The top-rated umbrella insurance agent in Jericho, New York is TSC Direct, rated 3.9 stars across 453 reviews. Other highly rated options include Prime Coverage Corp., LifeHealthInsure, Easy Insurance Agency LLC. This directory lists 18 umbrella insurance agents serving Jericho.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | TSC Direct | 100 Jericho Quadrangle #124 | (800) 849-6140 |
| 2 | Prime Coverage Corp. | 400 Jericho Tpke Suite 321 | (516) 518-6109 |
| 3 | LifeHealthInsure | A Wing, 1 Jericho Plaza, 1st Floor, Suite #101 | (800) 682-8890 |
| 4 | Easy Insurance Agency LLC | 1 Jericho Plaza | (516) 367-0659 |
| 5 | American Insurance NY | 1 Jericho Plaza | (516) 726-4681 |
| 6 | U.S. Insurance Agency | 25 Jericho Tpke | (516) 246-9400 |
| 7 | Secure Future Insurance Co | 30 Jericho Executive Plaza | (516) 531-7920 |
| 8 | ARC Excess & Surplus | 113 S Service Rd | (516) 747-4100 |
| 9 | Inter Insurance Agency | 380 N Broadway Suite 400 | (516) 352-7500 |
| 10 | Genovese Associates | 100 Jericho Quadrangle Unit 325 | (516) 934-9262 |
TSC Direct serves the greater Jericho area, including Nassau County, as an umbrella insurance agent. This company helps local residents and businesses secure additional liability protection beyond standard policies. Umbrella insurance agents here advise clients on coverage for severe accidents and legal claims. TSC Direct handles policy adjustments for changing coverage needs and offers personalized risk assessments for property owners and contractors in this region.
Prime Coverage Corp. provides comprehensive umbrella insurance policies that extend liability coverage beyond standard home and auto limits, offering broader financial protection for clients in Jericho, New York. The company helps individuals and businesses secure additional layers of coverage to safeguard assets against major claims or lawsuits. Regular policy reviews and adjustments are available to ensure coverage remains aligned with changing risk profiles. Prime Coverage Corp. serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Easy Insurance Agency LLC in Jericho, NY helps clients distinguish between a one-time umbrella policy, which provides a single layer of added liability protection for a specific period, and recurring coverage that renews automatically for ongoing risk management. Umbrella insurance agents in this area typically sit down with customers to evaluate existing auto and homeowners policies, ensuring adequate underlying limits are in place before extending higher coverage. The agency offers its services on an as-needed basis, with policyholders able to request adjustments whenever their personal liability circumstances change.
American Insurance NY serves Jericho and the surrounding Long Island communities, providing specialized umbrella insurance coverage. The agency helps protect clients against major claims and lawsuits that may exceed the limits of standard auto, home, or watercraft policies. It focuses on offering an extra layer of liability protection for personal assets. When handling a typical job, the agency first reviews the client’s existing underlying policies to identify coverage gaps and then recommends a custom umbrella policy to provide comprehensive financial security.
U.S. Insurance Agency in Jericho, New York specializes in umbrella insurance agent services, offering supplemental liability coverage that extends beyond standard policy limits, and generally helps local homeowners, auto owners, and business operators protect their assets from major claims. An umbrella policy provides a critical safety net for unforeseen incidents, covering legal costs and damages that exceed primary insurance. As winter approaches, it assists clients in addressing increased liability risks from icy sidewalks and snow-related accidents on their properties.
As the snow and ice of a Long Island winter threaten driveways and sidewalks, homeowners and business owners in Jericho look for protection beyond standard liability policies. Secure Future Insurance Co handles these needs as an umbrella insurance agent, offering additional coverage layers when basic limits are exhausted. This extra defense proves valuable when a visitor slips on an icy path or a fender bender leads to a lawsuit exceeding normal coverage. The process typically begins with a review of existing policies during an in-person assessment at the client's property.
ARC Excess & Surplus, located in Jericho, NY, serves local homeowners with umbrella liability insurance that extends coverage beyond standard residential policies. For commercial clients, the agency also offers additional layers of protection to address higher-risk exposures throughout the Nassau County region. When a client’s primary policy reaches its limits, ARC’s umbrella coverage helps safeguard personal and business assets without requiring a bundled package. After each policy review or new endorsement, they provide proactive follow-up, ensuring clients remain adequately covered between regular renewal visits.
Inter Insurance Agency assists clients in Jericho, NY, with general risk management and liability coverage needs. Its specialty add-ons include umbrella policies that provide extra protection beyond standard limits. The agency serves individuals and businesses seeking straightforward insurance solutions for unforeseen events. It works with commercial sectors such as offices, warehouses, and food service operations to help them meet their evolving coverage requirements.
Genovese Associates, an umbrella insurance agent in Jericho, NY, is known for providing excess liability coverage that extends beyond standard policy limits for local homeowners and drivers. Serving Nassau County, the firm helps clients protect personal assets from major claims and lawsuits. This specialist agent also offers tailored medical malpractice add-ons for area professionals securing additional liability layers beyond their primary policies.
What Does an a Umbrella Insurance Agent in Jericho Cost?
Typical costs for an umbrella insurance policy in New York range from 150 to 350 dollars per year for 1 million dollars in coverage, with additional increments costing less. Factors like your driving record, home value, and number of properties affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Jericho
An umbrella insurance agent in Jericho, New York helps you secure additional liability coverage beyond your auto, home, or watercraft policies. New York law requires minimum liability limits for auto insurance, but umbrella policies provide an extra layer of protection for high-value assets. Jericho residents often seek this coverage to safeguard against lawsuits and large claims.
Frequently Asked Questions
What does an umbrella insurance agent in Jericho do?
An umbrella insurance agent in Jericho helps you purchase a personal umbrella policy that extends liability limits beyond your existing insurance. They assess your assets and risk profile to recommend appropriate coverage amounts.
How much umbrella insurance do I need in New York?
The amount of umbrella insurance you need depends on your net worth, income, and potential liability risks. Many New York agents suggest coverage of 1 million to 5 million dollars, but you should evaluate your specific situation.
Is umbrella insurance required by New York law?
No, New York law does not require umbrella insurance. However, it is often recommended for individuals with significant assets or high liability exposure. Standard auto and home policies have coverage limits that may not fully protect you in a major lawsuit.
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