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HomeUmbrella Insurance AgentsNew Jersey › Perth Amboy

Find Umbrella Insurance Agents Near You in Perth Amboy, NJ

Browse umbrella insurance agents serving Perth Amboy, New Jersey. Updated 2026-07-14.

The top-rated umbrella insurance agent in Perth Amboy, New Jersey is Gilma Escobar - State Farm Insurance Agent, rated 4.9 stars across 236 reviews. Other highly rated options include P&C Insurance Agency, Y & D @ Larimar Enterprise llc, Manzueta Insurance. This directory lists 12 umbrella insurance agents serving Perth Amboy.

Showing 12 umbrella insurance agents in Perth Amboy, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gilma Escobar - State Farm Insurance Agent796 Amboy Ave(908) 588-9700
2P&C Insurance Agency338 Smith St(908) 884-7021
3Y & D @ Larimar Enterprise llc88 Smith St(732) 826-0400
4Manzueta Insurance289 Watson Ave(732) 376-9700
5One Stop Insurance Agency252 Madison Ave Ste 102(732) 520-2206
6Rodriguez Agency234 New Brunswick Ave
7HolaDoctor Insurance Services - Perth Amboy199A Smith St(855) 336-0001
8Medicare Options282 Hobart St(732) 934-9197
9Defend Insurance Co43 New Brunswick Ave(973) 307-0649
10Hugo Fleites inc362 State St(732) 826-1124
GE
796 Amboy Ave
Gilma Escobar - State Farm Insurance Agent
Umbrella Insurance Agent · Perth Amboy, NJ

Gilma Escobar - State Farm Insurance Agent in Perth Amboy, New Jersey serves homeowners, businesses, and property managers by offering umbrella insurance policies that provide extra liability coverage beyond standard limits. This additional protection helps safeguard assets against major claims or lawsuits. Clients in Middlesex County and surrounding areas can receive personalized guidance on selecting appropriate coverage amounts. The agency also serves neighboring Edison and Woodbridge, extending its services throughout the broader Raritan Bay region.

PI
338 Smith St
P&C Insurance Agency
Umbrella Insurance Agent · Perth Amboy, NJ

P&C Insurance Agency provides comprehensive umbrella insurance solutions, offering an extra layer of personal liability coverage that extends beyond standard home or auto policies. Its service plans include risk assessment reviews to help clients determine adequate coverage limits, with ongoing policy maintenance to adjust protection as assets or circumstances change. The agency emphasizes thorough consultation to ensure policyholders understand their increased liability safety net. It services single-family homes, apartments, retail establishments, and restaurants throughout Perth Amboy, NJ.

YD
88 Smith St
Y & D @ Larimar Enterprise llc
Umbrella Insurance Agent · Perth Amboy, NJ

Y & D @ Larimar Enterprise llc serves the Perth Amboy area of Middlesex County, New Jersey, offering umbrella insurance agent services to local residents and businesses. This type of extra liability coverage extends above standard policy limits for homeowners, auto, and watercraft insurance. The agency assists clients in selecting appropriate amounts of additional protection for personal assets and legal exposures. Y & D @ Larimar Enterprise llc handles claims guidance and policy adjustments for umbrella coverage in this region.

MI
289 Watson Ave
Manzueta Insurance
Umbrella Insurance Agent · Perth Amboy, NJ

Serving Perth Amboy and the surrounding New Jersey communities, Manzueta Insurance helps clients secure umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This type of protection can safeguard personal assets against major claims or lawsuits. For each client, the agent evaluates existing underlying policies to identify gaps and recommends appropriate additional coverage amounts. To handle a typical client’s needs, the company conducts a thorough review of current exposures and financial assets.

OS
252 Madison Ave Ste 102
One Stop Insurance Agency
Umbrella Insurance Agent · Perth Amboy, NJ

Homeowners, businesses, and property managers in Perth Amboy, New Jersey rely on One Stop Insurance Agency for umbrella insurance coverage. This agent helps clients secure additional liability protection that extends beyond the limits of standard policies, safeguarding assets from major claims. Serving the local area with focused expertise in personal and commercial umbrella policies, the agency addresses the unique risk exposures faced by the community. Its assistance also reaches clients in neighboring Woodbridge Township and throughout the broader Middlesex County metro region.

