The top-rated umbrella insurance agent in Jersey City, New Jersey is SageSure, rated 4.1 stars across 1,838 reviews. Other highly rated options include Kacey Padlo - State Farm Insurance Agent, Freeway Insurance, Alberto Santana - State Farm Insurance Agent. This directory lists 21 umbrella insurance agents serving Jersey City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SageSure | 101 Hudson St #2700 | (800) 481-0661 |
| 2 | Kacey Padlo - State Farm Insurance Agent | 419 Monmouth St | (201) 918-3793 |
| 3 | Freeway Insurance | 2184 John F. Kennedy Blvd | (201) 829-2005 |
| 4 | Alberto Santana - State Farm Insurance Agent | 1652 John F. Kennedy Blvd | (201) 332-3344 |
| 5 | Goosehead Insurance - Paula Keung | 101 Hudson St Suite 2122 | (551) 261-5005 |
| 6 | Soliman Agency LLC: Allstate Insurance | 844 Bergen Ave | (201) 332-6999 |
| 7 | J&J Assurance Group | 550 West Side Ave | (201) 736-5188 |
| 8 | Amana Insurance | 2800 John F. Kennedy Blvd | (201) 630-4155 |
| 9 | Men Ins Agency | 263 Central Ave | (201) 792-4188 |
| 10 | JC Insurance Agency | 2184 John F. Kennedy Blvd | (201) 830-3088 |
SageSure serves Jersey City and the surrounding Hudson County area as an umbrella insurance agent. This agency specializes in providing an additional layer of liability coverage that extends beyond the limits of standard home and auto policies. They work to help local residents protect their assets against major claims and lawsuits. Common scenarios addressed include accidents on your property and certain incidents involving rental properties.
Kacey Padlo - State Farm Insurance Agent in Jersey City, NJ serves homeowners, businesses, and property managers who seek enhanced liability protection through umbrella policies. This agency helps clients secure additional coverage beyond standard insurance limits, offering financial safeguards against major claims or lawsuits. It assists with evaluating personal or commercial risks to determine appropriate umbrella coverage levels. The agency extends its services to clients throughout Jersey City and the broader Hudson County metro area, including nearby communities such as Hoboken.
Freeway Insurance provides umbrella liability coverage that extends beyond standard policy limits for residents and businesses in Jersey City, New Jersey. Its service plans focus on securing additional protection against major claims and lawsuits, offering ongoing policy reviews and adjustments to match changing client needs. The agency services a range of properties, including single-family homes, apartment buildings, retail storefronts, and local restaurants.
Serving Jersey City and its surrounding Hudson County communities, Alberto Santana - State Farm Insurance Agent handles umbrella insurance policies for local residents and businesses. These policies provide an extra layer of personal liability coverage that activates after standard homeowners or auto limits are exhausted. To safeguard clients from major claims or lawsuits, the agent advises on broad property and liability exposure. For a typical job, the agent begins with a detailed review of existing insurance policies to evaluate risk levels and recommend appropriate coverage limits without exceeding budget constraints.
Goosehead Insurance - Paula Keung in Jersey City, NJ offers umbrella insurance as either a one-time policy for immediate extra liability protection or as a recurring service that adjusts coverage as clients’ assets grow. Umbrella coverage adds a separate layer beyond standard homeowners or auto policies, protecting against major claims or lawsuits. This agent provides personalized guidance to evaluate personal risk and selects appropriate limits for each client. Service appointments are available on a one-time, scheduled, or as-needed basis to review changing circumstances.
As an umbrella insurance agent in Jersey City, Soliman Agency LLC: Allstate Insurance offers specialty liability coverage that extends beyond standard policy limits. This agency provides general protection for homeowners and auto clients seeking extra financial security against major claims or lawsuits. Its services help safeguard personal assets, such as savings and property, from unforeseen legal expenses in the local area. During seasonal events like winter storms or holiday gatherings, the agency assists residents in managing increased risks associated with hazardous conditions and guest-related incidents.
J&J Assurance Group helps clients manage liability risks with standard insurance policies. The company specializes in securing umbrella insurance coverage, which provides additional protection beyond the limits of underlying home, auto, or business policies. This added layer helps safeguard personal and commercial assets from costly claims or lawsuits in the greater Jersey City area. The firm supports a range of commercial sectors, including professional offices, warehouses, and food service establishments needing extended liability limits.
With coastal storms and flooding affecting properties around Jersey City, homeowners and renters often seek added liability protection beyond standard policies. Amana Insurance, as a local umbrella insurance agent, helps clients in the area secure this broader coverage to guard against major claims or lawsuits. The agency assesses each client’s existing auto and homeowners policies to find a suitable umbrella limit. For a new client, the process typically begins with a detailed review of their current coverage and personal exposure risks, followed by an initial needs assessment.
Men Ins Agency in Jersey City, NJ provides residential umbrella insurance, helping homeowners extend liability protection beyond standard policy limits. Commercial coverage is also available for local businesses seeking additional risk management. The agency serves clients throughout the broader Hudson County area. Policyholders can schedule follow-up consultations to adjust their umbrella coverage as personal assets or business needs evolve. Regular clients often rely on Men Ins Agency for ongoing policy reviews and updates between annual renewal visits, ensuring continuous protection without interruption.
JC Insurance Agency in Jersey City, New Jersey is known for helping clients secure additional liability protection beyond standard policies. Its service range includes evaluating personal and commercial risks to determine appropriate umbrella coverage limits. The agency works with residents and local business owners to extend protection against major claims or lawsuits. A specialty service it can add on is excess liability coverage for rental properties owned by clients.
What Does an a Umbrella Insurance Agent in Jersey City Cost?
Typical costs for umbrella insurance in New Jersey range from 150 to 400 per year for 1 million in coverage. Rates vary based on your driving record, number of properties, and claims history. Premiums may be higher for policies with 2 million or more in coverage. This is general information and not insurance advice.
About umbrella insurance agents in Jersey City
An umbrella insurance agent in Jersey City New Jersey helps you secure personal liability coverage that extends beyond the limits of your auto and homeowners policies. New Jersey law requires minimum auto liability limits of 15000 per person and 30000 per accident, but an umbrella policy can provide an additional 1 million to 5 million in protection. This extra layer is especially important for Jersey City residents who own property or have significant assets to safeguard.
Frequently Asked Questions
What does an umbrella insurance agent in Jersey City do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that covers claims exceeding your standard policy limits. They assess your risk profile and recommend appropriate coverage amounts based on your assets and lifestyle.
Who needs umbrella insurance in New Jersey?
Anyone with assets to protect such as homeowners, landlords, or individuals with high net worth should consider umbrella insurance. New Jersey courts can award large judgments in liability cases, making extra coverage valuable for those with savings or property.
How much umbrella insurance should I get in Jersey City?
Common coverage amounts are 1 million to 5 million depending on your assets and risk exposure. An agent can help you calculate the right limit by reviewing your home value, savings, and potential lawsuit risks.
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