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Find Umbrella Insurance Agents Near You in Ithaca, NY

Browse umbrella insurance agents serving Ithaca, New York. Updated 2026-07-14.

The top-rated umbrella insurance agent in Ithaca, New York is Zach Clark - State Farm Insurance Agent, rated 5.0 stars across 382 reviews. Other highly rated options include Nick Romo - State Farm Insurance Agent, Adam Megivern - State Farm Insurance Agent, Bailey Place Insurance. This directory lists 19 umbrella insurance agents serving Ithaca.

Showing 19 umbrella insurance agents in Ithaca, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Zach Clark - State Farm Insurance Agent832 Hanshaw Rd(607) 257-8900
2Nick Romo - State Farm Insurance Agent309 N Tioga St(607) 256-2886
3Adam Megivern - State Farm Insurance Agent2359 N Triphammer Rd Ste 1B(607) 216-9045
4Bailey Place Insurance2428 N Triphammer Rd(607) 319-0094
5Freeway Insurance722 S Meadow St(607) 319-7016
6True Insurance124 Seneca Way(607) 273-7511
7Moscato & Associates Inc950 Danby Rd(607) 216-1450
8Andrews Agency Insurance804 W State St(607) 273-7551
9Warren Insurance Agency223 Elmira Rd(607) 277-0267
10State Farm: Lee Newhart Jr1011 W State St(607) 273-6391
ZC
832 Hanshaw Rd
Zach Clark - State Farm Insurance Agent
Umbrella Insurance Agent · Ithaca, NY

Zach Clark - State Farm Insurance Agent in Ithaca, NY provides umbrella insurance services designed to extend additional liability coverage beyond standard homeowners and auto policies. The agency works with clients to assess their personal risk exposure and recommend appropriate coverage increases to protect assets. Maintenance plans include annual policy reviews to adjust coverage as circumstances change. The agency serves a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.

NR
309 N Tioga St
Nick Romo - State Farm Insurance Agent
Umbrella Insurance Agent · Ithaca, NY

Nick Romo - State Farm Insurance Agent serves the Ithaca, New York area, specializing as an umbrella insurance agent. This agency provides personal liability coverage that extends beyond standard homeowners and auto policies. Umbrella insurance offers an additional layer of financial protection against major claims and lawsuits. Clients in Tompkins County can secure enhanced coverage for incidents like accidents on their property or auto collisions involving significant damages. The office handles both personal umbrella policies and excess liability protection for local residents.

AM
2359 N Triphammer Rd Ste 1B
Adam Megivern - State Farm Insurance Agent
Umbrella Insurance Agent · Ithaca, NY

Homeowners, property managers, and small business owners in Ithaca, New York rely on Adam Megivern - State Farm Insurance Agent for umbrella insurance policies that provide extra liability coverage beyond standard limits. Each policy helps protect personal assets from major claims and lawsuits. The agency offers free consultations to assess unique risk profiles and determine appropriate coverage amounts. In addition to serving clients throughout Ithaca, it also covers communities in nearby Cortland.

BP
2428 N Triphammer Rd
Bailey Place Insurance
Umbrella Insurance Agent · Ithaca, NY

Serving Ithaca, New York, and the surrounding communities of Tompkins County, Bailey Place Insurance acts as a local umbrella insurance agent. This company handles excess liability coverage that extends beyond the limits of standard home and auto policies. It offers additional protection against major claims and lawsuits that could otherwise threaten personal assets. For each client, it begins by assessing their current underlying policies and overall risk exposure. This careful evaluation determines the appropriate layer of coverage to close any liability gaps

FI
722 S Meadow St
Freeway Insurance
Umbrella Insurance Agent · Ithaca, NY

Freeway Insurance specializes in offering umbrella insurance policies, extending additional liability coverage beyond standard home and auto plans. It serves clients throughout Ithaca, providing personalized guidance to evaluate personal risk exposure and secure added protection. The agency handles general insurance needs, assisting residents with selecting appropriate coverage limits to safeguard assets or future earnings. During Ithaca’s snowy winter months, when increased slip-and-fall incidents occur, this extra layer of liability coverage becomes especially vital for homeowners or rental property owners.

TI
124 Seneca Way
True Insurance
Umbrella Insurance Agent · Ithaca, NY

True Insurance in Ithaca, NY offers both one-time and recurring service options for umbrella insurance, providing additional liability coverage that extends beyond the limits of standard auto or homeowners policies. This added layer of protection helps safeguard personal assets against major claims or lawsuits. For individuals seeking ongoing peace of mind, policies renew on a scheduled annual basis. For those with temporary or project-specific needs, a one-time policy term can be arranged as needed.

