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Looking for a umbrella insurance agent in Long Beach? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Long Beach, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 10 umbrella insurance agents in Long Beach, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mackoul Risk Solutions
216 W Park Ave, Long Beach, NY 11561
(866) 622-5685
mackoul.com
Meyerson-Roth Co / DCAP Insurance
30b W Park Ave, Long Beach, NY 11561
(516) 432-5800
yourcoverage.com
Wholesure Long Beach, NY (New Empire Group)
214 W Park Ave #3212, Long Beach, NY 11561
(516) 431-8300
newempireis.com
Denis A. Miller Insurance Agency, Inc.
28 E Park Ave, Long Beach, NY 11561
(516) 432-9245
denismillerinsurance.com
Edwin J. O'Toole Insurance Agency
727A W Park Ave, Long Beach, NY 11561
(516) 764-7800
otooleinsurance.com
Hometown Atlantic Inc
120 W Park Ave # 209, Long Beach, NY 11561
(516) 670-9305
hometownatlantic.com
Insurance Agency
832 W Beech St, Long Beach, NY 11561
(914) 256-2294
DCAP Insurance
30b, 30 W Park Ave, Long Beach, NY 11561
(516) 432-5800
yourcoverage.com
Jil Agency, Ltd
1013 W Beech St, Long Beach, NY 11561
(516) 432-4800
jilagency.com
Filos Agency Inc.
814 W Beech St, Long Beach, NY 11561
(516) 897-4546
filosagencyinc.com
Umbrella insurance agents in Long Beach, New York help residents secure extra liability protection beyond standard home and auto policies. New York law requires minimum liability limits for auto insurance, but an umbrella policy can provide additional coverage for lawsuits or claims. This is especially important for Long Beach homeowners near the water who may face higher liability risks from rental properties or boats.
What Does a Umbrella Insurance Agent in Long Beach Cost?
In New York, umbrella insurance typically costs between 150 and 500 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million dollars, may cost 200 to 700 dollars annually. Costs vary based on your risk factors, including driving record, home value, and number of properties. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Long Beach do?
An umbrella insurance agent helps you find a personal liability policy that covers claims above your existing home and auto insurance limits. In New York, this can protect your savings and future income if you are sued for damages like a dog bite or a car accident.
How much umbrella coverage do I need in New York?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. New York courts can award large judgments, so homeowners with significant savings or rental properties often choose 2 to 5 million dollars in coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.