The top-rated umbrella insurance agent in Parsippany, New Jersey is Bierka Lopez at Comparion Insurance Agency, rated 5.0 stars across 293 reviews. Other highly rated options include Ronald Owens at Comparion Insurance Agency, GA Financial Group LLC, NJM Insurance Group - Parsippany, NJ. This directory lists 15 umbrella insurance agents serving Parsippany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bierka Lopez at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4334 |
| 2 | Ronald Owens at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4335 |
| 3 | GA Financial Group LLC | 342 Parsippany Rd unit 6 | (862) 254-8125 |
| 4 | NJM Insurance Group - Parsippany, NJ | 1 Sylvan Way | (973) 455-7200 |
| 5 | Love Parikh at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 512-6835 |
| 6 | Comparion Insurance Agency | 4 Campus Dr #102 | (973) 539-6080 |
| 7 | Maxine Melo at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4341 |
| 8 | Benefits Insurance New Jersey | 600 Parsippany Rd | (973) 221-4606 |
| 9 | Liberty Line Insurance, NJ | 5 Sylvan Way | (973) 315-5144 |
| 10 | Sean Mueller at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4370 |
Bierka Lopez at Comparion Insurance Agency serves the Parsippany, New Jersey area as an umbrella insurance agent. The company provides excess liability coverage that expands protection beyond standard home and auto policies. This extra layer of insurance helps shield clients from major claims and lawsuits. It assists local residents and businesses in securing broader financial security. The agent handles general umbrella policy evaluations and tailor-made risk assessments for the Parsippany community.
Serving the Parsippany area, Ronald Owens at Comparion Insurance Agency provides umbrella insurance to extend liability coverage beyond standard policies. It helps protect clients by covering claims that exceed underlying home or auto limits. Service plans include personalized consultations to assess individual coverage needs and ensure proper policy integration. Regular reviews are offered to adjust limits as circumstances change. Ongoing support is available for policy questions and claims assistance. This agency services a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving Parsippany, NJ, and the surrounding Morris County communities, GA Financial Group LLC handles umbrella insurance policies that extend liability coverage beyond standard homeowners and auto insurance. These policies provide an additional layer of financial protection against major claims or lawsuits that could otherwise deplete personal assets. The company approaches each typical job by carefully assessing an individual's existing coverage limits and overall risk profile to recommend an appropriate supplemental policy that effectively addresses potential gaps.
NJM Insurance Group in Parsippany serves homeowners, property managers, and local businesses seeking supplemental liability protection. Its umbrella insurance policies provide an extra layer of coverage beyond standard auto and homeowners limits, helping to safeguard assets in the event of a major claim or lawsuit. The agency focuses on mitigating financial risks without disrupting existing insurance arrangements. Clients in Parsippany as well as those in nearby Morris Plains benefit from professional guidance on extending their liability coverage effectively for long-term security.
Love Parikh at Comparion Insurance Agency in Parsippany, NJ, distinguishes between one-time policy reviews and ongoing coverage adjustments, ensuring clients have appropriate umbrella liability protection. This service extends personal liability limits beyond standard auto or home policies, safeguarding assets from major claims or lawsuits. Coverage consultations address risks common to residences and local commuting patterns. Service runs on an as-needed basis, typically triggered by asset changes, policy renewals, or client requests.
Comparion Insurance Agency offers specialized umbrella coverage that extends liability protection beyond standard home and auto policies, serving residents and businesses in Parsippany, New Jersey. Its general services help clients safeguard assets against major claims and lawsuits with additional layers of financial security. The agency assesses individual risk profiles to find appropriate policy limits for local properties and lifestyles. During storm seasons, it assists policyholders in reviewing coverage for elevated liability exposure from accidents involving fallen trees or flooded basements.
Located in Parsippany, New Jersey, Maxine Melo at Comparion Insurance Agency specializes in providing umbrella insurance to extend personal liability protection. The agency generally works with clients to coordinate umbrella policies alongside existing homeowners and auto coverage for greater financial security. These policies offer additional liability limits that can safeguard savings and future earnings. When unexpected events like a severe storm lead to accidents on a client’s property, the extra coverage helps manage costly lawsuits and medical claims beyond standard policy limits.
Benefits Insurance New Jersey in Parsippany provides general liability coverage and specializes in umbrella insurance policies. These policies extend additional protection beyond standard limits for businesses and individuals. The company serves as a local resource for clients seeking to safeguard assets against major claims or lawsuits. Its umbrella insurance agents work with various commercial sectors, including offices, warehouses, and food service operations.
Liberty Line Insurance in Parsippany serves residential clients seeking umbrella liability coverage that extends beyond standard homeowners or auto policies for added asset protection. Commercial umbrella policies are also available for business owners in New Jersey who require broader liability limits. The agency assists clients throughout Parsippany and the surrounding area with securing appropriate umbrella plans. Follow-up services and policy reviews are offered regularly, ensuring coverage remains suitable between scheduled visits or as circumstances change.
What Does an a Umbrella Insurance Agent in Parsippany Cost?
The cost of umbrella insurance in New Jersey typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums increase by about 75 to 150 dollars for each additional million. Factors like your driving record, number of properties, and claims history affect your rate. This is general information and not insurance advice.
About umbrella insurance agents in Parsippany
An umbrella insurance agent in Parsippany New Jersey helps you secure additional liability protection beyond your standard home and auto policies. New Jersey law requires minimum auto liability coverage of 15000 dollars per person and 30000 dollars per accident, but umbrella policies can provide 1 million dollars or more in extra coverage. This is especially important for Parsippany residents who face higher risks from local traffic on routes like Interstate 287 or Route 46.
Frequently Asked Questions
What does an umbrella insurance agent in Parsippany do?
An umbrella insurance agent in Parsippany helps you assess your liability risks and purchase a policy that covers claims exceeding your primary insurance limits. They review your assets, such as your home and savings, to recommend appropriate coverage levels. The agent also explains how umbrella policies interact with New Jersey auto and homeowners insurance requirements.
How much umbrella insurance do I need in New Jersey?
Most New Jersey residents with significant assets choose 1 million to 5 million dollars in umbrella coverage. The amount you need depends on factors like your net worth, income, and potential lawsuit risks. An agent in Parsippany can help you calculate a suitable limit based on your personal situation.
Does umbrella insurance cover legal fees in New Jersey?
Yes, umbrella insurance typically covers legal defense costs for covered claims, even if the lawsuit is groundless. In New Jersey, this can include costs for defending against personal injury or property damage lawsuits. The policy pays these fees in addition to the liability limit you select.
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