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HomeUmbrella Insurance AgentsMichigan › West Bloomfield Township

Find Umbrella Insurance Agents Near You in West Bloomfield Township, MI

Browse umbrella insurance agents serving West Bloomfield Township, Michigan. Updated 2026-07-14.

The top-rated umbrella insurance agent in West Bloomfield Township, Michigan is Ahmed Basuni - State Farm Insurance Agent, rated 5.0 stars across 606 reviews. Other highly rated options include PKIG | Phil Klein Insurance Group, Agency Advantage Insurance Agency, AAA Insurance - Waredni Insurance Agency, LLC. This directory lists 17 umbrella insurance agents serving West Bloomfield Township.

Showing 17 umbrella insurance agents in West Bloomfield Township, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ahmed Basuni - State Farm Insurance Agent4843 Haggerty Rd(248) 242-7007
2PKIG | Phil Klein Insurance Group7125 Orchard Lake Rd #302(248) 682-7445
3Agency Advantage Insurance Agency7011 Orchard Lake Rd Suite 104(866) 680-7283
4AAA Insurance - Waredni Insurance Agency, LLC7035 Orchard Lake Rd Suite 100(248) 906-3400
5Amy Downey - State Farm Insurance Agent7071 Orchard Lake Rd #200(248) 626-2652
6Goosehead Insurance - Martin Shina5600 W Maple Rd Suite B-201(248) 939-8597
7All Forms Insurance Agency5600 W Maple Rd Ste D403(248) 496-8480
8Monique Woods Agency-Insurance5640 W Maple Rd #202(248) 301-6620
9Highstreet ProLaw Group — formerly Paragon Underwriters, Inc.7115 Orchard Lake Rd # 500(248) 851-3066
10Nationwide Insurance: Jeffrey H Kaplan6960 Orchard Lake Rd #203(248) 539-9070
AB
4843 Haggerty Rd
Ahmed Basuni - State Farm Insurance Agent
Umbrella Insurance Agent · West Bloomfield Township, MI

Ahmed Basuni - State Farm Insurance Agent, located in West Bloomfield Township, MI, offers personal umbrella liability coverage that extends beyond the limits of standard auto and homeowners policies. This service is designed to protect clients from major claims and lawsuits, including legal defense costs. Maintenance of coverage involves regular policy reviews to adjust limits based on changes in assets or lifestyle. The agent's umbrella insurance services single-family homes, apartments, retail storefronts, and restaurants in the local area.

PP
7125 Orchard Lake Rd #302
PKIG | Phil Klein Insurance Group
Umbrella Insurance Agent · West Bloomfield Township, MI

PKIG | Phil Klein Insurance Group serves Oakland County and the metro Detroit area from its West Bloomfield Township, Michigan office. The agency specializes in umbrella insurance agent services, offering personal liability coverage that extends beyond standard home and auto policy limits. Clients turn to the agency for policies protecting assets against major claims and lawsuits. It handles both personal umbrella policies for individual homeowners and excess liability coverage for higher-net-worth households.

AA
7011 Orchard Lake Rd Suite 104
Agency Advantage Insurance Agency
Umbrella Insurance Agent · West Bloomfield Township, MI

Homeowners, businesses, and property managers in West Bloomfield Township seeking liability protection beyond standard policies turn to Agency Advantage Insurance Agency for umbrella insurance. The agency helps clients secure additional coverage that activates when underlying policy limits are exhausted. This service provides crucial asset protection against major claims or lawsuits. By evaluating individual risk profiles, the corporation recommends appropriate policies to safeguard savings, investments, and future income. Residents and commercial entities in surrounding Bloomfield Hills also benefit from its tailored local umbrella insurance solutions.

AI
7035 Orchard Lake Rd Suite 100
AAA Insurance - Waredni Insurance Agency, LLC
Umbrella Insurance Agent · West Bloomfield Township, MI

Serving West Bloomfield Township and the surrounding communities of Oakland County, AAA Insurance - Waredni Insurance Agency, LLC handles umbrella insurance policies designed to provide additional liability coverage beyond a standard homeowner\'s or auto policy. It addresses the need for extended protection against major claims and lawsuits that could otherwise threaten personal assets. To tailor coverage for each client, the agency reviews the individual\'s existing liability risks and recommends a policy limit that aligns with their specific financial exposure and lifestyle.

AD
7071 Orchard Lake Rd #200
Amy Downey - State Farm Insurance Agent
Umbrella Insurance Agent · West Bloomfield Township, MI

Amy Downey, a State Farm Insurance agent in West Bloomfield Township, Michigan, distinguishes between a standard umbrella policy requiring an underlying homeowners or auto policy and a standalone excess liability plan that does not. Her coverage safeguards clients against major claims and lawsuits, offering additional liability protection beyond primary insurance limits. Services for securing such policies operate on a one-time basis, though renewals and policy adjustments are handled as-needed to keep coverage current.

GI
5600 W Maple Rd Suite B-201
Goosehead Insurance - Martin Shina
Umbrella Insurance Agent · West Bloomfield Township, MI

After the spring thaw reveals hazardous potholes and unexpected driveway damage across West Bloomfield Township, many residents review their liability coverage for potential gaps. Goosehead Insurance - Martin Shina assists homeowners and drivers in this area by evaluating existing policies to determine adequate umbrella protection against costly claims. The process includes a thorough review of current coverage limits and personal assets. An initial assessment of individual liability exposures and property details begins the consultation.

