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HomeUmbrella Insurance AgentsMichigan › Port Huron

Find Umbrella Insurance Agents Near You in Port Huron, MI

Browse umbrella insurance agents serving Port Huron, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Port Huron, Michigan is Tremble Insurance Agency, rated 4.6 stars across 77 reviews. Other highly rated options include Blue Water Insurance, Presnell Insurance Agency, Kearns Agency Inc. This directory lists 14 umbrella insurance agents serving Port Huron.

Showing 14 umbrella insurance agents in Port Huron, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tremble Insurance Agency2620 Griswold St(810) 987-8610
2Blue Water Insurance603 Griswold St(810) 544-3072
3Presnell Insurance Agency2924 Pine Grove Ave(810) 479-5494
4Kearns Agency Inc1101 Pine Grove Ave(810) 987-3330
5Rusty Fournier: Allstate Insurance333 Huron Ave(810) 982-2340
6Farm Bureau Insurance234 Huron Ave(810) 984-5200
7Great Lakes Insurance3928 24th Ave(810) 824-3159
8Maplethorpe Insurance827 Michigan St(810) 982-8221
9AAA Insurance - Hoffman Agency411 Andrew Murphy Ave(810) 292-0294
10Tait Insurance Inc407 Fort St(810) 989-9710
TI
2620 Griswold St
Tremble Insurance Agency
Umbrella Insurance Agent · Port Huron, MI

Tremble Insurance Agency serves the Port Huron, Michigan area, offering specialized umbrella insurance policies to local residents and businesses. An umbrella policy provides extra liability coverage that extends beyond the limits of standard home or auto insurance, offering crucial financial protection against major claims or lawsuits. The agency helps clients assess their specific risks to close potential coverage gaps. Tremble Insurance Agency assists with personal umbrella policies for homeowners and also provides commercial umbrella coverage for small businesses in the region.

BW
603 Griswold St
Blue Water Insurance
Umbrella Insurance Agent · Port Huron, MI

Blue Water Insurance provides umbrella liability coverage that extends beyond standard policy limits for added protection in the Port Huron, Michigan area. Their service includes helping clients assess their risk exposure and offering tailored coverage options to safeguard personal assets. They maintain a straightforward process for policy review, adjustments, and claims support. The company services a variety of properties such as single-family homes, apartments, retail locations, and restaurants.

PI
2924 Pine Grove Ave
Presnell Insurance Agency
Umbrella Insurance Agent · Port Huron, MI

Presnell Insurance Agency assists homeowners, businesses, and property managers in Port Huron, MI, with obtaining umbrella insurance policies that provide additional liability coverage beyond standard limits. This service helps protect significant assets and future earnings against major claims and lawsuits. The agency guides local clients through the process of selecting appropriate excess liability coverage tailored to their specific risk exposures and property values. It also serves clients throughout St. Clair County and the neighboring communities of Marysville and Fort Gratiot Township.

KA
1101 Pine Grove Ave
Kearns Agency Inc
Umbrella Insurance Agent · Port Huron, MI

Serving Port Huron and the wider St. Clair County communities, Kearns Agency Inc provides umbrella insurance policies designed to extend personal liability coverage beyond standard limits. It handles claims for excess liability that arise from auto accidents, property incidents, or personal injury lawsuits occurring in the area. The company offers this additional layer of financial protection for clients who own homes, vehicles, or recreational equipment. It typically assesses a client's existing underlying insurance limits to recommend an appropriate amount of extra coverage for broader personal risk management.

RF
333 Huron Ave
Rusty Fournier: Allstate Insurance
Umbrella Insurance Agent · Port Huron, MI

Residents of Port Huron, MI, can choose between a one-time umbrella insurance policy for a specific period or a recurring annual renewal that maintains continuous protection. This coverage provides an extra layer of liability insurance above standard home and auto policies, safeguarding assets against major lawsuits or claims. Complementary to existing Allstate coverage, it addresses gaps where underlying limits may be exhausted. Service by Rusty Fournier: Allstate Insurance is available on a one-time basis when a policy is initially established and thereafter on a scheduled renewal basis each year.

