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Find Umbrella Insurance Agents Near You in Princeton, NJ
Directory of umbrella insurance agents in Princeton, New Jersey. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Princeton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 19 umbrella insurance agents in Princeton, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
CURE Auto Insurance
214 Carnegie Center Dr Suite 301, Princeton, NJ 08540
(800) 535-2873
cure.com
Bindu Verma - State Farm Insurance Agent
29 Emmons Dr Ste A-30, Princeton, NJ 08540
(609) 454-6100
binduverma.com
Ellen Nita - State Farm Insurance Agent
33 State Rd Suite 1A, Princeton, NJ 08540
(609) 924-0080
ellennita.com
Defy Insurance Agency
116 Village Blvd #200, Princeton, NJ 08540
(877) 780-4626
defyinsurance.com
CJ Duran - State Farm Insurance Agent
234 Nassau St, Princeton, NJ 08542
(609) 921-7059
princetonsf.com
Halberstadt Insurance Services, LLC
50 N Tulane St, Princeton, NJ 08542
(609) 921-2996
halbinsurance.com
Easy Insurance Solution Princeton
702 Alexander Rd, Princeton, NJ 08540
(609) 630-4972
Guardian Life Princeton
302 Carnegie Center Blvd, Princeton, NJ 08540
(609) 246-0842
Northwestern Mutual
202 Carnegie Center Dr ste 201, Princeton, NJ 08540
700 Alexander Park Dr Suite 103, Princeton, NJ 08540
(609) 771-8900
grassroots Insurance Group LLC
195 Nassau St #110, Princeton, NJ 08542
(609) 688-1800
grassrootsig.com
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Princeton New Jersey, agents help residents protect assets from large claims or lawsuits. New Jersey law requires minimum auto liability limits but an umbrella policy can offer additional security for high net worth individuals.
What Does a Umbrella Insurance Agent in Princeton Cost?
The cost of umbrella insurance in New Jersey typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. For higher limits like 2 million dollars the annual premium may be 250 to 500 dollars. Factors such as your driving record property value and number of vehicles affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Princeton do?
An umbrella insurance agent in Princeton helps you assess your liability risks and purchase a policy that extends coverage limits. They review your existing home and auto policies to determine the right amount of extra protection. This agent can also advise on New Jersey specific requirements like the state minimum auto liability limits.
How much umbrella coverage do I need in New Jersey?
Most experts recommend at least 1 million dollars in umbrella coverage for New Jersey residents. The amount depends on your assets income and potential risks. An agent can help you calculate a suitable limit based on your home value savings and other financial factors.
Are there New Jersey laws that affect umbrella insurance?
New Jersey law does not mandate umbrella insurance but it requires minimum auto liability coverage of 15000 dollars per person and 30000 dollars per accident. Umbrella policies typically require you to maintain these underlying limits. The state also has a comparative negligence rule that can affect how claims are paid.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.