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Find Umbrella Insurance Agents Near You in Muskegon, MI

Browse umbrella insurance agents serving Muskegon, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Muskegon, Michigan is Janis-Shunta Insurance Agency, rated 5.0 stars across 581 reviews. Other highly rated options include Brightway Insurance, The Lambert Family Agency, Michigan Insurance Group, Farmers Insurance - Allanger Salgado Agency. This directory lists 22 umbrella insurance agents serving Muskegon.

Showing 22 umbrella insurance agents in Muskegon, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Janis-Shunta Insurance Agency436 Giles Rd(231) 744-0400
2Brightway Insurance, The Lambert Family Agency3023 Henry St(231) 769-2700
3Michigan Insurance Group1060 W Norton Ave Suite 1(231) 755-3000
4Farmers Insurance - Allanger Salgado Agency752 Pine St(231) 903-0314
5Jerviss Fethke Insurance Agency..."Because Things Happen"71 W Webster Ave(231) 722-2375
6Mark Noffsinger: Allstate Insurance5843 Harvey St(231) 799-2222
7Majestic Insurance Agency, LLC200 Viridian Dr(231) 638-5030
8Anchor Insurance Group, Inc877 Terrace St(231) 726-5081
9McKenzie Price Insurance Agency, Inc.455 W Norton Ave(231) 733-4411
10L.A. Insurance2390 E Apple Ave(231) 773-8200
JS
436 Giles Rd
Janis-Shunta Insurance Agency
Umbrella Insurance Agent · Muskegon, MI

Janis-Shunta Insurance Agency provides a full range of umbrella insurance coverage options to clients in the Muskegon area. Their services help extend liability protection beyond standard policy limits, and they offer ongoing support to review and adjust coverage as client needs evolve. The agency works to ensure each policy aligns with individual risk exposure. They service a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

BI
3023 Henry St
Brightway Insurance, The Lambert Family Agency
Umbrella Insurance Agent · Muskegon, MI

Homeowners, property managers, and business owners in Muskegon turn to Brightway Insurance, The Lambert Family Agency for umbrella insurance coverage. The agency works to secure additional liability protection beyond standard policies, helping clients safeguard assets and reduce personal financial exposure from major claims or lawsuits. Its agents are experienced in structuring policies that respond after underlying limits are exhausted. The firm also extends its umbrella insurance services to clients in the greater Muskegon metro area, including the community of Norton Shores.

MI
1060 W Norton Ave Suite 1
Michigan Insurance Group
Umbrella Insurance Agent · Muskegon, MI

Michigan Insurance Group serves the Muskegon area and surrounding communities in western Michigan, focusing specifically on umbrella insurance coverage. This type of policy provides additional liability protection beyond what standard homeowners or auto policies offer, helping to safeguard personal assets against major claims or lawsuits. When working with a client, a representative begins by reviewing existing insurance limits and personal financial exposure, then determines appropriate coverage levels to fill potential gaps in protection.

FI
752 Pine St
Farmers Insurance - Allanger Salgado Agency
Umbrella Insurance Agent · Muskegon, MI

As an umbrella insurance agent in Muskegon, MI, Farmers Insurance - Allanger Salgado Agency offers specialized liability coverage that extends beyond standard policy limits, protecting clients from major claims and lawsuits. The agency also provides general insurance services to individuals, families, and local businesses in the area. This extra layer of coverage is especially important during Michigan’s icy winter months, when increased risks of slip-and-fall accidents on driveways or sidewalks can lead to costly legal claims.

JF
71 W Webster Ave
Jerviss Fethke Insurance Agency..."Because Things Happen"
Umbrella Insurance Agent · Muskegon, MI

As winter storms sweep across Muskegon, residents often review their existing insurance policies for gaps in coverage. Jerviss Fethke Insurance Agency, operating in Muskegon, Michigan, provides umbrella insurance that extends liability protection beyond standard home and auto policies. This extra layer helps safeguard personal assets when a costly accident or lawsuit exceeds underlying limits. Because things happen, the agency focuses on matching coverage amounts to each client’s specific risk profile. The process begins with a thorough review of current policies and a conversation about potential exposures during an initial assessment meeting.

MN
5843 Harvey St
Mark Noffsinger: Allstate Insurance
Umbrella Insurance Agent · Muskegon, MI

Mark Noffsinger: Allstate Insurance in Muskegon, MI, addresses umbrella insurance needs that differ from standard auto or home policies. One-time service options handle single liability reviews, while recurring service helps adjust coverage limits as personal assets change. Umbrella insurance provides extra liability protection beyond existing policies, safeguarding against large claims or lawsuits. Services here function on an as-needed basis, with clients scheduling policy updates or risk assessments when life events, such as property purchases or income changes, require coverage adjustments.

MI
200 Viridian Dr
Majestic Insurance Agency, LLC
Umbrella Insurance Agent · Muskegon, MI

Majestic Insurance Agency, LLC in Muskegon, MI provides residential umbrella insurance with high-limit liability protection beyond standard home policies. Commercial coverage is also available for local businesses seeking additional asset defense. The agency serves clients throughout the Muskegon area and the surrounding West Michigan region. Each policy is designed to bridge gaps in underlying coverage, offering added peace of mind for claims that exceed primary limits. Clients often seek follow-up service when their coverage needs change between regular annual reviews.

