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Find Umbrella Insurance Agents Near You in Midland, MI

Browse umbrella insurance agents serving Midland, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Midland, Michigan is Bone & Bailey Insurance Agency, Inc., rated 4.9 stars across 504 reviews. Other highly rated options include Ieuter Insurance Group, Jessica Mishler - State Farm Insurance Agent, Robb Boerner - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Midland.

Showing 20 umbrella insurance agents in Midland, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bone & Bailey Insurance Agency, Inc.512 Buttles St W(989) 631-3511
2Ieuter Insurance Group414 Townsend St(989) 835-6701
3Jessica Mishler - State Farm Insurance Agent106 W Wackerly St(989) 488-2367
4Robb Boerner - State Farm Insurance Agent2918 N Saginaw Rd(989) 423-1770
5HUB International2816 Jefferson Ave(989) 631-1920
6AAA Midland1900 S Saginaw Rd(989) 832-6500
7Jacen Emeott Agency2603 W Wackerly St STE D(989) 488-6172
8My Member Insurance Agency-Midland Office216 Buttles St W(989) 631-1950
9Garrison Family Agency - Farm Bureau2706 Louanna St(989) 631-6398
10Midland Medicare and Marketplace Help - Ginter Insurance Group4604 N Saginaw Rd Suite O(989) 423-1000
BB
512 Buttles St W
Bone & Bailey Insurance Agency, Inc.
Umbrella Insurance Agent · Midland, MI

Bone & Bailey Insurance Agency, Inc. serves the Midland, Michigan metro area and surrounding communities as an umbrella insurance agent. The agency assists local clients in obtaining liability coverage that extends beyond the limits of standard homeowners, auto, and watercraft policies. This protection helps safeguard personal assets from major claims or lawsuits. The agency evaluates each individual’s existing insurance portfolio to determine appropriate supplemental coverage levels. Bone & Bailey Insurance Agency, Inc. handles commercial umbrella policies for small businesses and personal umbrella policies for families.

II
414 Townsend St
Ieuter Insurance Group
Umbrella Insurance Agent · Midland, MI

Ieuter Insurance Group provides umbrella insurance agent services in Midland, MI, offering coverage that extends liability protection beyond standard home and auto policies. Their service plans include personalized policy reviews to identify exposure gaps and annual adjustments to align with changing asset values. Regular maintenance ensures clients meet underlying insurance requirements to prevent coverage lapses. The agency’s umbrella policies help safeguard significant assets and future earnings from major claims. It services single-family homes, apartments, retail stores, and restaurants for comprehensive liability solutions.

JM
106 W Wackerly St
Jessica Mishler - State Farm Insurance Agent
Umbrella Insurance Agent · Midland, MI

Homeowners, businesses, and property managers in Midland, Michigan, turn to Jessica Mishler - State Farm Insurance Agent for tailored umbrella insurance policies that provide essential extra liability coverage beyond standard limits. These policies are designed to protect valuable assets from major claims or lawsuits. The agency assists clients in assessing their risk exposure and selecting appropriate levels of coverage. It also serves the needs of residents and commercial clients in the neighboring communities of Bay City and the greater Tri-Cities area.

RB
2918 N Saginaw Rd
Robb Boerner - State Farm Insurance Agent
Umbrella Insurance Agent · Midland, MI

Robb Boerner - State Farm Insurance Agent serves the Midland, Michigan area and surrounding communities, handling umbrella insurance policies that provide extra liability protection beyond standard home and auto coverage. Company works with homeowners and drivers who need increased financial security against major claims or lawsuits. Coverage extends to qualifying property and vehicles in the local region. A typical job begins with a free consultation to identify potential gaps in existing insurance, then develops tailored limits suited to each client's assets and risk exposures.

HI
2816 Jefferson Ave
HUB International
Umbrella Insurance Agent · Midland, MI

HUB International in Midland, Michigan offers both one-time and scheduled service options for its umbrella insurance policies. Coverage provides additional liability protection beyond standard auto and home policies, helping to safeguard existing assets and future income from major claims or lawsuits. The company assesses each client’s personal risk factors when determining appropriate coverage limits. HUB International primarily accommodates clients on an as-needed basis for initial consultations and subsequent policy reviews.

AM
1900 S Saginaw Rd
AAA Midland
Umbrella Insurance Agent · Midland, MI

AAA Midland offers umbrella liability policies as either a one-time or recurring service option, allowing clients to choose based on their coverage needs. The primary function of an umbrella insurance agent is to provide additional liability protection beyond standard home and auto policies, safeguarding assets against major claims. In the Midland area, this involves assessing each client’s personal risk exposure. Service for such policies typically runs on an as-needed basis, with periodic reviews to account for changes in the client’s life or asset portfolio.

