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Browse umbrella insurance agents serving Morristown, New Jersey. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Morristown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 13 umbrella insurance agents in Morristown, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Treadstone Risk Management - Insurance and Risk Management Agency
50 Chestnut St APT 2, Morristown, NJ 07960
(888) 391-8136
treadstonerisk.com
ALL WAYS INSURANCE AGENCY LLC
12 Springview Dr, Morristown, NJ 07960
(973) 796-2892
allwaysinsure.com
JHB Insurance Agency
55 Madison Ave #400, Morristown, NJ 07960
(973) 298-4191
jhbinsuranceagency.com
An umbrella insurance agent in Morristown New Jersey helps residents secure extra liability coverage beyond standard home and auto policies. New Jersey law requires minimum auto liability limits of 15000 per person and 30000 per accident but umbrella policies can provide additional protection for assets. Local agents understand the specific risks for homeowners and drivers in Morris County.
What Does a Umbrella Insurance Agent in Morristown Cost?
Typical umbrella insurance costs in New Jersey range from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits like 2 million dollars may cost 200 to 600 dollars annually. Costs depend on your risk factors such as driving record and property value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Morristown do?
An umbrella insurance agent helps you buy a policy that covers claims above your existing home and auto insurance limits. They assess your assets and recommend a coverage amount that fits your needs in New Jersey.
How much umbrella coverage do I need in New Jersey?
Most agents suggest coverage equal to your net worth or more. Common limits are 1 million to 5 million dollars. New Jersey courts can award large settlements so higher limits offer better protection.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.