The top-rated umbrella insurance agent in Cherry Hill Township, New Jersey is Nick Barbieri - GEICO Insurance Agent, rated 4.8 stars across 1,879 reviews. Other highly rated options include State Farm: Brad Trimble, Gaspar Insurance Services, Trident Insurance Agency. This directory lists 22 umbrella insurance agents serving Cherry Hill Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Barbieri - GEICO Insurance Agent | 1188 NJ-70 | (856) 665-6900 |
| 2 | State Farm: Brad Trimble | 24 Rock Hl Rd | (856) 424-1963 |
| 3 | Gaspar Insurance Services | 1892 Greentree Rd #200 | (856) 361-2470 |
| 4 | Trident Insurance Agency | 535 NJ-38 #400 | (800) 333-3690 |
| 5 | Bill Rawlings - State Farm Insurance Agent | 295 NJ-70 Ste B | (856) 300-7020 |
| 6 | PRUDENT INSURANCE AGENCY | 535 NJ-70 | (856) 428-1199 |
| 7 | ABCO Insurance Agency | 403 NJ-70 Suite 100 | (856) 488-5333 |
| 8 | Del Duke Insurance Group | 1190 Marlkress Rd | (856) 424-7960 |
| 9 | Becky Pickering: Allstate Insurance | 1900 Greentree Rd STE 24 | (856) 888-2281 |
| 10 | Real Deal Insurance | 1201 NJ-70 | (856) 229-7035 |
Providing specialized umbrella insurance policies in Cherry Hill Township, New Jersey, Nick Barbieri - GEICO Insurance Agent offers crucial excess liability coverage designed to protect personal assets beyond standard policy limits. This coverage extends additional security against major claims and lawsuits that could otherwise threaten financial stability. Service includes in-depth consultations to accurately assess clients' needs and risk exposure. Policy maintenance involves regular reviews to adjust coverage as circumstances change. It services single-family homes, apartments, retail storefronts, and local restaurants in the surrounding region.
State Farm: Brad Trimble provides umbrella insurance to residents of Cherry Hill Township, New Jersey, helping safeguard personal assets against major liability claims. The agency also offers this coverage for commercial clients, extending protection beyond standard policies. Its service area encompasses Cherry Hill Township and surrounding communities, ensuring local access to additional liability layers. Clients often return for policy adjustments and renewals during regular insurance reviews.
Gaspar Insurance Services serves the Cherry Hill Township area of New Jersey as an umbrella insurance agent. This firm helps local residents and businesses secure additional liability coverage that extends beyond the limits of standard home, auto, or watercraft policies. Such protection is vital for shielding personal assets against major claims or lawsuits. The agency handles specialized risk assessment for high-net-worth clients. It also assists property owners in obtaining excess liability policies that cover rental units and recreational vehicles.
Trident Insurance Agency, located in Cherry Hill Township, New Jersey, provides umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits. Serving the local community, the agency helps residents protect their assets from major claims and lawsuits. Its core focus is on securing extended coverage for personal liability risks faced by households in the region. As a specialty service, the agency can also addon coverage for incidents involving recreational vehicles or watercraft.
Bill Rawlings - State Farm Insurance Agent in Cherry Hill Township, New Jersey, provides umbrella insurance policies that extend personal liability coverage beyond standard homeowners and auto limits. Service plans include tailored risk assessments and consultations to help clients determine the appropriate level of additional protection for their assets. The office services a range of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Cherry Hill Township, New Jersey can obtain personal and commercial umbrella liability coverage from Prudent Insurance Agency. This specialist insurance agent helps secure high-limit policies that extend beyond standard home and auto or business liability limits, offering added protection against costly lawsuits and major claims. Covering the greater South Jersey metro, the agency also serves clients throughout nearby Camden County and surrounding communities.
Serving Cherry Hill Township and the surrounding South Jersey communities, ABCO Insurance Agency provides umbrella insurance to offer clients an added layer of liability protection beyond standard home and auto policies. This coverage is designed to help safeguard personal assets and future earnings against major claims or lawsuits. For each client, the agency assesses individual risk factors and existing policy limits to determine an appropriate level of supplemental coverage. It then coordinates with the client’s primary insurers to ensure a seamless and integrated approach for their overall policy management.
For one-time incidents or recurring risk management, Cherry Hill Township’s Del Duke Insurance Group offers umbrella coverage that extends liability protection beyond standard policies. This additional layer safeguards assets from major claims and lawsuits with higher policy limits. Services in this area are tailored to clients needing broadened personal or commercial liability safeguards. Ongoing policies and occasional coverage adjustments take place on an as-needed basis, ensuring flexible protection that aligns with each client’s changing circumstances.
Beckey Pickering: Allstate Insurance provides umbrella insurance coverage and general personal liability protection for residents of Cherry Hill Township, New Jersey. This specialty policy offers additional layers of liability safeguard beyond standard homeowners or auto policies, helping to protect significant assets. Common everyday situations, like a guest being injured on your property or a serious car accident, can escalate beyond basic policy limits. Particular seasonal concerns, such as increased visitor activity during the summer holidays or winter weather-related incidents on driveways, highlight the value of this extra coverage.
As spring storms approach Cherry Hill Township with the potential for costly liability claims, property owners often seek enhanced financial protection. Real Deal Insurance addresses this specific need by offering umbrella policies that provide extra coverage beyond standard auto and homeowners plans. With the unpredictable weather patterns in New Jersey, these policies can shield personal assets from major lawsuits. Potential clients begin by scheduling an initial inspection of their current policy limits to determine appropriate additional coverage amounts.
What Does an a Umbrella Insurance Agent in Cherry Hill Township Cost?
The cost of an umbrella insurance policy in New Jersey typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million dollars, may cost 200 to 500 dollars annually. Your actual premium depends on factors like your driving record, home value, and number of properties. This is general information and not insurance advice.
About umbrella insurance agents in Cherry Hill Township
Umbrella insurance agents in Cherry Hill Township help residents secure extra liability coverage beyond standard auto and home policies. New Jersey law requires minimum auto liability limits, but an umbrella policy can provide additional protection for assets. Agents in Cherry Hill can explain how this coverage works with your existing policies.
Frequently Asked Questions
What does an umbrella insurance agent in Cherry Hill Township do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your home or auto limits. They assess your assets and risk to recommend appropriate coverage amounts. This agent can also help you bundle policies for potential discounts.
How much umbrella coverage do I need in New Jersey?
Most agents recommend at least 1 million dollars in umbrella coverage, especially if you own a home or have significant savings. New Jersey courts often award high settlements in liability cases. Your agent can help you calculate a suitable limit based on your net worth.
Is umbrella insurance required by law in New Jersey?
No, umbrella insurance is not required by New Jersey law. However, it is strongly advised for those with assets to protect. Standard auto and home policies have liability limits that may be exhausted in a serious accident.
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