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Umbrella Insurance Agents in Wayne, NJ

Browse umbrella insurance agents serving Wayne, New Jersey. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Wayne, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 11 umbrella insurance agents in Wayne, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Maria Alawi - State Farm Insurance Agent
789 Hamburg Tpke, Wayne, NJ 07470
(862) 221-9707 wayneinsurancenj.com
Cajilema & Simpson Insurance Solutions
600 Valley Rd suite 208, Wayne, NJ 07470
(201) 707-7499 cajilemasimpsoninsurance.com
Goosehead Insurance - Verdi Kaba
1401 Valley Rd, Wayne, NJ 07470
(973) 777-3411 goosehead.com
Wayne Insurance Team
23 Willowbrook Blvd, Wayne, NJ 07470
(732) 426-3554
John T Costa Agency
2025 Hamburg Tpke STE J, Wayne, NJ 07470
(973) 835-8444 burglaralarminsurance.com
Premier Benefit Services
28 Nimitz Rd, Wayne, NJ 07470
(973) 628-0694 premierbenefitservices.com
Reynier Aparicio: Allstate Insurance
500 Valley Rd #105, Wayne, NJ 07470
(973) 633-5500 agents.allstate.com
Crown Insurance Agency
1 Hamburg Tpke, Wayne, NJ 07470
(862) 377-0770 crowninsurance.net
Coe Group
1044 NJ-23 Ste 311, Wayne, NJ 07470
(973) 628-0800 coeinsurance.com
Bakelaar Financial Group LLC
600 Valley Rd #207, Wayne, NJ 07470
(973) 832-7077 bfgbrokers.com
Ontell Agency Inc
1341 Hamburg Tpke, Wayne, NJ 07470
(973) 628-1600 ontellagency.com

An umbrella insurance agent in Wayne New Jersey can help you secure extra liability coverage beyond your auto or home policy. New Jersey law requires minimum auto liability limits, but umbrella policies provide an additional layer for major claims. Agents in Wayne serve clients across Passaic County with tailored protection for assets and future earnings.

What Does a Umbrella Insurance Agent in Wayne Cost?

The cost of an umbrella insurance policy in New Jersey generally ranges from 150 to 400 dollars annually for 1 million dollars in coverage. Higher limits of 2 million or 5 million dollars will cost more, typically 200 to 800 dollars per year. Your premium depends on factors like your driving record, home value, and number of properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Wayne do?
An umbrella insurance agent in Wayne helps you purchase a personal umbrella policy that covers liability claims exceeding your primary insurance limits. The agent reviews your existing auto and home policies to determine the right amount of extra coverage. This is important in New Jersey where lawsuits can exceed standard policy limits.
What are the minimum coverage requirements for an umbrella policy in New Jersey?
New Jersey does not set a specific minimum for umbrella policies, but most insurers require underlying auto liability of at least 250,000 per person and 500,000 per accident. For homeowners insurance, liability coverage of 300,000 is common. An agent in Wayne can confirm the exact requirements for your situation.