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Find Umbrella Insurance Agents Near You in Village of Clarkston, MI

Directory of umbrella insurance agents in Village of Clarkston, Michigan. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Village of Clarkston, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 17 umbrella insurance agents in Village of Clarkston, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Ryan Insurance Agency
7151 N Main St Ste. 103, Village of Clarkston, MI 48346
(248) 403-8591 myryanagency.com
Farmers Insurance - Kurt Urch
6160 Dixie Hwy Ste 210, Village of Clarkston, MI 48346
(248) 297-6020 agents.farmers.com
Oakland Insurance
8055 Ortonville Rd, Village of Clarkston, MI 48348
(248) 647-2500 oaklandinsurance.com
Rossell Agency
5850 Dixie Hwy Ste C, Village of Clarkston, MI 48346
(248) 605-0060 rossellagency.com
Dave Smith - State Farm Insurance Agent
7217 Sashabaw Rd, Village of Clarkston, MI 48348
(248) 625-2414 calldavesmith.com
McNeil Agency Inc
5730 Bella Rosa Blvd Ste #300, Village of Clarkston, MI 48348
(586) 731-1180 ghmins.com
Farmers Insurance - Michelle Houck
3983 S Ortonville Rd Ste B, Village of Clarkston, MI 48348
(248) 625-8122 agents.farmers.com
Total Insurance Agency Services, Inc.
7044 Gateway Park Dr, Village of Clarkston, MI 48346
(248) 625-0410 totalins.net
Al Bourdeau Insurance Agency
6100 Dixie Hwy Ste C & D, Village of Clarkston, MI 48346
(248) 623-4400 albourdeau.com
Farm Bureau Insurance
9282 Dixie Hwy, Village of Clarkston, MI 48348
(248) 922-1994 new.michfb.com
Uzzle-McMurray Agency: Allstate Insurance
6684 Dixie Hwy Ste D, Village of Clarkston, MI 48346
(248) 625-5880 agents.allstate.com
Gardner Insurance Agency - Meemic Insurance Agent
21 N Main St, Village of Clarkston, MI 48346
(248) 707-3030 locator.meemic.com
Northern Capital Insurance Agency Services, LLC
5900 Lorac Dr #101, Village of Clarkston, MI 48346
(248) 922-5670 nciasllc.com
Gardner Insurance
5643 Sashabaw Rd, Village of Clarkston, MI 48346
(248) 707-3030 locator.meemic.com
AAA Insurance - Meader Agency
5920 Sashabaw Rd, Village of Clarkston, MI 48346
(248) 922-7519 locator.acg.aaa.com
Ingenuity Group
5931 Sunridge Ct, Village of Clarkston, MI 48348
(248) 620-9625 financeclipper.com
Gardner Insurance Agency
6300 Sashabaw Rd, Village of Clarkston, MI 48346
(248) 707-3030 locator.meemic.com

Umbrella insurance agents in Village of Clarkston Michigan help residents secure extra liability coverage that goes beyond standard home and auto policies. This type of policy is especially useful for homeowners near lakes or with recreational vehicles, common in Oakland County. Michigan law requires minimum auto liability limits, but an umbrella policy can provide additional protection against large claims or lawsuits.

What Does a Umbrella Insurance Agent in Village of Clarkston Cost?

Typical umbrella insurance costs in Michigan range from 150 to 300 dollars per year for 1 million dollars in coverage, with additional millions costing less per increment. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent do in Village of Clarkston?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. They assess your assets and risk factors like property size or watercraft ownership to recommend appropriate coverage amounts.
How much umbrella coverage do I need in Michigan?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability risks. Michigan law does not require umbrella insurance, but it is often required by lenders for high-value properties.
Can I get umbrella insurance if I have a pool or trampoline in Clarkston?
Yes, but you may need to meet certain safety requirements such as fencing or supervision rules. Michigan premises liability laws apply, so having umbrella coverage can protect you if a guest is injured on your property.