MA
950 Danby Rd
Moscato & Associates Inc
Umbrella Insurance Agent · Ithaca, NY

When winter storms bring heavy snow and ice to the Ithaca area, property owners often face increased liability risks from slip-and-fall accidents or ice dam damage. Moscato & Associates Inc serves as an umbrella insurance agent, helping residents secure additional liability coverage beyond standard home or auto policies. This extra layer of financial protection can be crucial for safeguarding assets against unexpected lawsuits. Every policy review begins with a thorough consultation and inspection of the client’s current coverage to identify specific risk exposures.

AA
804 W State St
Andrews Agency Insurance
Umbrella Insurance Agent · Ithaca, NY

Andrews Agency Insurance assists clients throughout the Ithaca, NY area with a range of insurance coverages, then expands on those core protections through its specialization in umbrella liability policies. These policies add an extra layer of coverage above standard home and auto policies, helping to shield personal assets from major claims. The agency brings this service to various commercial enterprises, addressing the higher liability exposures found in local offices, warehouses, and food service establishments.

WI
223 Elmira Rd
Warren Insurance Agency
Umbrella Insurance Agent · Ithaca, NY

Warren Insurance Agency provides residential umbrella liability coverage for homeowners in Ithaca, New York, helping protect personal assets beyond standard policy limits. For local clients, commercial umbrella coverage is also available to businesses needing additional liability layers throughout the Tompkins County area. The agent serves policyholders seeking broader catastrophe protection and additional lawsuit defense costs. Existing customers often return between regular policy review visits to adjust coverage as their personal or business exposures change, ensuring ongoing suitability as circumstances evolve.

SF
1011 W State St
State Farm: Lee Newhart Jr
Umbrella Insurance Agent · Ithaca, NY
SM
2417 N Triphammer Rd
Security Mutual Insurance Co
Umbrella Insurance Agent · Ithaca, NY
(607) 257-5000
securitymutual.com
PW
2333 N Triphammer Rd Suite 501
P W Wood & Son Inc
Umbrella Insurance Agent · Ithaca, NY
(607) 266-3303
thewoodoffice.com
SI
430 W State St
Stability Insurance New York
Umbrella Insurance Agent · Ithaca, NY
(315) 230-0517
LI
401 N Aurora St
Larkin Insurance
Umbrella Insurance Agent · Ithaca, NY
(607) 273-4732
larkininsuranceagency.com
BW
903 Hanshaw Rd
The Becker-Well Agency, Inc.
Umbrella Insurance Agent · Ithaca, NY
(607) 257-1003
TI
119 E Seneca St
Tompkins Insurance Agencies
Umbrella Insurance Agent · Ithaca, NY
(607) 257-4440
tompkinsins.com
MI
370 Elmira Rd
Maguire Insurance Agency - Ithaca
Umbrella Insurance Agent · Ithaca, NY
(607) 261-1301
maguirefamilyinsurance.com
TI
124 Seneca Way
True Insurance: Hildreth Becki
Umbrella Insurance Agent · Ithaca, NY
(607) 273-7511
trueinsurance.com
LI
401 N Aurora St
Larkin Insurance Inc: Sharp Teresa
Umbrella Insurance Agent · Ithaca, NY
(607) 273-4732
larkininsuranceagency.com

What Does an a Umbrella Insurance Agent in Ithaca Cost?

Typical costs for a 1 million dollar umbrella policy in New York range from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Premiums vary based on your risk factors such as number of vehicles, property value, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Ithaca

Umbrella insurance provides extra liability coverage above the limits of your home and auto policies. In Ithaca, New York, agents can help you secure this protection against lawsuits and large claims. New York law requires minimum liability limits on auto policies, and an umbrella policy can extend that coverage significantly.

Frequently Asked Questions

What does an umbrella insurance agent in Ithaca do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your standard home or auto insurance limits. They assess your assets and risks to recommend appropriate coverage amounts.

How much umbrella coverage do I need in New York?

Most agents recommend at least 1 million dollars in umbrella coverage due to high legal costs in New York. The exact amount depends on your net worth, property value, and potential liability risks.

Do I need umbrella insurance if I have a rental property in Ithaca?

Yes, owning rental property in New York increases your liability exposure. An umbrella policy can cover claims from tenant injuries or property damage that exceed your landlord insurance limits.

Umbrella Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.