AF
5600 W Maple Rd Ste D403
All Forms Insurance Agency
Umbrella Insurance Agent · West Bloomfield Township, MI

All Forms Insurance Agency specializes in umbrella insurance for clients in West Bloomfield Township, Michigan, offering extended liability protection that goes beyond standard home and auto policies. The agency works closely with homeowners, drivers, and individuals to assess their risk exposure and secure appropriate coverage limits. Beyond umbrella insurance, it provides general insurance guidance to help residents safeguard their assets. This extra layer of protection becomes particularly valuable during winter months, when snow and ice can create unforeseen liability incidents on driveways and walkways.

MW
5640 W Maple Rd #202
Monique Woods Agency-Insurance
Umbrella Insurance Agent · West Bloomfield Township, MI

Monique Woods Agency-Insurance offers core liability coverage and specializes in umbrella insurance to extend protection beyond standard policy limits. Serving West Bloomfield Township, MI, the agency helps individuals and businesses safeguard assets from major claims and lawsuits. This additional layer of coverage addresses gaps in primary policies, providing broader financial security. Clients range from small office tenants needing extra liability cushion to warehouse operators managing inventory risks and food service establishments exposed to customer incident claims.

HP
7115 Orchard Lake Rd # 500
Highstreet ProLaw Group — formerly Paragon Underwriters, Inc.
Umbrella Insurance Agent · West Bloomfield Township, MI

Highstreet ProLaw Group, formerly Paragon Underwriters, Inc., provides residential umbrella insurance services in West Bloomfield Township, MI. The agency also handles commercial liability coverage for businesses seeking additional layers of protection beyond basic policies. Their service area extends throughout the metropolitan Detroit region and surrounding communities. Clients typically arrange annual policy reviews to adjust coverage limits based on changing assets and exposures. These scheduled check-ins help facilitate prompt follow-up service between regular visits, ensuring that liability gaps are addressed as needs evolve.

NI
6960 Orchard Lake Rd #203
Nationwide Insurance: Jeffrey H Kaplan
Umbrella Insurance Agent · West Bloomfield Township, MI
AI
6057 Haggerty Rd
AAA Insurance - Clifford Wallace Insurance Agency
Umbrella Insurance Agent · West Bloomfield Township, MI
(248) 669-1966
locator.acg.aaa.com/mi/bloomfield/aaa-insurance-clifford-wallace-insurance-agency
DI
4061 Haggerty Rd
Dp Insurance Agency LLC
Umbrella Insurance Agent · West Bloomfield Township, MI
(248) 779-7715
insuredwithdunia.com
TI
6960 Orchard Lake Rd suite 200
Trotsky Insurance
Umbrella Insurance Agent · West Bloomfield Township, MI
(248) 761-2667
trotskyinsurance.com
PI
5600 W Maple Rd suite a-100
Perlman Insurance Agency
Umbrella Insurance Agent · West Bloomfield Township, MI
(248) 737-3900
perlmanagency.com
FI
5745 W Maple Rd #207
Farmers Insurance - Barbara Sosin
Umbrella Insurance Agent · West Bloomfield Township, MI
(248) 970-2114
agents.farmers.com/mi/west-bloomfield/barbara-sosin
JD
6346 Orchard Lake Rd # 204
J Dallas Insurance Group
Umbrella Insurance Agent · West Bloomfield Township, MI
(248) 626-6700
123jd.com
PI
7011 Orchard Lake Rd Suite 104
Premier Insurance Agency Corporation
Umbrella Insurance Agent · West Bloomfield Township, MI
(248) 855-0202
premierinsuranceagency.com

What Does an a Umbrella Insurance Agent in West Bloomfield Township Cost?

In Michigan, the cost of a personal umbrella insurance policy typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Factors that affect the premium include your driving record, number of vehicles, home value, and claims history. Costs can vary significantly based on individual risk profiles and the insurance carrier. This is general information and not insurance advice.

About umbrella insurance agents in West Bloomfield Township

Umbrella insurance agents in West Bloomfield Township help residents secure extra liability coverage that goes beyond standard auto and homeowners policies. In Michigan, where no-fault auto insurance laws can leave gaps in medical and legal costs, an umbrella policy can provide an additional layer of protection. These agents assess your assets and risks to recommend appropriate coverage limits for your specific situation.

Frequently Asked Questions

What does an umbrella insurance agent in West Bloomfield Township do?

An umbrella insurance agent reviews your existing auto and home policies to identify liability gaps. They then help you purchase a personal umbrella policy that provides extra coverage, typically starting at one million dollars, for claims like bodily injury or property damage.

How much umbrella coverage do I need in Michigan?

The amount of umbrella coverage you need depends on your assets and potential liability risks. Many Michigan agents recommend at least one million dollars in coverage, but higher limits may be wise if you own property, have significant savings, or face higher lawsuit risks.

Is umbrella insurance required by Michigan law?

No, Michigan law does not require umbrella insurance. However, it is a common recommendation for those who want extra protection beyond the liability limits of their auto or home policies, especially given Michigans complex no-fault auto insurance rules.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.