The top-rated umbrella insurance agent in Jamestown, New York is Dave Snow - State Farm Insurance Agent, rated 4.9 stars across 162 reviews. Other highly rated options include Lockwood Insurance, Lawley Jamestown, J. Edwards Insurance Agency. This directory lists 16 umbrella insurance agents serving Jamestown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Snow - State Farm Insurance Agent | 101 W 5th St | (716) 488-7042 |
| 2 | Lockwood Insurance | 617 N Main St | (716) 219-7061 |
| 3 | Lawley Jamestown | 201 W 3rd St Suite 215 | (716) 483-1886 |
| 4 | J. Edwards Insurance Agency | 800 W 3rd St | (716) 484-1288 |
| 5 | AW Access Agency | 19 Ivy St | (716) 487-0823 |
| 6 | Eckman Insurance | 4007 N Main Street Ext | (716) 985-5800 |
| 7 | Gary N Johnson Insurance | 800 Fairmount Ave Suite A | (716) 483-5525 |
| 8 | Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. | 205 Fluvanna Ave | (716) 664-3890 |
| 9 | AAA Jamestown Insurance and Member Services | 111 W 5th St | (716) 488-1981 |
| 10 | Glatz Agency | 600 W 4th St | (716) 483-1573 |
Dave Snow - State Farm Insurance Agent serves Jamestown, New York, and the surrounding Chautauqua County area. The company provides umbrella insurance policies, which offer additional personal liability coverage beyond standard home and auto limits. These policies help protect residents against major claims and lawsuits, covering legal defense costs and certain personal injury incidents. For individuals with significant assets or higher risk profiles, umbrella insurance adds crucial financial protection. The agency handles personal umbrella insurance applications and assists clients with adjusting existing coverage limits to match their current needs.
Lockwood Insurance provides umbrella insurance services to clients in and around Jamestown, New York. These personal liability policies offer extended coverage that goes beyond the limits of standard homeowners or auto policies. The company assists clients in understanding their specific coverage needs and helps maintain adequate protection as circumstances change. It can service a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Lawley Jamestown serves homeowners, businesses, and property managers in the Jamestown area who require a layer of liability protection beyond their standard policies. Umbrella insurance agents work with clients to help secure additional coverage that can shield assets from major claims or lawsuits. These policies are designed to step in when underlying limits are exhausted. Lawley Jamestown also serves clients in the surrounding Chautauqua County communities, including nearby Lakewood.
Serving Jamestown, New York, and the surrounding Chautauqua County communities, J. Edwards Insurance Agency handles umbrella insurance policies for local residents and businesses. A typical policy provides extra liability coverage that kicks in when standard auto or homeowner limits are exhausted. For every case, the agency begins by reviewing a client’s existing primary policies and assessing potential personal risk exposure. This initial analysis allows the agent to recommend a sensible coverage amount that protects assets against major claims.
AW Access Agency in Jamestown, NY helps local residents choose between one-time umbrella policies for temporary high-liability periods and recurring annual plans for ongoing asset protection. Coverage extends beyond standard auto and homeowners limits, safeguarding clients from major claims or lawsuits. As a dedicated umbrella insurance agent, the company advises on liability gaps and policy stacking to ensure comprehensive protection. Service runs on either a one-time basis for single incidents or as an as-needed option for clients who only require periodic coverage adjustments throughout the year.
Eckman Insurance specializes in providing umbrella coverage for clients in Jamestown, offering an extra layer of personal liability protection beyond standard home and auto policies. Its general agency work helps residents transfer risk for assets and future earnings against unforeseen claims. This coverage is especially valuable during the harsh winter months in western New York, when snow removal or icy walkways can unexpectedly result in a costly lawsuit from a delivery driver or a neighbor.
Gary N Johnson Insurance in Jamestown, NY provides general liability protection for businesses and individuals. The agency also specializes in umbrella insurance, which offers extra coverage beyond standard policy limits to shield clients from major claims and lawsuits. This written protection covers various commercial operations in the local area, including offices, warehouses, and food service establishments seeking broader risk management solutions.
Specializing in residential umbrella insurance in Jamestown, NY, this agency helps homeowners protect assets beyond standard policy limits. Commercial umbrella coverage is also offered for local businesses seeking additional liability protection. The agency serves clients throughout the Jamestown area and surrounding communities. Individual needs are assessed during an initial appointment to determine appropriate coverage levels. Follow-up consultations and policy reviews are made available between regular visits to ensure continued protection as circumstances change.
As winter storms bring heavy snow and ice to the Jamestown area, property owners often face increased liability risks from slippery walkways and falling branches. AAA Jamestown Insurance and Member Services helps local residents and businesses address these concerns through umbrella insurance policies that provide extra liability coverage beyond standard home and auto plans. This additional layer can protect assets against costly lawsuits or medical claims. To tailor such coverage, the company typically begins with a thorough assessment of the client's current insurance limits and personal property exposure.
Glatz Agency in Jamestown, NY is known for providing personal umbrella liability insurance that extends coverage beyond standard auto and homeowners policies. Its services help protect clients against large claims and lawsuits that could otherwise exhaust primary policy limits. The agency works with local residents to assess exposure and secure higher liability limits at competitive rates for added peace of mind. A specialty service it can add on is coverage for rental properties, ensuring landlords have extra protection for their investments.
What Does an a Umbrella Insurance Agent in Jamestown Cost?
The cost for an umbrella insurance policy in Jamestown, New York generally ranges from 150 to 300 dollars annually for 1 million dollars in coverage. Higher coverage limits, such as 2 million or 5 million dollars, will cost more. Factors like your home value, number of vehicles, and personal liability history influence the premium. This is general information and not insurance advice.
About umbrella insurance agents in Jamestown
Umbrella insurance agents in Jamestown, New York help residents secure additional liability coverage beyond standard auto or homeowners policies. New York law does not require umbrella insurance, but it can protect assets from large claims or lawsuits. Local agents understand the specific risks in Chautauqua County and can tailor policies to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Jamestown do?
An umbrella insurance agent helps you purchase a policy that provides extra liability coverage above your existing insurance limits. They assess your assets and risk exposure to recommend appropriate coverage levels. In New York, umbrella policies typically start at 1 million dollars in coverage.
Do I need umbrella insurance in New York?
Umbrella insurance is not required by New York law, but it is often recommended for individuals with significant assets or high liability risks. New York has a six-year statute of limitations for personal injury lawsuits, which can result in large judgments. An agent can help you decide if extra protection is right for you.
How much does umbrella insurance cost in Jamestown New York?
The cost of umbrella insurance in New York typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Premiums vary based on your assets, driving record, and number of properties. An agent can provide a specific quote for your situation.
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