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Compare Umbrella Insurance Agents in Muskegon, MI

Directory of umbrella insurance agents in Muskegon, Michigan. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Muskegon, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 umbrella insurance agents in Muskegon, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Janis-Shunta Insurance Agency
950 W Norton Ave #500, Muskegon, MI 49441
(231) 737-0000 janis-shunta.net
Janis-Shunta Insurance Agency
436 Giles Rd, Muskegon, MI 49445
(231) 744-0400 janis-shunta.net
Brightway Insurance, The Lambert Family Agency
3023 Henry St, Muskegon, MI 49441
(231) 769-2700 brightwaylambert.com
Michigan Insurance Group
1060 W Norton Ave Suite 1, Muskegon, MI 49441
(231) 755-3000 michiganinsurancegroup.com
Mark Noffsinger: Allstate Insurance
5843 Harvey St, Muskegon, MI 49444
(231) 799-2222 agents.allstate.com
Farmers Insurance - Allanger Salgado Agency
752 Pine St, Muskegon, MI 49442
(231) 903-0314 farmersagent.com
Jerviss Fethke Insurance Agency..."Because Things Happen"
71 W Webster Ave, Muskegon, MI 49440
(231) 722-2375 j-finsurance.com
Anchor Insurance Group, Inc
877 Terrace St, Muskegon, MI 49440
(231) 726-5081 anchorins.net
Majestic Insurance Agency, LLC
200 Viridian Dr, Muskegon, MI 49440
(231) 638-5030 gomajesticinsurance.com
L.A. Insurance
2390 E Apple Ave, Muskegon, MI 49442
(231) 773-8200 lainsurance.com
McKenzie Price Insurance Agency, Inc.
455 W Norton Ave, Muskegon, MI 49444
(231) 733-4411 mckenzieprice.com
Carpenter Insurance
1685 Marquette Ave, Muskegon, MI 49442
(231) 773-1464 carpenterinsuranceagency.com
Farm Bureau Insurance - Alistair Lynch Agency
333 W Western Ave #207, Muskegon, MI 49440
(231) 777-7600 michfb.com
Dethloff Insurance
933 W Broadway Ave, Muskegon, MI 49441
(231) 755-4949 dethloffins.com
Farmers Insurance - Jeffery Welch
1597 W Sherman Blvd, Muskegon, MI 49441
(231) 759-8504 agents.farmers.com
Farmers Insurance - Thomas Welch
1597 W Sherman Blvd, Muskegon, MI 49441
(231) 759-8504 agents.farmers.com
Alf Insurance of Michigan
1131 Barlow St, Muskegon, MI 49442
(248) 671-6208
Shoreline Insurance Agency
875 W Broadway Ave, Muskegon, MI 49441
(231) 755-1919 shorelineagency.com
Anchor Insurance Group
1577 Holton Rd, Muskegon, MI 49445
(231) 744-1333 anchorins.net
Waterstone Insurance
565 W Western Ave B, Muskegon, MI 49440
(231) 726-4046 waterstoneinsurance.com

What Does a Umbrella Insurance Agent in Muskegon Cost?

The cost of umbrella insurance in Michigan typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Factors like your driving record, number of properties, and existing insurance policies affect the premium. Costs can be higher for higher coverage limits or if you have multiple vehicles or rental properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Muskegon do?
An umbrella insurance agent in Muskegon helps you find a policy that provides extra liability coverage. This coverage kicks in after your standard auto or home insurance limits are exhausted. The agent can explain how Michigan insurance laws affect your coverage needs.
How much umbrella insurance do I need in Michigan?
The amount of umbrella insurance you need depends on your assets and risk factors. Common policy limits start at one million dollars. Michigan courts can award large judgments, so many residents choose higher limits for better protection.
Is umbrella insurance required by law in Michigan?
No, umbrella insurance is not required by Michigan law. However, it is often recommended for individuals with significant assets or high liability risks. Michigan auto insurance law sets minimum liability limits, but an umbrella policy provides extra coverage beyond those minimums.