boerner - State Farm Insurance Agent
2918 N Saginaw Rd, Midland, MI 48640
(989) 423-1770 midlandsinsuranceagent.com
HUB International
2816 Jefferson Ave, Midland, MI 48640
(989) 631-1920 hubinternational.com
AAA Midland
1900 S Saginaw Rd, Midland, MI 48640
(989) 832-6500 locator.acg.aaa.com
Jacen Emeott Agency
2603 W Wackerly St STE D, Midland, MI 48640
(989) 488-6172 jacenemeottagency.com
My Member Insurance Agency-Midland Office
216 Buttles St W, Midland, MI 48640
(989) 631-1950 mymemberinsurance.com
Schmidt Insurance Group-Farm Bureau Insurance
222 N Saginaw Rd suite b, Midland, MI 48640
(989) 486-9599 farmbureauinsurance-mi.com
Garrison Family Agency - Farm Bureau
2706 Louanna St, Midland, MI 48640
(989) 631-6398 protectingmichigan.com
Midland Medicare and Marketplace Help - Ginter Insurance Group
4604 N Saginaw Rd Suite O, Midland, MI 48640
(989) 423-1000 ginterinsurance.com
Longuski-Carter Agency
318 S Saginaw Rd, Midland, MI 48640
(989) 832-6290 locator.meemic.com
Larson Insurance Solutions Farm Bureau
142 Ashman St, Midland, MI 48640
(989) 320-4183 larsoninsurancesolutions.com
Pratt Family Agency - Farm Bureau
222 N Saginaw Rd suite b, Midland, MI 48640
(989) 750-0220 prattfamilyfb.com
Farm Bureau Insurance-Tony Howell Agency
4983 Eastman Ave, Midland, MI 48640
(989) 631-6543 farmbureauinsurance-mi.com
Huntington Insurance
1700 N Saginaw Rd, Midland, MI 48640
(269) 231-3089 huntington.com
Farm Bureau Insurance - Midland
2706 Louanna St, Midland, MI 48640
(989) 631-6398 protectingmichigan.com
Total Attention Insurance Brokers
Inside The Midland Mall, 6800 Eastman Ave Suite D408, Midland, MI 48642
(989) 492-0044
Kensa Family Agency - Farm Bureau
2603 W Wackerly St STE D, Midland, MI 48640
(989) 820-0736 michfb.com

What Does a Umbrella Insurance Agent in Midland Cost?

Typical costs for an umbrella insurance policy in Michigan range from 150 to 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your underlying insurance limits, number of vehicles, property value, and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent do in Midland?
An umbrella insurance agent helps you buy a policy that adds one million dollars or more in liability coverage on top of your existing auto and homeowners insurance. They assess your assets and risks to recommend an appropriate limit. In Michigan, umbrella policies often require underlying auto and home coverage to meet certain minimums.
How much umbrella coverage do I need in Michigan?
The amount of umbrella coverage you need depends on your assets and potential liability risks. Many Michigan residents choose one million to five million dollars in coverage. Your agent can help you calculate a suitable limit based on your home value, savings, and income.