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Looking for a umbrella insurance agent in Paterson? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Paterson, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 15 umbrella insurance agents in Paterson, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Exclusive Insurance Brkg
271 Union Ave, Paterson, NJ 07502
(973) 341-6810
exclusiveinsurance.com
Veronica's Insurance Agency
693 Market St, Paterson, NJ 07513
(973) 333-3493
veronicainsurance.com
Freeway Insurance
758 Main St, Paterson, NJ 07503
(973) 662-7002
locations.freeway.com
Carmen's Insurance Agency
553 Main St, Paterson, NJ 07503
(973) 279-0270
Adamas Insurance Brokerage
125 Broadway #102, Paterson, NJ 07505
(973) 358-0013
Amana Insurance Agency
1029 Main St, Paterson, NJ 07503
(973) 955-4100
amanainsure.com
Olmen Insurance Agency
494 21st Ave, Paterson, NJ 07513
(973) 279-4364
olmen-insurance-agency.jany.io
Goosehead Insurance - Haya Matari
1113 Main St, Paterson, NJ 07503
(862) 214-2585
goosehead.com
BENGAL INSURANCE AGENCY
351 Union Ave, Paterson, NJ 07502
(973) 845-6565
Better Choice Insurance Agency
322 Grand St, Paterson, NJ 07505
(973) 279-4455
betterchoiceinsurancenj.com
Peak insurance agency
1057-1059 Main St, Paterson, NJ 07503
(551) 362-2616
Capital Insurance
214 Broadway, Paterson, NJ 07501
(551) 362-2749
Superb insurance
237 Carroll St, Paterson, NJ 07501
(551) 362-2734
Coversafe Insurance NJ
108 Market St, Paterson, NJ 07505
(973) 221-2606
Ultimate Insurance Agency
280 Trenton Ave, Paterson, NJ 07503
(862) 359-1884
An umbrella insurance agent in Paterson, New Jersey helps you secure extra liability coverage that goes beyond the limits of your auto or homeowners policy. New Jersey law requires minimum auto liability coverage of 15,000 dollars per person and 30,000 dollars per accident, but an umbrella policy can provide one million dollars or more in additional protection. This is especially important in Paterson, where local property values and legal costs can make higher coverage limits a smart choice for homeowners and business owners.
What Does a Umbrella Insurance Agent in Paterson Cost?
In New Jersey, umbrella insurance premiums for a one million dollar policy typically range from 150 to 300 dollars per year. A two million dollar policy may cost 250 to 500 dollars annually. Factors like your driving record, number of properties, and prior claims history affect the final price. This is general information and not insurance advice. Always consult a licensed agent for a quote tailored to your needs.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Paterson do?
An umbrella insurance agent helps you assess your current liability risks and find a policy that covers gaps in your existing coverage. They work with multiple insurance carriers to compare options and explain how umbrella policies apply to claims like libel, slander, or rental property incidents.
Do I need umbrella insurance in New Jersey?
You may need umbrella insurance if you own a home, have significant savings, or face higher lawsuit risks. New Jersey courts allow large damage awards, and umbrella insurance can protect your assets beyond standard policy limits. Many agents recommend it for anyone with a net worth over 300,000 dollars.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.