JE
2603 W Wackerly St STE D
Jacen Emeott Agency
Umbrella Insurance Agent · Midland, MI

The Jacen Emeott Agency in Midland, MI specializes in providing umbrella insurance coverage, offering an extra layer of personal liability protection beyond standard policies. It assists clients in safeguarding their assets by handling comprehensive risk management services for both homeowners and auto policyholders in the area. The agency helps address the increased liability exposure that can arise during the winter months, when accidents from slip-and-fall incidents on snow-covered properties become more common.

MM
216 Buttles St W
My Member Insurance Agency-Midland Office
Umbrella Insurance Agent · Midland, MI

As the Midland area transitions through unpredictable weather patterns that can shift liability risks overnight, My Member Insurance Agency-Midland Office offers umbrella insurance to strengthen personal and auto coverage gaps. The agency helps residents address potential exposures that standard policies may not fully cover after incidents on local roads or properties. Their process begins with a thorough consultation to review existing limits and identify necessary adjustments before completing an initial coverage assessment for each client.

GF
2706 Louanna St
Garrison Family Agency - Farm Bureau
Umbrella Insurance Agent · Midland, MI

Serving Midland homeowners, Garrison Family Agency - Farm Bureau provides umbrella insurance to help protect residential assets beyond standard policy limits. For commercial operations needing extended liability coverage, the agency applies the same personalized approach throughout the surrounding region. Agents take time to explain how an umbrella policy integrates with existing home or business insurance. The goal is always to craft a simple, clear safety net. After a policy is issued, the agency stays in touch for easy follow-up and policy reviews between scheduled visits.

MM
4604 N Saginaw Rd Suite O
Midland Medicare and Marketplace Help - Ginter Insurance Group
Umbrella Insurance Agent · Midland, MI
SI
222 N Saginaw Rd suite b
Schmidt Insurance Group-Farm Bureau Insurance
Umbrella Insurance Agent · Midland, MI
(989) 486-9599
farmbureauinsurance-mi.com/Agent/Alex-Schmidt
LC
318 S Saginaw Rd
Longuski-Carter Agency
Umbrella Insurance Agent · Midland, MI
(989) 832-6290
locator.meemic.com/mi/midland/longuski-carter-agency
LI
142 Ashman St
Larson Insurance Solutions Farm Bureau
Umbrella Insurance Agent · Midland, MI
(989) 320-4183
larsoninsurancesolutions.com
PF
222 N Saginaw Rd suite b
Pratt Family Agency - Farm Bureau
Umbrella Insurance Agent · Midland, MI
(989) 750-0220
prattfamilyfb.com
HI
1700 N Saginaw Rd
Huntington Insurance
Umbrella Insurance Agent · Midland, MI
(269) 231-3089
huntington.com
FB
2706 Louanna St
Farm Bureau Insurance - Midland
Umbrella Insurance Agent · Midland, MI
(989) 631-6398
protectingmichigan.com
FB
4983 Eastman Ave
Farm Bureau Insurance-Tony Howell Agency
Umbrella Insurance Agent · Midland, MI
(989) 631-6543
farmbureauinsurance-mi.com/Agent/Tony-Howell
TA
Inside The Midland Mall, 6800 Eastman Ave Suite D408
Total Attention Insurance Brokers
Umbrella Insurance Agent · Midland, MI
(989) 492-0044
MP
600 E Lyon Rd
Michael Piscopo
Umbrella Insurance Agent · Midland, MI
KF
2603 W Wackerly St STE D
Kensa Family Agency - Farm Bureau
Umbrella Insurance Agent · Midland, MI
(989) 820-0736
michfb.com/insurance/find-an-agent/hunter-kensa-6137-tittabawassee-rd-ste-4

What Does an a Umbrella Insurance Agent in Midland Cost?

Typical costs for an umbrella insurance policy in Michigan range from 150 to 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your underlying insurance limits, number of vehicles, property value, and claims history. This is general information and not insurance advice.

About umbrella insurance agents in Midland

Umbrella insurance agents in Midland Michigan help you secure extra liability coverage that goes beyond your auto and home insurance policies. Michigan law requires no-fault auto insurance with specific minimum limits, and an umbrella policy can provide additional protection against large claims or lawsuits. Local agents understand the unique risks for Midland residents, including lakefront property and winter driving conditions.

Frequently Asked Questions

What does an umbrella insurance agent do in Midland?

An umbrella insurance agent helps you buy a policy that adds one million dollars or more in liability coverage on top of your existing auto and homeowners insurance. They assess your assets and risks to recommend an appropriate limit. In Michigan, umbrella policies often require underlying auto and home coverage to meet certain minimums.

How much umbrella coverage do I need in Michigan?

The amount of umbrella coverage you need depends on your assets and potential liability risks. Many Michigan residents choose one million to five million dollars in coverage. Your agent can help you calculate a suitable limit based on your home value, savings, and income.

Is umbrella insurance required by Michigan law?

No, Michigan law does not require umbrella insurance. However, it is strongly recommended for anyone with significant assets or high liability exposure. Michigan no-fault auto insurance has limits that may not cover a serious accident, and an umbrella policy provides extra protection.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.