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Find Umbrella Insurance Agents Near You in Saginaw, MI

Browse umbrella insurance agents serving Saginaw, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Saginaw, Michigan is My Member Insurance Agency-Thomas Twp Office, rated 4.8 stars across 555 reviews. Other highly rated options include L.A. Insurance, Safeguard Insurance Agency, Mid-Valley Insurance and Financial. This directory lists 24 umbrella insurance agents serving Saginaw.

Showing 24 umbrella insurance agents in Saginaw, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1My Member Insurance Agency-Thomas Twp Office7531-2 Gratiot Rd Suite 2(989) 781-2662
2L.A. Insurance4234 Dixie Hwy(989) 755-8055
3Safeguard Insurance Agency2475 Midland Rd(989) 799-4800
4Mid-Valley Insurance and Financial9080 Gratiot Rd ste 100(989) 781-3070
5Emil Rummel Insurance Agency Inc4884 Gratiot Rd UNIT 15(989) 793-2100
6Future Insurance Agency5580 State St # 1(989) 799-8808
7Kaytlyn Thompson at Comparion Insurance Agency5157 Hampton Pl(989) 486-6796
8Preferred First Insurance7773 Bay Rd(989) 799-9082
9Coppolino Insurance Agency3123 Davenport Ave(989) 792-1666
10R. A. Monk Insurance Agency, Inc.5347 Dixie Hwy(989) 777-0470
MM
7531-2 Gratiot Rd Suite 2
My Member Insurance Agency-Thomas Twp Office
Umbrella Insurance Agent · Saginaw, MI

My Member Insurance Agency–Thomas Twp Office serves Saginaw, Michigan, and the surrounding county, providing umbrella insurance coverage. This type of policy offers additional liability protection above standard home and auto insurance limits. It helps safeguard local residents against large claims and lawsuits that could otherwise exceed their primary policies. The agency also assists clients in evaluating their overall risk exposure in the Saginaw area. It handles excess liability policies for homeowners and auto insurance policies.

LI
4234 Dixie Hwy
L.A. Insurance
Umbrella Insurance Agent · Saginaw, MI

L.A. Insurance in Saginaw, Michigan, is known for providing comprehensive umbrella insurance coverage. The agency helps clients secure additional liability protection that extends beyond the limits of standard home and auto policies. This service is essential for safeguarding personal assets against major claims or lawsuits. By offering broad coverage that can apply to multiple underlying policies, the agency addresses the needs of property owners and vehicle operators in the local area. L.A. Insurance also specializes in tailoring umbrella policies to coordinate with existing insurance plans for seamless risk management.

SI
2475 Midland Rd
Safeguard Insurance Agency
Umbrella Insurance Agent · Saginaw, MI

At Safeguard Insurance Agency in Saginaw, MI, the team provides personalized umbrella insurance coverage designed to extend liability protection beyond standard policies. Maintenance of each policy includes annual policy reviews and prompt adjustments to reflect changes in the client's risk profile. Regular consultations help ensure that coverage limits remain appropriate over time. This agent emphasizes the importance of safeguarding assets through clear explanations of how umbrella policies interact with underlying home or auto insurance. Its services are available for single-family homes, apartments, retail locations, and restaurants.

MV
9080 Gratiot Rd ste 100
Mid-Valley Insurance and Financial
Umbrella Insurance Agent · Saginaw, MI

Mid-Valley Insurance and Financial serves homeowners, businesses, and property managers in Saginaw, Michigan, providing umbrella insurance agent services to help clients secure additional liability coverage beyond standard policies. The agency assists individuals and commercial operators in protecting assets against unforeseen claims and lawsuits. It also works with landlords and rental property owners to address potential risks on their properties. Beyond the city limits, Mid-Valley Insurance and Financial extends its coverage services to the neighboring community of Bay City.

ER
4884 Gratiot Rd UNIT 15
Emil Rummel Insurance Agency Inc
Umbrella Insurance Agent · Saginaw, MI

Emil Rummel Insurance Agency Inc offers dedicated umbrella insurance services in the Saginaw area, providing extended liability coverage beyond standard policies. It also handles general personal and commercial insurance needs for local residents and businesses. This additional coverage helps protect assets against major claims or lawsuits that might exceed underlying policy limits. For Saginaw clients, such protection becomes particularly valuable during harsh winter months when snow removal accidents or icy walkway slip-and-fall incidents pose elevated liability risks.

FI
5580 State St # 1
Future Insurance Agency
Umbrella Insurance Agent · Saginaw, MI

Future Insurance Agency in Saginaw, MI provides umbrella insurance services that can be secured on a one-time policy or a recurring annual basis, depending on the client's need for extended liability protection beyond standard home or auto policies. This category of coverage offers an additional layer of financial defense against major claims and lawsuits. The agency's services are typically arranged as needed by the client, with policy renewals occurring on a scheduled annual cycle.

KT
5157 Hampton Pl
Kaytlyn Thompson at Comparion Insurance Agency
Umbrella Insurance Agent · Saginaw, MI

Kaytlyn Thompson at Comparion Insurance Agency helps individuals and businesses in the Saginaw area manage risk with broader liability coverage. The agency specializes in umbrella insurance, which adds an extra layer of protection above standard policies. This coverage is designed to step in when a primary policy’s limits are exhausted, offering additional financial security. Services are available for local commercial sectors, including offices, warehouses, and food service operations, helping them safeguard against potential large claims or lawsuits.

