ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare umbrella insurance agents in Union. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Union, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 16 umbrella insurance agents in Union, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - David Robbins
2717B Morris Ave, Union, NJ 07083
(908) 557-5251
agents.farmers.com
Clear Path Insurance Services
969 Stuyvesant Ave. #3, Union, NJ 07083
(908) 955-8085
clearpathinsuranceservices.com
Tavares Insurance Agency
2086 Morris Ave, Union, NJ 07083
(908) 686-0404
tavaresins.com
Insurance Associates Plus
1523 Morris Ave, Union, NJ 07083
(908) 964-9010
iapins.com
Allianza Insurance
1191 Morris Ave, Union, NJ 07083
(908) 444-4067
allianzainsurance.net
Annagard Insurance Agency
397 Chestnut St Suite 6, Union, NJ 07083
(908) 888-0120
annagardinsurance.com
Goosehead Insurance - Monique Perry
2400 Morris Ave # 104, Union, NJ 07083
(973) 954-9288
goosehead.com
Ringler Insurance Agency
2225 Morris Ave, Union, NJ 07083
(908) 688-0011
American Union insurance agency
2519 Audrey Terrace, Union, NJ 07083
(732) 426-1435
Blue Insurance LLC
2010 Morris Ave, Union, NJ 07083
(908) 696-7368
Farmers Insurance-Leslie Perez Agency
1915 Morris Ave 2nd Fl, Union, NJ 07083
(908) 686-8777
agents.farmers.com
Protection Pro Insurance NJ
1255 Stuyvesant Ave., Union, NJ 07083
(908) 858-3530
PROGRESSIVE INSURANCE UNION NEW JERSEY NJ
1005 Stuyvesant Ave., Union, NJ 07083
(908) 875-0925
Strive Insurance Agency
1307 Stuyvesant Ave., Union, NJ 07083
(908) 882-5788
Union Risk Services LTD.
1478 Morris Ave, Union, NJ 07083
(718) 370-3131
unionrisk.us
Missing Coverage Agency
1992 Morris Ave Suite 228, Union, NJ 07083
(908) 477-0710
Umbrella insurance provides extra liability coverage beyond standard auto and homeowners policies. In Union, New Jersey, agents can help you secure this additional protection to safeguard assets like your home or savings. New Jersey law requires minimum auto liability limits, but an umbrella policy can offer higher limits for major claims.
What Does a Umbrella Insurance Agent in Union Cost?
The cost of an umbrella insurance policy in New Jersey typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million dollars, may cost 250 to 500 dollars annually. Factors like your driving record, home value, and number of properties affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Union do?
An umbrella insurance agent helps you assess your liability risks and find a policy that adds coverage above your existing insurance. They guide you through New Jersey-specific requirements, such as maintaining underlying auto and home insurance limits. The agent then arranges a policy from a carrier licensed in the state.
How much umbrella coverage do I need in New Jersey?
Most agents recommend at least 1 million dollars in umbrella coverage, but your needs depend on your assets and risk exposure. New Jersey courts can award large judgments in liability cases, so higher limits like 2 to 5 million dollars may be wise for high-net-worth individuals. An agent can calculate the right amount based on your net worth and potential risks.
Are there New Jersey laws that affect umbrella insurance?
Yes, New Jersey requires drivers to carry minimum auto liability coverage of 15,000 dollars per person and 30,000 dollars per accident. Umbrella policies typically require higher underlying limits, such as 250,000 dollars per person and 500,000 dollars per accident for auto insurance. An agent can help you meet these requirements to qualify for umbrella coverage.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Union who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.