The top-rated umbrella insurance agent in Taylor, Michigan is Dave Arce - State Farm Insurance Agent, rated 4.8 stars across 363 reviews. Other highly rated options include Amy Bordes - State Farm Insurance Agent, Sandy Gilland - State Farm Insurance Agent, James Fedewa - State Farm Insurance Agent. This directory lists 12 umbrella insurance agents serving Taylor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Arce - State Farm Insurance Agent | 25755 Goddard Rd | (734) 250-7284 |
| 2 | Amy Bordes - State Farm Insurance Agent | 9333 Telegraph Rd Suite 300A | (313) 562-3322 |
| 3 | Sandy Gilland - State Farm Insurance Agent | 24128 Ecorse Rd Suite B | (313) 295-5656 |
| 4 | James Fedewa - State Farm Insurance Agent | 24409 Eureka Rd | (734) 946-1100 |
| 5 | L.A. Insurance | 23921 Eureka Rd | (734) 287-9000 |
| 6 | Omni Insurance Agency/Meemic/AAA | 5853 Telegraph Rd | (313) 438-5555 |
| 7 | Brian Cobb: Allstate Insurance | 25015 Goddard Rd | (734) 946-6380 |
| 8 | AAA Insurance - Moughnia Agency | 12315 Telegraph Rd | (734) 258-7600 |
| 9 | Glenn Dobbins Agency Inc. | 23755 Goddard Rd | (734) 287-6161 |
| 10 | Edward Smith - Prudential Financial | 20300 Superior Rd ste 290 | (734) 246-8501 |
Dave Arce - State Farm Insurance Agent serves Taylor, Michigan, and the surrounding Wayne County area as an umbrella insurance agent. This agency offers personal and commercial umbrella policies that provide additional liability coverage beyond standard auto and homeowners insurance limits. It helps clients manage risks from events like major accidents or property-related lawsuits. The agency specializes in tailoring umbrella policies for both individual homeowners and local small business owners.
Homeowners, businesses, and property managers in the Taylor, MI area seek this agency for umbrella insurance services that provide extra liability coverage beyond standard policies. The agent helps clients protect assets from major claims or lawsuits through this additional layer of protection. With personalized consultations, coverage options are explained clearly to match individual risk exposure and financial needs. This umbrella insurance agent also serves nearby communities in the Downriver region, including Allen Park and Southgate.
Sandy Gilland - State Farm Insurance Agent in Taylor, MI, provides personal umbrella liability coverage designed to protect clients from major claims and lawsuits. The agency offers consultation to assess existing auto and homeowners policies for adequate underlying limits. Service includes annual policy reviews to adjust coverage as circumstances change. Maintenance plans involve notifying clients about potential risk exposures and coverage gaps. Sandy Gilland’s office typically services single-family homes, apartments, retail businesses, and restaurants that require additional liability protection.
Serving clients in Taylor, Michigan, and the surrounding Downriver communities, James Fedewa - State Farm Insurance Agent handles personal umbrella liability coverage. This policy provides additional liability protection beyond standard auto and homeowners limits. The agency addresses risks like client assets and potential lawsuits. To handle a typical job, it starts with a thorough review of the client’s existing coverage to determine needed policy limits and fills any gaps.
L.A. Insurance serves clients throughout Wayne County, Michigan, from its base in Taylor. It specializes in providing umbrella insurance policies designed to extend personal liability coverage beyond the limits of standard homeowners and auto insurance. Such policies also often cover claims excluded by underlying plans, such as libel or slander. The office handles multi-million dollar excess liability coverage and helps residents protect assets against large property damage or bodily injury lawsuits.
Omni Insurance Agency in Taylor, MI, distinguishes between one-time policy adjustments and recurring coverage updates for umbrella insurance, which provides a supplemental liability layer beyond standard home and auto policies. This agent assists local clients in securing this broader protection against major claims or lawsuits. The service operates on a scheduled basis, aligning with renewal cycles to ensure continuous, cost-effective safeguarding of personal assets.
Brian Cobb: Allstate Insurance specializes in umbrella insurance agency services, offering extended liability coverage that protects clients beyond standard homeowners or auto policies. This general work provides essential buffer protection against major claims and lawsuits. Seasoned policyholders trust this office for supplemental support tailored to local property conditions. As winter storms approach, the agency helps Taylor residents reassess their overall liability exposure to safeguard against snow-related incidents and potential property damages that could exceed base coverage limits.
As winter approaches in Taylor, homeowners begin to worry about ice dams and falling branches causing unexpected property damage. AAA Insurance - Moughnia Agency provides umbrella insurance agent services to help residents cover liability costs that exceed standard policy limits. These additional layers of protection become essential during severe storms when accidents can lead to major claims. The agency guides local clients through their specific coverage gaps and risk factors. A representative typically begins by reviewing current homeowner and auto policies to identify the appropriate starting point for an extended liability policy.
The Glenn Dobbins Agency Inc. in Taylor, MI, works as an umbrella insurance agent, offering policies that extend liability coverage beyond standard home and auto policies. This specialized protection helps individuals and businesses manage financial risks from major claims or lawsuits. Additional coverage supports various commercial operations. Typical commercial sectors served by this agency include offices, warehouses, and food service establishments.
Edward Smith - Prudential Financial provides residential umbrella insurance services to homeowners in Taylor, MI, helping protect personal assets beyond standard policy limits. The company also offers commercial coverage for local businesses seeking additional liability protection throughout the surrounding area. Clients receive professional guidance for evaluating their unique risk profiles. Follow-up consultations are available between regular policy visits to adjust coverage as circumstances change, ensuring ongoing protection remains appropriate for each client’s evolving needs.
What Does an a Umbrella Insurance Agent in Taylor Cost?
Typical umbrella insurance costs in Michigan range from 150 to 300 dollars per year for one million dollars in coverage. Higher limits may cost 200 to 500 dollars annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Taylor
An umbrella insurance agent in Taylor Michigan helps you secure extra liability coverage beyond standard auto and home policies. Michigan law requires no-fault auto insurance with unlimited medical benefits, making umbrella policies valuable for added protection. Local agents understand the specific risks and coverage needs of residents in Wayne County.
Frequently Asked Questions
What does an umbrella insurance agent in Taylor do?
An umbrella insurance agent in Taylor helps you assess your liability risks and purchase a policy that covers claims above your existing limits. They explain how the policy works with your auto and homeowners insurance under Michigan law.
Do I need umbrella insurance in Michigan?
Umbrella insurance is not required by Michigan law but is recommended if you have significant assets or face higher liability risks. It provides extra coverage for lawsuits, accidents, or property damage claims that exceed your primary policy limits.
How much umbrella coverage should I get in Taylor Michigan?
Common umbrella policy limits in Michigan range from one million to five million dollars. Your agent will help you choose a limit based on your net worth, income, and potential exposure to lawsuits.
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