AI
877 Terrace St
Anchor Insurance Group, Inc
Umbrella Insurance Agent · Muskegon, MI

Anchor Insurance Group, Inc in Muskegon, MI helps clients secure primary liability coverage for their properties and personal assets. The company specializes in adding umbrella insurance policies that provide an extra layer of protection when standard liability limits are exhausted. These excess liability policies assist in safeguarding against large claims and lawsuits that may arise from everyday risks or unexpected incidents. The company can serve commercial sectors such as offices, warehouses, and food service establishments requiring additional liability coverage beyond their primary insurance.

MP
455 W Norton Ave
McKenzie Price Insurance Agency, Inc.
Umbrella Insurance Agent · Muskegon, MI

When winter storms or lake-effect snow threaten the Muskegon shoreline, a personal umbrella policy can provide crucial extra liability protection beyond standard home and auto coverage. McKenzie Price Insurance Agency, Inc. serves local residents by explaining how such policies safeguard assets against costly lawsuits arising from accidents on the property or behind the wheel. This independent agency evaluates each client’s current risk exposure and recommends a suitable umbrella limit. The process begins by reviewing existing insurance policies together for an initial assessment of coverage gaps.

LI
2390 E Apple Ave
L.A. Insurance
Umbrella Insurance Agent · Muskegon, MI

L.A. Insurance in Muskegon, Michigan, provides personalized Umbrella Insurance Agent services, focusing on securing extended liability coverage beyond standard policies for local residents and businesses. It works to protect clients from financial losses tied to accidents, property damage, or personal injury claims. The agency also reviews existing home and auto policies to identify gaps that umbrella coverage can fill. During Muskegon’s harsh winter months, this protection helps safeguard against costly liability arising from slip-and-fall incidents on icy driveways or walkways.

JS
950 W Norton Ave #500
Janis-Shunta Insurance Agency
Umbrella Insurance Agent · Muskegon, MI
(231) 737-0000
janis-shunta.net
DI
933 W Broadway Ave
Dethloff Insurance
Umbrella Insurance Agent · Muskegon, MI
(231) 755-4949
dethloffins.com
FI
1597 W Sherman Blvd
Farmers Insurance - Jeffery Welch
Umbrella Insurance Agent · Muskegon, MI
(231) 759-8504
agents.farmers.com/mi/muskegon/jeffery-welch
CI
1685 Marquette Ave
Carpenter Insurance
Umbrella Insurance Agent · Muskegon, MI
(231) 773-1464
carpenterinsuranceagency.com
FB
333 W Western Ave #207
Farm Bureau Insurance - Alistair Lynch Agency
Umbrella Insurance Agent · Muskegon, MI
(231) 777-7600
michfb.com/insurance/find-an-agent/alistair-lynch-333-w-western-ave-ste-207
FI
1597 W Sherman Blvd
Farmers Insurance - Thomas Welch
Umbrella Insurance Agent · Muskegon, MI
(231) 759-8504
agents.farmers.com/mi/muskegon/thomas-welch
AI
1131 Barlow St
Alf Insurance of Michigan
Umbrella Insurance Agent · Muskegon, MI
(248) 671-6208
SI
875 W Broadway Ave
Shoreline Insurance Agency
Umbrella Insurance Agent · Muskegon, MI
(231) 755-1919
shorelineagency.com
WI
565 W Western Ave B
Waterstone Insurance
Umbrella Insurance Agent · Muskegon, MI
(231) 726-4046
waterstoneinsurance.com
AI
1577 Holton Rd
Anchor Insurance Group
Umbrella Insurance Agent · Muskegon, MI
(231) 744-1333
anchorins.net
FI
67 W Clay Ave
Farmers Insurance
Umbrella Insurance Agent · Muskegon, MI
(231) 201-3058
agents.farmers.com/mi/muskegon
AI
1275 Peck St
Anchor Insurance: Reed Deborah
Umbrella Insurance Agent · Muskegon, MI
(231) 726-5081
anchorins.net/our-team

What Does an a Umbrella Insurance Agent in Muskegon Cost?

The cost of umbrella insurance in Michigan typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Factors like your driving record, number of properties, and existing insurance policies affect the premium. Costs can be higher for higher coverage limits or if you have multiple vehicles or rental properties. This is general information and not insurance advice.

About umbrella insurance agents in Muskegon

Umbrella insurance provides extra liability coverage beyond standard auto and homeowners policies. In Muskegon Michigan, agents can help you secure this additional protection against major claims or lawsuits. Michigan law requires specific minimum liability limits for auto insurance, and an umbrella policy can offer added security above those requirements.

Frequently Asked Questions

What does an umbrella insurance agent in Muskegon do?

An umbrella insurance agent in Muskegon helps you find a policy that provides extra liability coverage. This coverage kicks in after your standard auto or home insurance limits are exhausted. The agent can explain how Michigan insurance laws affect your coverage needs.

How much umbrella insurance do I need in Michigan?

The amount of umbrella insurance you need depends on your assets and risk factors. Common policy limits start at one million dollars. Michigan courts can award large judgments, so many residents choose higher limits for better protection.

Is umbrella insurance required by law in Michigan?

No, umbrella insurance is not required by Michigan law. However, it is often recommended for individuals with significant assets or high liability risks. Michigan auto insurance law sets minimum liability limits, but an umbrella policy provides extra coverage beyond those minimums.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.