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HomeUmbrella Insurance AgentsMichigan › Shelby Township

Find Umbrella Insurance Agents Near You in Shelby Township, MI

Browse umbrella insurance agents serving Shelby Township, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in Shelby Township, Michigan is SWITCH Insurance Group, rated 4.8 stars across 308 reviews. Other highly rated options include Filliccia Insurance Agency, Dallo Insurance Group, Lifetime Insurance Services. This directory lists 19 umbrella insurance agents serving Shelby Township.

Showing 19 umbrella insurance agents in Shelby Township, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1SWITCH Insurance Group7857 25 Mile Rd Suite 103(248) 636-4200
2Filliccia Insurance Agency50551 Van Dyke Ave(248) 537-4040
3Dallo Insurance Group45489 Market St(248) 606-4991
4Lifetime Insurance Services7857 25 Mile Rd Suite 103(888) 376-4364
5Green Valley Insurance Agency50258 Van Dyke Ave C(586) 580-3663
6Comparion Insurance Agency13001 23 Mile Rd STE 102(586) 532-7298
7Mansfield Insurance Group8790 23 Mile Rd(586) 522-4427
8Core Insurance Group50787 Corporate Dr(248) 847-2673
9Custom Ins Agency50551 Van Dyke Ave(586) 935-6110
10Hilb Group45600 Village Blvd(586) 799-6000
SI
7857 25 Mile Rd Suite 103
SWITCH Insurance Group
Umbrella Insurance Agent · Shelby Township, MI

SWITCH Insurance Group serves Shelby Township and surrounding areas of Macomb County as an umbrella insurance agent. This agency provides additional liability coverage that extends beyond the limits of standard home, auto, or watercraft policies, protecting clients from major claims and lawsuits. Umbrella policies issued here help safeguard personal assets and future earnings. The agency assists with customizing coverage limits and coordinating policies for comprehensive risk management against large liability exposures.

FI
50551 Van Dyke Ave
Filliccia Insurance Agency
Umbrella Insurance Agent · Shelby Township, MI

Filliccia Insurance Agency in Shelby Township, MI, provides umbrella insurance coverage tailored to increase personal liability protection beyond standard policy limits. Their service includes a straightforward initial policy assessment to evaluate existing coverages and potential gaps, followed by annual policy reviews to adapt to changing circumstances. This ensures clients maintain adequate liability safeguards over time. The agency serves an array of local properties, including single-family homes, apartments, retail spaces, and restaurants.

DI
45489 Market St
Dallo Insurance Group
Umbrella Insurance Agent · Shelby Township, MI

Serving Shelby Township and the surrounding communities in Macomb County, Dallo Insurance Group focuses exclusively on helping clients protect their assets with umbrella insurance policies. This type of coverage adds an extra layer of liability protection above standard home and auto policies. The agency understands the unique risks faced by local residents, from everyday accidents to unexpected lawsuits. For each client, the team begins by reviewing existing coverage limits and personal risk factors, then recommends a specific policy amount that effectively fills potential gaps in protection.

LI
7857 25 Mile Rd Suite 103
Lifetime Insurance Services
Umbrella Insurance Agent · Shelby Township, MI

Lifetime Insurance Services assists homeowners, property managers, and small business operators in Shelby Township, Michigan, with securing umbrella liability coverage. These policies add an extra layer of protection beyond standard auto and property insurance limits. The agency focuses on helping clients understand their risk exposure and select appropriate coverage amounts. By addressing common gaps in liability protection, it works to safeguard assets from unexpected lawsuits. Its service area also extends throughout Macomb County, including the neighboring city of Utica and surrounding communities within the greater Detroit metropolitan region.

GV
50258 Van Dyke Ave C
Green Valley Insurance Agency
Umbrella Insurance Agent · Shelby Township, MI

Green Valley Insurance Agency in Shelby Township, Michigan, distinguishes between single-policy umbrella coverage for one-time needs and recurring protection for ongoing liability exposure. These policies extend existing home and auto insurance limits, covering lawsuits and certain accident claims that exceed primary policy caps. Claims are filed through the agency, which acts as an intermediary between clients and insurers. Service for new policies and adjustments to existing coverage runs on a one-time basis, while policy renewals and periodic reviews of coverage needs operate on a scheduled basis. Claims assistance is provided as needed.

CI
13001 23 Mile Rd STE 102
Comparion Insurance Agency
Umbrella Insurance Agent · Shelby Township, MI

Comparion Insurance Agency provides umbrella insurance services in Shelby Township, Michigan, and the surrounding communities of Macomb County. It handles oversize personal liability coverage that extends beyond standard home and auto policies. For a typical job, the agency reviews the client’s existing policy limits, identifies potential gaps in coverage, then works to secure an additional layer of protection through straightforward documentation. It approaches each case by first confirming eligibility requirements, such as underlying policy amounts, before matching the client to an appropriate umbrella policy from available carriers.

MI
8790 23 Mile Rd
Mansfield Insurance Group
Umbrella Insurance Agent · Shelby Township, MI

Mansfield Insurance Group in Shelby Township, Michigan, works with clients to structure their liability coverage, offering umbrella insurance as a specialized add-on to standard policies. This extra layer protects assets when primary limits are exhausted, addressing risks that arise from accidents on the property. Its services can assist local businesses in multiple commercial sectors, including offices, warehouses, and food service operations.

