The top-rated umbrella insurance agent in Edison, New Jersey is Gilma Escobar - State Farm Insurance Agent, rated 4.8 stars across 697 reviews. Other highly rated options include Sasha Buerano - State Farm Insurance Agent, AAA Edison Car Care Insurance Travel Center, Millennium Insurance Agency LLC: Allstate Insurance. This directory lists 15 umbrella insurance agents serving Edison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gilma Escobar - State Farm Insurance Agent | 1245 US-1 2nd FL | (732) 738-7800 |
| 2 | Sasha Buerano - State Farm Insurance Agent | 9 NJ-27 Suite 9B | (732) 603-1000 |
| 3 | AAA Edison Car Care Insurance Travel Center | 2222 NJ-27 | (732) 636-0600 |
| 4 | Millennium Insurance Agency LLC: Allstate Insurance | 540 US-1 | (732) 884-6223 |
| 5 | Jodi Schoenlank - State Farm Insurance Agent | 1941 Oak Tree Rd #103 | (732) 548-6040 |
| 6 | Allen Freeman Insurance Agency | 629 Amboy Ave Suite 302 | (732) 634-7114 |
| 7 | Global Indemnity Insurance | 2015 Lincoln Hwy | (732) 632-2790 |
| 8 | NJ Group Services | 22 Meridian Rd Unit 16 | (732) 548-8700 |
| 9 | Fraser Brothers Group, LLC - Insurance Since 1903 | 811 Amboy Ave | (732) 738-7400 |
| 10 | Universal Insurance Services | 510 Thornall St | (551) 239-6531 |
Gilma Escobar, a State Farm Insurance Agent based in Edison, New Jersey, provides coverage solutions for clients in Middlesex County and the surrounding region. As an independent agent, the office assists residents and businesses with policies that safeguard against unforeseen liability claims. Their umbrella insurance services offer additional protection beyond standard homeowners or auto policies, helping to cover legal expenses and large settlement costs. This agency also handles comprehensive business liability insurance and personal umbrella coverage to address various risk needs in the local area.
Sasha Buerano - State Farm Insurance Agent serves homeowners, businesses, and property managers seeking umbrella insurance coverage in Edison, New Jersey. This agency helps clients extend liability limits beyond their standard homeowners, auto, or commercial policies. Offering general personal umbrella protection, the company evaluates each client’s assets to recommend appropriate additional coverage that protects against unforeseen claims or lawsuits. This local Edison office also provides service and consultations to residents and business owners in neighboring communities throughout the greater Middlesex County metro area.
AAA Edison Car Care Insurance Travel Center in Edison, New Jersey provides umbrella insurance agent services that offer additional liability coverage beyond standard policies, protecting clients from major claims and lawsuits. The company helps facilitate broader protection for those with significant assets or high-risk exposure, tailoring solutions to individual needs. It assists with service options to ensure adequate coverage limits are maintained. Its umbrella insurance services cover a variety of properties including single-family homes, apartments, retail spaces, and restaurants.
Serving Edison, New Jersey, and the surrounding Middlesex County communities, Millennium Insurance Agency LLC: Allstate Insurance operates as an umbrella insurance agent. It handles policies that provide extra liability coverage beyond the limits of standard home and auto insurance. This additional protection helps cover legal fees and settlements in the event of a major accident or lawsuit. The agency generally reviews each client’s existing asset exposure to recommend coverage amounts that close specific protection gaps in their core policies.
Jodi Schoenlank - State Farm Insurance Agent in Edison, NJ, provides umbrella insurance as a distinct coverage layer, separate from a one-time policy purchase or a recurring annual premium option. This policy extends liability protection beyond standard auto or homeowners limits, offering broader safeguarding for assets. Services are scheduled on an annual basis, with regular policy reviews to ensure adequate coverage levels remain aligned with evolving client needs.
Allen Freeman Insurance Agency in Edison, NJ, specializes in umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency generally assesses clients’ existing policies to identify coverage gaps for comprehensive protection. It serves local homeowners, drivers, and business owners seeking broader financial security against major claims. As liability risks increase during the holiday season, the agency assists residents in safeguarding assets from potential accidents involving guests or increased travel.
As seasonal storms in Edison bring sudden liability risks, homeowners often seek broader protection. Global Indemnity Insurance specializes in umbrella coverage that extends beyond standard auto and home policies. This added layer safeguards assets when a claim exceeds primary limits, a common concern in this flood-prone region. The agency evaluates each client’s property and driving exposure to recommend appropriate coverage levels. An initial consultation includes a review of current policies and a no-obligation discussion of potential gaps.
NJ Group Services offers residential umbrella insurance to homeowners in Edison, helping protect personal assets above standard policy limits. Commercial umbrella coverage is also available for local businesses seeking added liability layers across the region. As an independent agent, the company assists clients in evaluating their risk exposure and selecting appropriate excess coverage. After assisting with a policy, representatives typically follow up before renewal periods to ensure coverage remains aligned with changing circumstances, providing reliable repeat service between regular visits.
Fraser Brothers Group, LLC - Insurance Since 1903 in Edison, NJ helps clients secure general liability coverage. The agency specializes in adding umbrella insurance policies that extend liability limits beyond standard underlying coverages. This extra layer of protection can be crucial for safeguarding assets from major claims or lawsuits. The agency's services are available for commercial sectors including offices, warehouses, and food service operations.
Universal Insurance Services in Edison, New Jersey, is known for providing personalized umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency serves local homeowners, renters, and vehicle owners who need broader financial protection against major claims. It assists clients in assessing their personal risk exposure, from property-related incidents to automotive mishaps. This firm specializes in helping customers secure a separate layer of liability coverage for accidents occurring on residential boating or watercraft, adding critical protection for lakeside or coastal recreation.
What Does an a Umbrella Insurance Agent in Edison Cost?
The cost of umbrella insurance in New Jersey typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your premium depends on your risk profile number of properties and driving record. This is general information not insurance advice.
About umbrella insurance agents in Edison
Umbrella insurance provides an extra layer of liability protection beyond your auto and homeowners policies. In Edison New Jersey this coverage is especially valuable given the states high population density and frequent litigation. A local agent can help you assess risks specific to New Jersey including the states comparative negligence laws and minimum auto insurance requirements.
Frequently Asked Questions
What does umbrella insurance cover in New Jersey?
Umbrella insurance covers legal defense costs and liability judgments that exceed your underlying policy limits. In New Jersey it can also cover claims not included in your base policies such as libel slander or false arrest. This protection extends to incidents anywhere in the world.
How much umbrella insurance do I need in Edison?
Most New Jersey agents recommend at least 1 million dollars in umbrella coverage. Your specific need depends on your assets income and potential liability risks. A local Edison agent can review your situation and suggest an appropriate limit.
Do I need umbrella insurance if I have a home in New Jersey?
Yes homeowners in New Jersey face risks from slip and fall accidents dog bites and pool injuries. Umbrella insurance provides extra protection if a lawsuit exceeds your homeowners liability limit. New Jersey law does not require umbrella insurance but it is a common safeguard for property owners.
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