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Find Umbrella Insurance Agents Near You in Hackensack, NJ

Browse umbrella insurance agents serving Hackensack, New Jersey. Updated 2026-07-14.

The top-rated umbrella insurance agent in Hackensack, New Jersey is Omar Juarbe - State Farm Insurance Agent, rated 4.9 stars across 491 reviews. Other highly rated options include Kyle Rourke - State Farm Insurance Agent, AAA Hackensack, JN Insurance Agency. This directory lists 16 umbrella insurance agents serving Hackensack.

Showing 16 umbrella insurance agents in Hackensack, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Omar Juarbe - State Farm Insurance Agent379 Main St 1st Floor(551) 287-6993
2Kyle Rourke - State Farm Insurance Agent150 Main St(201) 644-8880
3AAA Hackensack450 Hackensack Ave(201) 261-7900
4JN Insurance Agency131 Main St Suite 160(201) 877-9333
5Cosmo Insurance Agency2 University Plaza Dr Suit 100(201) 817-1388
6GRAHAM FAMILY AGENCY3 Elm Ave(201) 355-3252
7Kusel Associates Insurance190 Moore St(201) 489-6366
8Farmers Insurance - Alex Vivien433 Essex St Ste 2(201) 336-0006
9Angelly Insurance Multiservice Agency104 Johnson Ave(201) 291-3888
10Premier insurance210 S Newman St(551) 288-1286
OJ
379 Main St 1st Floor
Omar Juarbe - State Farm Insurance Agent
Umbrella Insurance Agent · Hackensack, NJ

Omar Juarbe - State Farm Insurance Agent serves the Hackensack, New Jersey area and surrounding Bergen County communities. As an umbrella insurance agent, the company helps clients secure extra liability coverage that goes beyond the limits of standard homeowners, renters, or auto policies. This additional protection can assist in covering large claims or lawsuits, offering financial security against unexpected events. Common services it handles here include personal umbrella insurance and auto insurance liability extensions.

KR
150 Main St
Kyle Rourke - State Farm Insurance Agent
Umbrella Insurance Agent · Hackensack, NJ

Kyle Rourke - State Farm Insurance Agent in Hackensack, NJ, offers umbrella insurance policies. These policies provide additional liability coverage beyond standard home and auto limits. The agency assists clients in reviewing their current policies to evaluate the need for extra protection against major claims or lawsuits. It conducts regular policy check-ins to ensure coverage levels remain appropriate as circumstances change. The agency services a variety of properties, including single-family homes, apartments, retail storefronts, and restaurants in the Hackensack area.

AH
450 Hackensack Ave
AAA Hackensack
Umbrella Insurance Agent · Hackensack, NJ

Homeowners, business owners, and property managers in Hackensack turn to AAA Hackensack for umbrella insurance policies that add extra liability protection beyond standard coverage limits. The firm explains how a single claim could otherwise threaten personal assets or business savings. Many local clients seek guidance on bundling policies to simplify their risk management. The agency also serves clients throughout Bergen County, including nearby Paramus and Teaneck.

JI
131 Main St Suite 160
JN Insurance Agency
Umbrella Insurance Agent · Hackensack, NJ

Serving Hackensack and the surrounding northern New Jersey communities, JN Insurance Agency handles umbrella insurance policies designed to provide supplemental liability coverage beyond standard home and auto limits. This agent works to help clients protect their assets from potential lawsuits and major claims by adding an extra layer of financial security. Approaching each situation with a focus on individual risk assessment, the agency reviews a client’s current policies to identify gaps. It then recommends an appropriate coverage level that aligns with their specific exposure needs.

CI
2 University Plaza Dr Suit 100
Cosmo Insurance Agency
Umbrella Insurance Agent · Hackensack, NJ

Cosmo Insurance Agency provides general liability coverage for businesses and individuals in Hackensack, New Jersey, with a specialty in umbrella insurance policies that extend protection beyond standard limits. This local agency helps clients address gaps in liability coverage resulting from auto, home, or commercial policies. It assists commercial sectors including offices, warehouses, and food service operations in managing upper-tier risk exposure through tailored umbrella layers.

GF
3 Elm Ave
GRAHAM FAMILY AGENCY
Umbrella Insurance Agent · Hackensack, NJ

For property owners in Hackensack, New Jersey, GRAHAM FAMILY AGENCY differentiates between one-time liability protection for a single policy term and recurring umbrella coverage that renews annually. Umbrella insurance extends beyond standard home and auto limits, offering additional financial safety against major claims or lawsuits. This coverage safeguards personal assets in an area where storm damage or accidents can lead to unexpected legal costs. Service operates on a scheduled annual renewal basis, with policy adjustments available as client circumstances change.

