Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 18 umbrella insurance agents in Troy, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Goosehead Insurance - Alsaigh & Adour Agency
100 W Big Beaver Rd STE 580, Troy, MI 48084
(586) 630-3799
agents.gooseheadinsurance.com
JPS Insurance Agency
1111 W Long Lake Rd Suite 201, Troy, MI 48098
(248) 646-6657
jpsagency.com
AAA Insurance - Howard Beatty IV Insurance Agency
2950 W Square Lake Rd Suite# 100, Troy, MI 48098
(248) 792-7012
locator.acg.aaa.com
AAA Insurance - Daniel's Agency
42831 Dequindre Rd, Troy, MI 48085
(248) 800-9999
locator.acg.aaa.com
Alfred Shala-HealthMarkets Insurance Agency
920 E Long Lake Rd STE 200A, Troy, MI 48085
(586) 707-5527
healthmarkets.com
HealthMarkets Insurance - Eric Zawicki
920 E Long Lake Rd Ste 100A, Troy, MI 48085
(248) 850-4000
healthmarkets.com
Troy-Metro Agency
2065 Livernois Rd, Troy, MI 48083
(248) 813-8540
troymetroagency.com
Hershey Insurance Group
2855 Coolidge Hwy #204, Troy, MI 48084
(888) 843-7743
hersheyinsurance.com
Members Home and Auto
2855 Coolidge Hwy #204, Troy, MI 48084
(877) 898-4102
membersbridge.com
Doeren Mayhew Insurance Group
3155 W Big Beaver Rd Suite 250, Troy, MI 48084
(248) 290-0650
doereninsurance.com
Mason-McBride Insurance
3155 W Big Beaver Rd Suite 125, Troy, MI 48084
(248) 822-7170
mason-mcbride.com
Blevins Insurance Advisors - National Benefit Plans Inc.
1050 Wilshire Dr Ste 280, Troy, MI 48084
(586) 291-9381
nbplans.com
The Hartford
5445 Corporate Dr # 300, Troy, MI 48098
(860) 547-5000
thehartford.com
Woloshen Insurance Group
1301 W Long Lake Rd #100, Troy, MI 48098
(248) 590-5854
linkedin.com
Grand River Insurance
Top of Troy, 755 W Big Beaver Rd Suite 2020, Troy, MI 48084
(248) 519-2390
grandriverinsurance.com
Millennium Insurance
33975 Dequindre Rd, Troy, MI 48083
(586) 751-2200
startmyinsurance.com
USI Insurance Services
2600 W Big Beaver Rd STE 140, Troy, MI 48084
(248) 643-5800
usi.com
Insurance Providers of Michigan,Inc.
3001 W Big Beaver Rd #117, Troy, MI 48084
(248) 325-9469
insuranceprovidersofmichigan.com
What Does a Umbrella Insurance Agent in Troy Cost?
Umbrella insurance in Michigan typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Costs can increase to 500 dollars or more for higher limits or if you have multiple properties or vehicles. Your driving record and claims history also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Troy do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides additional liability coverage. This policy kicks in after your auto or home insurance limits are exhausted. The agent assesses your assets and risks to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Michigan?
Most agents recommend at least 1 million dollars in umbrella coverage for Michigan residents. The right amount depends on your net worth, income, and potential liability risks. Michigan no-fault laws mean medical claims can be high so higher limits are often wise.
Can I get umbrella insurance without a home or auto policy?
No, you must have an underlying home or auto insurance policy to qualify for umbrella coverage in Michigan. The umbrella policy requires minimum liability limits on your base policies. Your agent can help you adjust those limits first.