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Compare Umbrella Insurance Agents in Elizabeth, NJ

Compare umbrella insurance agents in Elizabeth. Review contact information and insurance categorys before you decide.

13 agents listed
Updated May 2026
Elizabeth, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 13 umbrella insurance agents in Elizabeth, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cuartas Insurance Agency
34 Rankin St, Elizabeth, NJ 07206
(908) 764-0271
UPIX INSURANCE
729 Edgar Rd, Elizabeth, NJ 07202
(908) 845-7722 upixinsurance.com
Zenith Agency LLC
1000 Elizabeth Ave suite b, Elizabeth, NJ 07201
(908) 355-0070 zenithinsuranceagency.com
InsureOne Insurance
1089 Elizabeth Ave #7, Elizabeth, NJ 07201
(908) 452-7032 insureone.com
RCX Insurance Agency
847 E Jersey St, Elizabeth, NJ 07201
(908) 355-0111 rcxinsurance.com
New Century Insurance Agency Brokerage
443 Elizabeth Ave, Elizabeth, NJ 07206
(908) 576-6821 mynewcenturyinsurance.com
Global Insurance Agency
514 Westfield Ave #1, Elizabeth, NJ 07208
(908) 469-8441 globalinsurancenj.com
Alpha Agency LLC
89 Elmora Ave, Elizabeth, NJ 07202
(908) 659-0010 progressiveagent.com
Universal Financial Insurance Agency - UFIA
500 Rahway Ave, Elizabeth, NJ 07202
(908) 469-0714 universalfinancialinsurance.com
ARRIETA INSURANCE AGENCY
570 N Broad St suite 7, Elizabeth, NJ 07208
(866) 233-0480 connect4agents.com
William Shaughnessy & Co Inc
19 Christine St #21, Elizabeth, NJ 07202
(908) 353-5606
GAB HARPER'S INSURANCE
1 Kilsyth Rd, Elizabeth, NJ 07208
(908) 355-4554 gabharpersinsurance.com
Little Agency & Associates
614 S Broad St, Elizabeth, NJ 07202
(973) 902-9877

An umbrella insurance agent in Elizabeth, New Jersey helps you secure extra liability coverage that goes beyond your auto or homeowners policy limits. New Jersey law requires minimum auto liability limits, but an umbrella policy can protect your assets from large claims. Working with a local agent ensures you understand how state-specific rules affect your coverage needs.

What Does a Umbrella Insurance Agent in Elizabeth Cost?

The cost for a one million dollar umbrella insurance policy in New Jersey typically ranges from 150 to 300 dollars per year. Factors like your driving record, number of properties, and number of vehicles affect the premium. Higher coverage limits, such as two or five million dollars, cost more but still remain affordable. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Elizabeth do?
An umbrella insurance agent helps you purchase a personal liability policy that provides coverage above your existing auto and home insurance limits. In New Jersey, this agent can explain how umbrella policies interact with the state mandatory minimum coverage requirements.
How much umbrella coverage do I need in New Jersey?
Most agents recommend at least one million dollars in umbrella coverage for New Jersey residents. The exact amount depends on your assets, income, and risk factors like owning a pool or having a teenage driver.
Can I get umbrella insurance if I do not own a home in Elizabeth?
Yes, you can get umbrella insurance even if you rent an apartment or live in a condo in Elizabeth. You must first have a basic auto or renters policy in place, as umbrella coverage sits on top of those policies.