CI
50787 Corporate Dr
Core Insurance Group
Umbrella Insurance Agent · Shelby Township, MI

Core Insurance Group in Shelby Township, MI provides residential umbrella insurance for homeowners seeking extra liability protection beyond standard policies. Commercial coverage extends to local businesses requiring higher policy limits. Their service area includes Shelby Township and surrounding communities. Agents work with clients to assess risk profiles and coordinate additional liability layers with existing home or business insurance. This service typically involves follow-up consultations and policy adjustments between regular renewal visits, ensuring continued coverage meets evolving needs.

CI
50551 Van Dyke Ave
Custom Ins Agency
Umbrella Insurance Agent · Shelby Township, MI

Custom Ins Agency offers specialty services as an umbrella insurance agent in Shelby Township, MI, helping clients secure additional liability coverage beyond standard policies. It provides guidance on protecting assets from major claims or lawsuits, coordinating with primary insurers to ensure seamless protection. This agency serves homeowners, drivers, and property owners in the area who seek broader financial safety nets. It especially assists during severe thunderstorm seasons in southeastern Michigan, when property liability risks from wind, hail, or falling debris often increase.

HG
45600 Village Blvd
Hilb Group
Umbrella Insurance Agent · Shelby Township, MI

As rain or snow creates slick roads across northern Macomb County, drivers and homeowners in Shelby Township seek liability defenses that standard policies cannot provide. Hilb Group responds by offering umbrella insurance that layers additional protection above existing auto and homeowners coverage. Their process begins by evaluating a client’s current policies and assets to determine the appropriate total coverage limit. This initial assessment includes a review of property exposure and liability risk from everyday life around the community.

EW
53420 Van Dyke Ave
E W Smith Agency Inc
Umbrella Insurance Agent · Shelby Township, MI
(586) 781-6511
ewsmith.com
DE
13001 23 Mile Rd STE 102
DION EUBANKS at Comparion Insurance Agency
Umbrella Insurance Agent · Shelby Township, MI
(586) 788-6024
comparioninsurance.com/insurance-agent/michigan/shelby-township-0423/dion-eubanks
GI
14061 23 Mile Rd Suite A
Goosehead Insurance - David Narso
Umbrella Insurance Agent · Shelby Township, MI
(248) 955-9070
goosehead.com/agents/mi/shelby-township/david-narso
GI
48639 Hayes Rd #10
GREWAL INSURANCE
Umbrella Insurance Agent · Shelby Township, MI
(586) 842-3999
grewalinsurance.com
GI
48380 Van Dyke Ave Suite 600-A
Goosehead Insurance - Dan Jovanovski
Umbrella Insurance Agent · Shelby Township, MI
(586) 598-0760
goosehead.com/agents/mi/shelby-township/dan-jovanovski
FB
45876 Schoenherr Rd
Farm Bureau of Shelby Township
Umbrella Insurance Agent · Shelby Township, MI
(586) 323-3276
farmbureauinsurance-mi.com
AI
47409 Van Dyke Ave
AAA Insurance - Hana Agency
Umbrella Insurance Agent · Shelby Township, MI
(586) 799-7355
locator.acg.aaa.com/mi/shelby-township/aaa-insurance-hana-agency
FI
8155 Annsbury Dr #105
Farmers Insurance - Roy Chapiewski
Umbrella Insurance Agent · Shelby Township, MI
(586) 232-3227
agents.farmers.com/mi/shelby-township/roy-chapiewski
BI
4741 24 Mile Rd # A
Brady Insurance Inc
Umbrella Insurance Agent · Shelby Township, MI
(248) 650-8800
bradyinsagency.com

What Does an a Umbrella Insurance Agent in Shelby Township Cost?

In Michigan umbrella insurance typically costs between 150 and 350 dollars per year for one million dollars of coverage. Premiums vary based on your number of vehicles driving record home value and claims history. Adding a second million dollars of coverage usually costs less than the first million. This is general information and not insurance advice.

About umbrella insurance agents in Shelby Township

An umbrella insurance agent in Shelby Township Michigan can help you secure additional liability coverage beyond your auto and homeowners policies. Michigan law requires minimum auto liability limits of 20/40/10 but an umbrella policy provides extra protection against large claims. Local agents understand the specific risks for Shelby Township residents including lakefront properties and high-traffic roadways.

Frequently Asked Questions

What does an umbrella insurance agent do in Shelby Township?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your standard insurance limits. They review your assets and risks to recommend appropriate coverage amounts. In Michigan this policy typically pays after your auto or home insurance limits are exhausted.

Do I need umbrella insurance in Michigan?

You may need umbrella insurance if you have significant assets a swimming pool a dog or a high-risk hobby. Michigan is a no-fault state for auto insurance but umbrella policies can still protect against liability lawsuits for bodily injury or property damage. An agent can help you determine if your net worth justifies the coverage.

How much umbrella coverage should I get in Shelby Township?

Most Michigan agents recommend at least one million dollars in umbrella coverage but higher limits are available. The right amount depends on your total assets and future earning potential. An agent will help you calculate a level that protects your savings and property from a major lawsuit.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.