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Browse umbrella insurance agents serving South Plainfield, New Jersey. Contact information and addresses listed below.
9 agents listed
Updated May 2026
South Plainfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 umbrella insurance agents in South Plainfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frank P Licato Agency LLC
2325 Plainfield Ave #2a, South Plainfield, NJ 07080
(908) 757-5500
licatoagency.com
State Farm Insurance
430 Hamilton Blvd 1st Floor Ste 1W, South Plainfield, NJ 07080
(908) 941-9076
statefarm.com
Strategic Insurance Partners/Kape Insurance
510 Hamilton Blvd, South Plainfield, NJ 07080
(908) 757-6666
kapeinsurance.com
Amogh Associates Llc
904 Oak Tree Ave Suite B, South Plainfield, NJ 07080
(908) 941-5248
amoghgroup.net
Kathy Jones Agency, LLC
2406 Park Ave, South Plainfield, NJ 07080
(908) 251-2582
kjinsuresnj.com
Loyalty Insurance Agency
2443 Plainfield Ave, South Plainfield, NJ 07080
(908) 340-0328
Ramirez Insurance Agency
142 Oak Tree Ave Suite 1D, South Plainfield, NJ 07080
(609) 451-0475
ramirezins.com
BEEKAY FINANCIAL SERVICES
50 Cragwood Rd, South Plainfield, NJ 07080
(908) 315-3956
beekayonline.com
Cancela Insurance Brokerage LLC
142 Oak Tree Ave #1c, South Plainfield, NJ 07080
(909) 568-1301
cibllc.com
Umbrella insurance agents in South Plainfield, New Jersey help residents secure extra liability coverage that goes beyond the limits of standard auto and homeowners policies. This type of policy is especially valuable in New Jersey, where lawsuits for accidents or property damage can quickly exceed basic coverage limits. An agent can review your assets and risks to recommend an appropriate umbrella policy tailored to your needs.
What Does a Umbrella Insurance Agent in South Plainfield Cost?
The cost of an umbrella insurance policy in New Jersey typically ranges from 150 to 500 dollars per year for one million dollars in coverage, depending on your risk profile and insurance carrier. Higher coverage limits of two to five million dollars may cost between 300 and 1,000 dollars annually. Premiums vary based on factors such as the number of vehicles, driving record, and property value. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in South Plainfield do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your existing home and auto insurance. In New Jersey, this extra layer can protect your savings and future earnings from large claims or lawsuits. The agent will assess your personal risk factors and help you choose a policy limit that fits your situation.
How much umbrella insurance do I need in New Jersey?
The amount of umbrella insurance you need depends on your assets, income, and potential liability risks. Many New Jersey agents recommend at least one million dollars in coverage, but higher limits may be appropriate for those with significant assets or high-risk activities. Your agent can help calculate a suitable amount based on your net worth and exposure.
Is umbrella insurance required by law in New Jersey?
Umbrella insurance is not required by New Jersey law, but it is strongly advised for individuals with substantial assets or those who face higher liability risks. New Jersey has a high cost of living and a litigious environment, making extra liability coverage a prudent choice. An agent can explain how umbrella policies work with your existing auto and homeowners insurance.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.