KA
190 Moore St
Kusel Associates Insurance
Umbrella Insurance Agent · Hackensack, NJ

Kusel Associates Insurance, located in Hackensack, New Jersey, specializes in providing umbrella insurance agent services. These policies offer extended liability protection beyond standard home and auto coverage, addressing the needs of local residents and businesses for added financial security. The agency works closely with clients throughout Bergen County to help them understand their potential exposure to large claims or lawsuits, tailoring higher coverage limits accordingly. This support proves especially valuable during the winter months when snow removal accidents or sidewalk slip-and-fall incidents can occur.

FI
433 Essex St Ste 2
Farmers Insurance - Alex Vivien
Umbrella Insurance Agent · Hackensack, NJ

In Hackensack, changing weather seasons often bring new liability concerns for homeowners and small businesses. Farmers Insurance - Alex Vivien helps local clients understand how umbrella insurance can provide extra protection beyond standard policy limits. They work to match coverage levels with individual property and asset risks. An initial consultation begins with reviewing existing policies to identify potential gaps in protection. A detailed assessment of personal exposure and property value then follows to determine appropriate coverage options.

AI
104 Johnson Ave
Angelly Insurance Multiservice Agency
Umbrella Insurance Agent · Hackensack, NJ

Angelly Insurance Multiservice Agency in Hackensack, New Jersey, provides general liability coverage to protect individuals and businesses from unforeseen claims. The agency further specializes in umbrella insurance add-ons, offering an extra layer of protection that extends beyond standard policy limits for broader financial security. This supplementary coverage is designed to safeguard assets against major lawsuits or catastrophic incidents. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.

PI
210 S Newman St
Premier insurance
Umbrella Insurance Agent · Hackensack, NJ

Premier Insurance offers residential umbrella liability coverage to homeowners in Hackensack, New Jersey. The agency also assists local business owners with commercial umbrella policies that extend protection beyond standard underlying limits. Serving clients throughout Bergen County and the surrounding metropolitan area, the firm helps policyholders manage risk across both personal and professional exposures. For those seeking additional layers of security between regular insurance reviews, the office routinely follows up to discuss updated coverage needs or schedule repeat service visits.

SI
612-20 Main St
Silver Insurance Service NJ
Umbrella Insurance Agent · Hackensack, NJ
(551) 262-8770
AD
26 Elm Ave
Anthony DeBellis Agency Inc
Umbrella Insurance Agent · Hackensack, NJ
(201) 489-1414
debellis-ins.com
HW
3 Elm Ave
Hackensack Wertheim Brothers
Umbrella Insurance Agent · Hackensack, NJ
PC
23 1st St
Pro Care Insurance LLC
Umbrella Insurance Agent · Hackensack, NJ
(201) 613-1213
RI
185 Main St
RJ Insurance Brokerage LLC
Umbrella Insurance Agent · Hackensack, NJ
(201) 347-6603
rjinsurancebroker.net
NA
278 River St
NJ Auto Insurance
Umbrella Insurance Agent · Hackensack, NJ
(201) 831-9911
gensurety.com

What Does an a Umbrella Insurance Agent in Hackensack Cost?

The typical cost for an umbrella insurance policy in New Jersey ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Costs vary based on your risk factors such as driving record and number of properties. Premiums may be higher in Hackensack due to local population density. This is general information and not insurance advice.

About umbrella insurance agents in Hackensack

An umbrella insurance agent in Hackensack New Jersey can help you secure additional liability coverage beyond your standard home and auto policies. This extra layer of protection is important given New Jersey high cost of living and frequent litigation. Local agents understand state specific requirements and can tailor a policy to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Hackensack do?

An umbrella insurance agent in Hackensack helps you purchase a personal liability umbrella policy that covers claims above your underlying insurance limits. They assess your assets and risk to recommend appropriate coverage amounts. This agent works with New Jersey specific carriers and understands local liability trends.

How much umbrella insurance do I need in New Jersey?

The amount of umbrella insurance you need in New Jersey depends on your net worth and potential liability risks. Many agents suggest coverage equal to your total assets. New Jersey law does not set a minimum for umbrella policies, but common limits start at 1 million dollars.

Is umbrella insurance required by law in New Jersey?

No, umbrella insurance is not required by New Jersey law. However it is often recommended for homeowners or drivers with significant assets. New Jersey has a high rate of personal injury lawsuits, making extra liability protection a wise choice for many residents.

Umbrella Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.