FB
234 Huron Ave
Farm Bureau Insurance
Umbrella Insurance Agent · Port Huron, MI

Farm Bureau Insurance serves the Port Huron, Michigan area as an umbrella insurance agent. It provides supplemental liability coverage that extends beyond the limits of standard homeowners and auto policies. This additional protection helps safeguard personal assets against large claims or lawsuits. The agency assists clients in assessing their risk exposure and in structuring adequate extra liability limits. Daily operations involve comparing policy options and clarifying coverage terms. Specific services include excess liability policy management for personal residences and umbrella protection for multiple vehicles.

GL
3928 24th Ave
Great Lakes Insurance
Umbrella Insurance Agent · Port Huron, MI

Great Lakes Insurance specializes in providing umbrella insurance coverage, offering an extra layer of liability protection beyond standard auto and homeowners policies. Operating in Port Huron, Michigan, the agency serves clients by helping to safeguard personal assets against major claims and lawsuits. An umbrella policy can offer vital financial security for residents living near the St. Clair River, where seasonal lake-effect storms and icy conditions often increase the risk of auto or property liability incidents.

MI
827 Michigan St
Maplethorpe Insurance
Umbrella Insurance Agent · Port Huron, MI

When winter storms put Port Huron properties at risk from ice dams and fallen branches, residents need additional liability protection beyond a standard homeowner policy. Maplethorpe Insurance serves as an umbrella insurance agent in this area, helping clients obtain extended coverage that safeguards assets when a basic policy’s limits are exhausted. Such policies are designed to defend against major claims or lawsuits. The company’s local agents begin by reviewing current coverage limits and evaluating a client’s total asset exposure during an initial free consultation.

AI
411 Andrew Murphy Ave
AAA Insurance - Hoffman Agency
Umbrella Insurance Agent · Port Huron, MI

AAA Insurance - Hoffman Agency in Port Huron, Michigan provides general liability coverage through umbrella insurance, extending protection beyond standard policies. This agency specializes in additional layers of liability insurance that help safeguard clients from major claims and lawsuits. Umbrella policies are designed to cover excess damages once underlying limits are exhausted. These policies benefit local commercial sectors, including offices, warehouses, and food service operations, by offering crucial financial protection against unexpected risks in their daily business activities.

TI
407 Fort St
Tait Insurance Inc
Umbrella Insurance Agent · Port Huron, MI
II
1979 Holland Ave
Integrated Insurance Agency
Umbrella Insurance Agent · Port Huron, MI
(810) 479-5099
integrated-insurance.com
WI
1421 Pine Grove Ave #1
Wittliff Insurance
Umbrella Insurance Agent · Port Huron, MI
(810) 982-9502
AP
330 Superior Mall
Acrisure Port Huron, MI (Robbins Group)
Umbrella Insurance Agent · Port Huron, MI
(810) 987-3500
robbinsgroup.com
GL
3928 24th Ave
Great Lakes Insurance-Mi: Pyryt Sharon
Umbrella Insurance Agent · Port Huron, MI
(810) 824-3159

What Does an a Umbrella Insurance Agent in Port Huron Cost?

Typical umbrella insurance costs in Michigan range from 150 to 300 dollars per year for 1 million dollars of coverage. Higher limits of 2 million to 5 million dollars may cost 300 to 800 dollars annually. Rates vary based on your driving record, home value, and number of properties. This is general information and not insurance advice.

About umbrella insurance agents in Port Huron

Umbrella insurance agents in Port Huron Michigan help residents add an extra layer of liability protection beyond standard auto and homeowners policies. Michigan law requires minimum auto liability limits, but an umbrella policy can cover claims that exceed those limits. Local agents can explain how Michigan no-fault rules interact with umbrella coverage.

Frequently Asked Questions

What does an umbrella insurance agent in Port Huron do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your auto or home insurance limits. They review your assets and risk factors to recommend an appropriate coverage amount. In Michigan, this is especially important due to the state's unique auto insurance system.

Do I need umbrella insurance in Michigan?

You may need umbrella insurance if you have significant assets, a swimming pool, or a dog breed with higher liability risk. Michigan law does not require umbrella insurance, but it can protect you from lawsuits that exceed your standard policy limits. Many agents recommend it for homeowners with net worth over 500,000 dollars.

How much umbrella coverage should I get in Port Huron?

Common umbrella policy limits in Michigan range from 1 million to 5 million dollars. Your agent will consider your home value, savings, and future income to suggest a suitable amount. Port Huron agents often recommend at least 1 million dollars for most homeowners.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.