ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of umbrella insurance agents in Bayonne, New Jersey. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Bayonne, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 12 umbrella insurance agents in Bayonne, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Four Corners Agency
497 Broadway #9, Bayonne, NJ 07002
(732) 285-2539
thefourcornersagency.com
Dominick Abramo - State Farm Insurance Agent
409 Broadway, Bayonne, NJ 07002
(973) 509-0360
insurancewithdom.com
Justin Bush - State Farm Insurance Agent
599 Broadway, Bayonne, NJ 07002
(201) 339-8100
justinhasmyback.com
Rose Kellner: Allstate Insurance
315 Broadway, Bayonne, NJ 07002
(201) 339-1404
agents.allstate.com
Bayonne Transoceanic, Inc.
620 Broadway, Bayonne, NJ 07002
(201) 437-3900
bayonnetransoceanic.com
Longo Agency Inc
916 Broadway, Bayonne, NJ 07002
(201) 437-0900
longoinsurancenj.com
Kouvel Insurance Associates
772 Broadway, Bayonne, NJ 07002
(201) 455-3050
tomkouvelinsurance.com
Julius A. Rose Insurance Agency
194 Broadway, Bayonne, NJ 07002
(201) 436-7600
jaragency.com
State Farm: Joe Brogan
599 Broadway, Bayonne, NJ 07002
(201) 339-8100
PATH Employees Pension Plan
163 Broadway, Bayonne, NJ 07002
(551) 363-0161
Tom Kouvel Insurance
772 Broadway, Bayonne, NJ 07002
(201) 725-9014
tomkouvelinsurance.com
Capacity Coverage Co
822 Broadway, Bayonne, NJ 07002
(201) 339-7400
An umbrella insurance agent in Bayonne, New Jersey helps residents secure extra liability coverage beyond standard home and auto policies. New Jersey law requires all drivers to carry minimum liability insurance, but an umbrella policy provides additional protection for assets and future earnings. Local agents understand the specific risks in Hudson County, including dense urban living and proximity to major highways.
What Does a Umbrella Insurance Agent in Bayonne Cost?
Typical umbrella insurance costs in New Jersey range from 150 to 350 dollars per year for 1 million dollars of coverage, depending on your risk profile. Factors like driving record, number of properties, and prior claims affect the premium. Higher coverage limits of 2 million to 5 million dollars may cost between 300 and 800 dollars annually. Remember that this is general information and not insurance advice; consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Bayonne do?
An umbrella insurance agent in Bayonne helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. They assess your assets, driving habits, and property risks to recommend appropriate coverage amounts. Agents also advise on New Jersey-specific requirements, such as minimum underlying auto limits of 250,000 per person and 500,000 per accident for umbrella eligibility.
How much umbrella coverage do I need in Bayonne New Jersey?
Most agents recommend at least 1 million dollars in umbrella coverage for Bayonne residents, given the area's higher cost of living and potential lawsuit risks. New Jersey courts allow large jury awards in personal injury cases, so higher limits like 2 million or 5 million dollars may be wise for homeowners or professionals. Your agent will help calculate coverage based on your net worth and exposure.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Bayonne who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.