ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsNew Jersey › Brick Township

Find Umbrella Insurance Agents Near You in Brick Township, NJ

Browse umbrella insurance agents serving Brick Township, New Jersey. Updated 2026-07-14.

The top-rated umbrella insurance agent in Brick Township, New Jersey is The Buckley Insurance Group, rated 5.0 stars across 119 reviews. Other highly rated options include Chris Desimone: Allstate Insurance, David Galarza Agency, Tri County Agency of Brick Inc. This directory lists 13 umbrella insurance agents serving Brick Township.

Showing 13 umbrella insurance agents in Brick Township, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Buckley Insurance Group2060 NJ-88(732) 746-3320
2Chris Desimone: Allstate Insurance249 Brick Blvd(732) 920-5810
3David Galarza Agency602 Mantoloking Rd Unit 4(732) 576-7700
4Tri County Agency of Brick Inc1875 NJ-88(732) 477-1010
5Pro Care Insurance Agency NJ1759 NJ-88(732) 328-7263
6Insurance Agency Inc241 Brick Blvd(732) 210-9318
7Osborn Insurance Agency1868 NJ-88(848) 232-3490
8Plymouth Insurance Agency1869 NJ-88 Suite C(732) 836-3333
9Farmers Insurance - Michelle Lucas426 Herbertsville Rd Ste 3(848) 232-2977
10Better Insurance Management LLC459 Jack Martin Blvd #8(732) 458-5000
BI
2060 NJ-88
The Buckley Insurance Group
Umbrella Insurance Agent · Brick Township, NJ

The Buckley Insurance Group serves Brick Township, New Jersey, and the surrounding Ocean County area, specializing in umbrella insurance agent services that provide extended liability protection. Umbrella insurance policies offer an additional layer of coverage beyond standard home and auto limits, helping clients safeguard personal assets against unexpected large claims. This agency assists residents in tailoring these policies to complement existing homeowners and automobile insurance plans. A key part of its work includes evaluating individual risk exposure to determine appropriate umbrella limits for local households.

CD
249 Brick Blvd
Chris Desimone: Allstate Insurance
Umbrella Insurance Agent · Brick Township, NJ

Chris Desimone: Allstate Insurance in Brick Township, New Jersey, provides personalized umbrella insurance agent services tailored to local needs. It offers supplemental liability coverage that extends beyond standard policy limits through straightforward maintenance plans designed to protect assets. These plans help cover unforeseen events and legal expenses, ensuring comprehensive financial security for policyholders. The company serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

DG
602 Mantoloking Rd Unit 4
David Galarza Agency
Umbrella Insurance Agent · Brick Township, NJ

David Galarza Agency serves homeowners, businesses, and property managers in Brick Township, New Jersey, offering umbrella insurance agent services. This additional liability coverage helps protect clients when their standard policy limits are exhausted, safeguarding assets against major claims. The agency assists with assessing individual risk exposures and securing appropriate policy layers for comprehensive protection. It also serves nearby communities such as Toms River and the greater Ocean County metro area, helping residents and commercial clients manage unforeseen liability risks.

TC
1875 NJ-88
Tri County Agency of Brick Inc
Umbrella Insurance Agent · Brick Township, NJ

Serving Brick Township and the surrounding communities throughout Ocean County, Tri County Agency of Brick Inc handles umbrella insurance for local residents and businesses. This type of policy provides extra liability coverage beyond standard home or auto limits. The agency structures each policy to seamlessly attach to existing underlying coverages for added financial protection. A typical job involves reviewing a client's current policies to determine appropriate liability tiers, then integrating the umbrella policy with those underlying limits.

PC
1759 NJ-88
Pro Care Insurance Agency NJ
Umbrella Insurance Agent · Brick Township, NJ

Pro Care Insurance Agency NJ in Brick Township offers umbrella insurance on either a one-time policy basis or as a recurring addition to an existing homeowners or auto plan. The coverage provides extra liability protection beyond primary policy limits, safeguarding personal assets from major claims or lawsuits. In this coastal New Jersey area, such a policy can be especially relevant for property owners facing increased risk. Service operates primarily on a scheduled renewal cycle, though one-time inquiries are handled as needed.

