The top-rated umbrella insurance agent in Southfield, Michigan is Adren Hendrix - State Farm Insurance Agent, rated 5.0 stars across 155 reviews. Other highly rated options include Cantor Insurance Group, L.A. Insurance, AAA Insurance - Saad Insurance Agency. This directory lists 19 umbrella insurance agents serving Southfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adren Hendrix - State Farm Insurance Agent | 26561 W 12 Mile Rd #203 | (248) 353-2260 |
| 2 | Cantor Insurance Group | 26777 Central Park Blvd | (248) 848-0200 |
| 3 | L.A. Insurance | 24490 W 10 Mile Rd | (248) 353-0300 |
| 4 | AAA Insurance - Saad Insurance Agency | 24681 Northwestern Hwy Ste 1100 | (313) 649-7676 |
| 5 | Insurance One Agency | 26261 Evergreen Rd Ste. 530 | (800) 752-0680 |
| 6 | Farmers Insurance - Gregory Blackwell | 15900 W 10 Mile Rd Ste 204 | (248) 833-0070 |
| 7 | Peoples Insurance Agency LTD | 16250 Northland Dr #150 | (248) 327-7083 |
| 8 | George Almaliky - State Farm Insurance Agent | 20099 W 12 Mile Rd | (248) 352-4757 |
| 9 | Erica Lindsay The Insurance Lady, Agency LLC | 24681 Northwestern Hwy STE 3006 | (313) 355-0330 |
| 10 | Brandon Bell Insurance Agency | 24901 Northwestern Hwy # 410 | (313) 533-7400 |
Adren Hendrix - State Farm Insurance Agent serves the Southfield, Michigan metro area as an umbrella insurance agent. The company provides general liability protection policies that extend coverage beyond standard home and auto limits. Clients often seek additional safeguarding for larger financial assets or accident risks not fully covered by primary plans. This agency handles both personal umbrella coverage for individuals and families as well as commercial umbrella policies for local businesses.
Cantor Insurance Group in Southfield, MI, provides umbrella insurance policies that offer extended liability coverage beyond standard home and auto policies, protecting clients against large claims and lawsuits. Its service plans include policy review to ensure appropriate coverage limits and assistance with claims coordination. The company helps both residential and commercial clients manage personal and business liability risks. It services single-family homes, apartments, retail establishments, and restaurants.
L.A. Insurance provides umbrella insurance coverage for clients in Southfield, Michigan, and the surrounding communities. It handles excess liability protection that extends beyond the limits of standard homeowners or auto policies. The agency focuses on securing extra coverage to safeguard personal assets from major claims or lawsuits. To handle a typical job, it follows a straightforward process of evaluating existing policies, assessing risk exposure, and identifying appropriate coverage limits to meet individual client needs.
AAA Insurance - Saad Insurance Agency serves homeowners, businesses, and property managers in Southfield, Michigan, by offering umbrella insurance policies that provide additional liability coverage beyond standard limits. These policies help protect clients against major claims and lawsuits that could deplete personal assets or business resources. Evaluating individual risk profiles allows the agency to recommend appropriate coverage levels. Its service area also extends to nearby Livonia, offering the same extra protection to residents and commercial clients across this portion of the metro Detroit region.
Insurance One Agency serves Southfield and the surrounding metro Detroit communities, handling both personal and commercial umbrella insurance policies for clients seeking additional liability protection. The agency addresses coverage gaps by offering extra limits beyond standard auto and homeowners policies, helping safeguard assets against major claims. For each client, it evaluates existing coverage levels and risk exposure to recommend an appropriate umbrella policy, then coordinates directly with current insurers to ensure seamless integration and proper protection.
Spring storms in Southfield often leave homeowners questioning whether their liability coverage is sufficient. Farmers Insurance - Gregory Blackwell provides umbrella insurance that extends beyond standard home and auto policy limits, offering personalized protection against costly lawsuits. This local agent listens carefully to client concerns about potential gaps in coverage. An initial review of current policies and asset exposure helps determine appropriate limit amounts. The process begins with a thorough assessment of individual needs for umbrella coverage.
Peoples Insurance Agency LTD, serving Southfield and surrounding areas, offers both one-time umbrella policy consultations and recurring coverage adjustments to meet changing needs. An umbrella insurance policy provides additional liability protection beyond standard home and auto policies, safeguarding assets against major claims and lawsuits. The agency can help assess individual coverage gaps and recommend appropriate extra protection limits. Clients may schedule initial consultations on a one-time basis, request periodic policy reviews, or arrange coverage adjustments as needed when personal circumstances change.
George Almaliky - State Farm Insurance Agent in Southfield, MI, provides umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. The agency also assists clients with general personal insurance needs, including auto, home, and life policies. These extra liability layers help protect savings and future earnings from major claims or lawsuits. As severe weather season approaches in the region, many homeowners seek this additional buffer against storm-related incidents and potential injury claims on their property.
Erica Lindsay The Insurance Lady, Agency LLC operates in Southfield, Michigan, providing comprehensive umbrella insurance coverage that extends liability protection beyond standard policy limits. Their specialty services include tailored excess liability policies for homeowners, auto owners, and business owners alike. These policies help safeguard personal and professional assets from unexpected claims. The agency serves commercial sectors including office complexes, industrial warehouses, and food service establishments, offering customized liability solutions to meet diverse operational risks and regulatory requirements.
Brandon Bell Insurance Agency serves residential clients in Southfield, MI, by providing umbrella insurance policies that extend liability protection beyond standard home and auto coverage. For commercial clients, the agency offers similar excess liability solutions to safeguard business assets. Service is available throughout the Southfield area and surrounding communities. Local policyholders can schedule a consultation to review their coverage needs, with the agency offering follow-up assistance between regular premium renewal visits to adjust protection as personal circumstances change.
What Does an a Umbrella Insurance Agent in Southfield Cost?
In Michigan a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Costs vary based on your risk factors number of properties and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Southfield
Umbrella insurance provides extra liability coverage beyond your standard auto or home policy. In Southfield Michigan this type of policy can protect your assets from large claims or lawsuits. Michigan law requires minimum auto liability limits but an umbrella policy adds a higher layer of security for residents with significant assets or higher risk profiles.
Frequently Asked Questions
What does an umbrella insurance agent in Southfield do?
An umbrella insurance agent helps you assess your current liability coverage and recommends a policy that extends your limits. They review your home auto and other assets to determine the appropriate amount of extra protection. The agent then shops among carriers to find a policy that fits your needs and budget.
How much umbrella coverage do I need in Michigan?
The amount of umbrella coverage you need depends on your net worth and potential liability risks. Many agents recommend at least 1 million dollars in coverage for most homeowners. Michigan courts can award large judgments so higher limits may be wise if you own a business or have significant assets.
Can I get umbrella insurance without a home or auto policy?
No you cannot purchase a standalone umbrella policy. You must first have an underlying auto or homeowners insurance policy with minimum liability limits. Your umbrella agent in Southfield will confirm that your base policies meet the required coverage levels before issuing the umbrella policy.
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