PF
7773 Bay Rd
Preferred First Insurance
Umbrella Insurance Agent · Saginaw, MI

Preferred First Insurance serves Saginaw, Michigan, and the surrounding communities, handling umbrella insurance policies that provide added liability protection beyond standard home or auto coverage. These policies help safeguard personal assets against large claims or lawsuits. To determine appropriate coverage limits, the agent assesses each client’s existing policies, property holdings, and overall risk exposure. The approach it uses to handle a typical job involves carefully reviewing the client’s current liability landscape and recommending a policy that fills gaps without over-insuring the individual’s specific needs.

CI
3123 Davenport Ave
Coppolino Insurance Agency
Umbrella Insurance Agent · Saginaw, MI
RM
5347 Dixie Hwy
R. A. Monk Insurance Agency, Inc.
Umbrella Insurance Agent · Saginaw, MI

R. A. Monk Insurance Agency, Inc. serves residents in Saginaw, Michigan, by providing umbrella insurance policies that offer additional liability coverage beyond standard home or auto limits. Commercial clients also receive protection through these extended policies for broader business operations. Their service area covers the local Saginaw region. After completing a new policy or annual review, the agency typically follows up with clients to ensure coverage remains appropriate between regular office visits, addressing any changes in their personal or professional circumstances without added administrative hassle.

HR
4735 Mackinaw Rd
Hughes Robinson Financial – Horace Mann Insurance
Umbrella Insurance Agent · Saginaw, MI
(989) 790-9579
horacemann.com
SI
132 N Washington Ave
Shelby Insurance Agency
Umbrella Insurance Agent · Saginaw, MI
(989) 755-4978
progressiveagent.com/agents/michigan/saginaw/shelby-insurance-agency-inc
AI
5140 State St # 203
Aird Insurance Group- Farm Bureau Insurance
Umbrella Insurance Agent · Saginaw, MI
(989) 792-9687
airdinsurancegroup.com
KB
1244 N Michigan Ave
Karl Briggs - State Farm Insurance Agent
Umbrella Insurance Agent · Saginaw, MI
(989) 755-4451
karlbriggs.com
PI
7950 Gratiot Rd
PLPD Insurance - Saginaw
Umbrella Insurance Agent · Saginaw, MI
(989) 921-1600
plpd.com/locations/saginaw-michigan
CT
30 N Center Rd UNIT 1
Cathy Tafel - State Farm Insurance Agent
Umbrella Insurance Agent · Saginaw, MI
(989) 793-9344
tafelagency.com
CI
5157 Hampton Pl
Comparion Insurance Agency
Umbrella Insurance Agent · Saginaw, MI
(989) 486-6800
comparioninsurance.com/insurance-agent/michigan/saginaw-035d
CF
6137 Tittabawassee Rd Suite 4
Campos Family Agency
Umbrella Insurance Agent · Saginaw, MI
(989) 220-3181
michfb.com/insurance/find-an-agent/dezi-campos-6137-tittabawassee-rd-ste-4
GI
5311 Hampton Pl
Gallagher Insurance, Risk Management & Consulting
Umbrella Insurance Agent · Saginaw, MI
(800) 875-8395
locations.ajg.com/us/mi/saginaw/5311-hampton-place
BL
4800 Fashion Square Blvd Ste 410
Bankers Life
Umbrella Insurance Agent · Saginaw, MI
(989) 792-7887
branches.bankerslife.com/mi/saginaw/4800-fashion-square-blvd
KT
331 S Center Rd Suite 1
Keiven Trombley Agency, Inc.
Umbrella Insurance Agent · Saginaw, MI
(989) 791-1121
locator.meemic.com/mi/saginaw/trombley-agency
NI
3211 Shattuck Rd
NuStar Insurance
Umbrella Insurance Agent · Saginaw, MI
(989) 792-4060
MI
331 S Center Rd
Meemic Insurance Co
Umbrella Insurance Agent · Saginaw, MI
(989) 791-1121
locator.meemic.com/mi/saginaw/kenosha-insurance-agency
SB
1258 S Washington Ave
Saginaw Bay Underwriters
Umbrella Insurance Agent · Saginaw, MI
(989) 752-8600
sbuins.com

What Does an a Umbrella Insurance Agent in Saginaw Cost?

Umbrella insurance costs in Michigan typically range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 million to 5 million can cost 300 to 800 dollars annually. Premiums vary based on your driving record, number of vehicles, home value, and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Saginaw

Umbrella insurance agents in Saginaw Michigan help you add an extra layer of liability protection beyond your home and auto policies. Michigan law requires no-fault auto insurance, but umbrella policies can cover gaps in liability limits. A local agent can explain how umbrella coverage works with Michigan specific rules and your personal assets.

Frequently Asked Questions

What does an umbrella insurance agent in Saginaw do?

An umbrella insurance agent helps you buy a policy that provides extra liability coverage above your existing home and auto insurance. They assess your risk factors and recommend a coverage amount that fits your needs. In Michigan, umbrella policies often require minimum underlying limits of 250,000 per person and 500,000 per accident for auto liability.

How much umbrella insurance do I need in Michigan?

The amount of umbrella coverage you need depends on your assets and potential liability risks. Common coverage amounts start at 1 million dollars and go up to 5 million dollars or more. Michigan courts allow large judgments in personal injury cases, so many residents choose at least 1 million in umbrella coverage.

Can I get umbrella insurance if I have a poor driving record in Saginaw?

Yes you can still get umbrella insurance with a poor driving record, but your premium may be higher. Michigan insurers consider your driving history and claims record when underwriting umbrella policies. Some carriers may require a clean record for several years before offering coverage.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.