IA
241 Brick Blvd
Insurance Agency Inc
Umbrella Insurance Agent · Brick Township, NJ

Insurance Agency Inc specializes in umbrella insurance policies that extend liability coverage beyond standard home and auto limits. It serves homeowners, renters, and vehicle owners throughout Brick Township, seeking protection against major claims or lawsuits. By offering additional layers of coverage, the agency helps clients safeguard personal assets from financial exposure. Typical policies cover incidents such as accidents on client property or at-fault car collisions. It also assists clients in preparing for seasonal risks, such as increased liability from hosting holiday gatherings or summer pool parties.

OI
1868 NJ-88
Osborn Insurance Agency
Umbrella Insurance Agent · Brick Township, NJ

After heavy coastal storms frequently sweep through Brick Township, residents often reevaluate their existing coverage levels against potential liability gaps. Osborn Insurance Agency assists local homeowners and vehicle operators in assessing supplemental umbrella policies that extend protection beyond standard home and auto limits, addressing exposures unique to densely populated shore communities. Their agents carefully review current policy structures during the initial consultation to identify applicable coverage shortfalls before recommending appropriate umbrella solutions. A thorough assessment of the client’s current liability declarations begins this process.

PI
1869 NJ-88 Suite C
Plymouth Insurance Agency
Umbrella Insurance Agent · Brick Township, NJ

Plymouth Insurance Agency in Brick Township, New Jersey, offers residential umbrella insurance, providing extra liability coverage for homeowners after other policies are exhausted. The agency also assists local businesses with commercial umbrella protection, serving clients throughout Ocean County and surrounding areas. Their policies help safeguard personal assets and business interests against unexpected lawsuits or major claims. Many policyholders follow up between regular visits to adjust coverage limits during life changes such as property renovations or vehicle additions.

FI
426 Herbertsville Rd Ste 3
Farmers Insurance - Michelle Lucas
Umbrella Insurance Agent · Brick Township, NJ

Farmers Insurance - Michelle Lucas in Brick Township, NJ provides general personal and commercial insurance coverage, specializing in umbrella insurance agents to extend liability protection beyond standard policies. This additional layer safeguards assets from major claims or lawsuits. The agency assists clients with risk assessment and policy coordination. It serves various commercial sectors, including local offices requiring extra liability coverage, warehouses needing protection against on-site incidents, and food service establishments facing unique customer exposure risks.

BI
459 Jack Martin Blvd #8
Better Insurance Management LLC
Umbrella Insurance Agent · Brick Township, NJ
AP
291 Herbertsville Rd
All Protector Agency, LLC
Umbrella Insurance Agent · Brick Township, NJ
(732) 994-5130
allprotectoragency.com
FI
1868 NJ-88
Farmers Insurance - James Osborn
Umbrella Insurance Agent · Brick Township, NJ
(848) 232-3569
DF
249 Brick Blvd Suite A
DeSimone Financial, Inc
Umbrella Insurance Agent · Brick Township, NJ
(732) 451-4300
desimoneinsurance.com

What Does an a Umbrella Insurance Agent in Brick Township Cost?

The cost of umbrella insurance in New Jersey typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage, with additional increments costing less per million. Factors like your driving record, home value, and number of properties affect the premium. In Brick Township, agents may offer slightly higher rates due to coastal risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Brick Township

Umbrella insurance agents in Brick Township, New Jersey help residents obtain extra liability coverage that goes beyond the limits of auto and homeowners policies. This type of insurance is especially relevant in New Jersey due to the state's high cost of living and litigation risks, which can expose personal assets to large claims. An agent can tailor a policy to protect your savings and future income from unexpected lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent do in Brick Township?

An umbrella insurance agent in Brick Township helps you purchase a personal liability policy that provides coverage above your existing home and auto insurance limits. They assess your assets and risk factors to recommend an appropriate coverage amount. This agent can also explain how umbrella insurance works with New Jersey's minimum auto liability requirements.

How much umbrella insurance do I need in New Jersey?

The amount of umbrella insurance you need depends on your total assets and potential liability exposure. In New Jersey, many agents suggest at least 1 million dollars in coverage to protect against common lawsuits like auto accidents or dog bites. Your agent can calculate a suitable limit based on your home equity, savings, and income.

Is umbrella insurance required by law in New Jersey?

No, umbrella insurance is not required by New Jersey state law. However, it is strongly recommended for individuals with significant assets or high risk of lawsuits. New Jersey law requires minimum auto liability coverage of 15000 dollars per person and 30000 dollars per accident, but umbrella insurance adds an extra layer of protection beyond those limits.

Umbrella Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.