Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 16 umbrella insurance agents in Royal Oak, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cameron Barnes - State Farm Insurance Agent
306 S Washington Ave Suite 207, Royal Oak, MI 48067
(248) 721-8365
cameronsf.com
Michael Lantzy - State Farm Insurance Agent
1103 N Campbell Rd, Royal Oak, MI 48067
(248) 291-6504
lantzysf.com
Kirsten Wood - State Farm Insurance Agent
1017 S Washington Ave, Royal Oak, MI 48067
(248) 547-5309
kirstenwood.net
Atlas Insurance Agency, LLC
520 E 4th St, Royal Oak, MI 48067
(248) 545-7500
atlasautohome.com
High Favor Insurance Agency LLC
26080 Woodward Ave, Royal Oak, MI 48067
(248) 765-8675
highfavorinsurance.com
The Robert Littleton Insurance Agency
104 W 4th St #205, Royal Oak, MI 48067
(248) 643-7575
farmersagent.com
Curt Luke - State Farm Insurance Agent
407 N Main St, Royal Oak, MI 48067
(248) 542-7039
statefarm.com
McNish Group
26622 Woodward Ave STE 200, Royal Oak, MI 48067
(248) 544-4800
mcnish.com
Farm Bureau Insurance: Mimmo Vitale
831 E 11 Mile Rd, Royal Oak, MI 48067
(248) 288-0008
farmbureauinsurance-mi.com
AAA Insurance - Ramos Insurance Agency
32022 Woodward Ave, Royal Oak, MI 48073
(248) 629-4180
locator.acg.aaa.com
Huntington Insurance
800 S Main St, Royal Oak, MI 48067
(248) 963-5917
huntington.com
Farm Bureau Insurance
30301 Woodward Ave, Royal Oak, MI 48073
(248) 816-2058
farmbureauinsurance-mi.com
SWITCH Insurance Group
1108 W Eleven Mile Rd Suite 600, Royal Oak, MI 48067
(248) 965-4510
insswitch.com
Gallagher Insurance, Risk Management & Consulting
423 N Main St #100, Royal Oak, MI 48067
(248) 355-9600
assuredpartners.com
Royal Oak Insurance Group
912 E Lincoln Ave, Royal Oak, MI 48067
(248) 793-9053
Goosehead Insurance - Royal Oak
4338 Delemere Blvd Suite B, Royal Oak, MI 48073
(248) 365-6007
goosehead.com
What Does a Umbrella Insurance Agent in Royal Oak Cost?
The cost for an umbrella insurance policy in Michigan typically ranges from 150 to 300 dollars per year for one million dollars of coverage. Higher limits cost more, usually 75 to 150 dollars per additional million. Your actual premium depends on your risk profile, number of properties, and underlying policy limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Royal Oak do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides coverage above the limits of your underlying auto and home insurance. The agent reviews your assets and risk exposure to recommend an appropriate coverage amount.
Do I need umbrella insurance in Michigan?
You may need umbrella insurance if you have significant assets or face higher liability risks. Michigan has no-fault auto insurance laws, but you can still be sued for damages above policy limits. An umbrella policy can protect your savings and future income from large lawsuits.
How much umbrella coverage should I get in Royal Oak?
Most policies start at one million dollars in coverage. Your agent will help you decide based on your net worth, income, and lifestyle factors. Common coverage amounts range from one to five million dollars.