RA
234 New Brunswick Ave
Rodriguez Agency
Umbrella Insurance Agent · Perth Amboy, NJ
HI
199A Smith St
HolaDoctor Insurance Services - Perth Amboy
Umbrella Insurance Agent · Perth Amboy, NJ

HolaDoctor Insurance Services - Perth Amboy focuses on offering umbrella insurance policies, designed to provide additional liability coverage beyond standard home and auto policies. The agency serves clients in the Perth Amboy area, working to help individuals and families assess their personal asset protection needs. During the winter season, the company often assists policyholders with reviewing coverage limits before the increased liability risks from holiday entertaining and snow-related incidents arise.

MO
282 Hobart St
Medicare Options
Umbrella Insurance Agent · Perth Amboy, NJ

When fierce coastal storms or rising tides threaten homes in Perth Amboy, securing adequate liability protection becomes urgent. Medicare Options serves local property owners by explaining how umbrella insurance extends standard policy limits, guarding against lawsuits from accidents on your premises or rented equipment use. They help residents evaluate their personal liability exposure amid flooding risks or ice-related slips. The process begins with a thorough review of your existing homeowners and auto policies to determine needed coverage levels, followed by scheduling an initial property-risk inspection.

DI
43 New Brunswick Ave
Defend Insurance Co
Umbrella Insurance Agent · Perth Amboy, NJ

Defend Insurance Co, operating in Perth Amboy, NJ, helps clients secure foundational liability coverage for personal and business risks through its umbrella insurance agent services. It specializes in adding extra liability layers that extend beyond standard policy limits, offering essential protection for unexpected claims. These policies cover a range of commercial sectors, including offices, warehouses, and food service establishments, providing tailored risk management solutions for local enterprises.

HF
362 State St
Hugo Fleites inc
Umbrella Insurance Agent · Perth Amboy, NJ

Serving residents of Perth Amboy, New Jersey, Hugo Fleites Inc provides umbrella insurance policies that add an extra layer of liability protection beyond standard homeowner or auto coverage. The company also offers commercial umbrella solutions to safeguard local businesses against catastrophic claims. Coverage extends throughout the Perth Amboy area and surrounding communities in Middlesex County. Clients can rely on detailed policy reviews during initial enrollment, with follow-up service available between regular policy renewals to adjust limits as needed.

PF
276 Hobart St
Prudential Financial: Raul Rodriguez
Umbrella Insurance Agent · Perth Amboy, NJ
(732) 826-0220
MA
205D Smith St
Medicare Advisors Insurance Group LLC - Perth Amboy
Umbrella Insurance Agent · Perth Amboy, NJ
(732) 638-4300
medicareabc.com

What Does an a Umbrella Insurance Agent in Perth Amboy Cost?

In New Jersey, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Perth Amboy

An umbrella insurance agent in Perth Amboy New Jersey helps you secure extra liability coverage that goes beyond your standard auto and homeowners policies. New Jersey law requires minimum auto liability limits of 15000 per person and 30000 per accident, but a lawsuit can quickly exceed those amounts. An umbrella policy provides an additional layer of protection for your assets and future income.

Frequently Asked Questions

What does an umbrella insurance agent in Perth Amboy do?

An agent helps you purchase a personal umbrella policy that provides liability coverage above your existing home and auto insurance limits. They assess your risk exposure and recommend a coverage amount that fits your needs.

How much umbrella coverage do I need in New Jersey?

Most agents suggest at least 1 million dollars in umbrella coverage for homeowners with significant assets. New Jersey courts can award large judgments, so higher limits like 2 million or 5 million may be wise for high net worth individuals.

Can I get umbrella insurance if I do not own a car in Perth Amboy?

Yes, you can still buy an umbrella policy if you have a homeowners or renters policy. However, you must have a certain amount of underlying liability coverage on your primary policies first.

Umbrella Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.