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Find Umbrella Insurance Agents Near You in Medford, NY
Looking for a umbrella insurance agent in Medford? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Medford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 10 umbrella insurance agents in Medford, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elena Kolesnikova - State Farm Insurance Agent
3249 Rte 112 Building 4 Suite1A, Medford, NY 11763
(631) 721-4997
elenasf.com
DCAP Insurance
2890 NY-112, Medford, NY 11763
(631) 698-2777
dcapinsurance.com
112 Group Agency Inc: Allstate Insurance
2096 NY-112, Medford, NY 11763
(631) 307-9010
agents.allstate.com
Keith Burlison: Allstate Insurance
3138 Rte 112, Medford, NY 11763
(631) 698-7200
agents.allstate.com
Mintz Insurance
2620 NY-112, Medford, NY 11763
(631) 654-2900
mintzinsurance.com
Insurance Agency Medford
3170a NY-112, Medford, NY 11763
(516) 402-3733
On Your Team Insurance Agency
1733 N Ocean Ave, Medford, NY 11763
(631) 828-1935
onyourteaminsurance.com
Jim Salveson - State Farm Insurance Agent
2604 NY-112, Medford, NY 11763
(631) 289-3974
jimsalveson.com
Vincent & Vincent Property & Casualty Services Inc
179 Country Rd, Medford, NY 11763
(631) 775-7916
vandvinsurance.com
vandvinsurance
179 Country Rd, Medford, NY 11763
(631) 775-7917
An umbrella insurance agent in Medford New York helps you secure additional liability coverage that kicks in when your standard home or auto policy limits are exhausted. New York law requires minimum auto liability limits of 25,000 per person and 50,000 per accident, which may not be enough to protect your assets. A local agent can review your personal risk and recommend an appropriate umbrella policy to safeguard your savings and future earnings.
What Does a Umbrella Insurance Agent in Medford Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Factors such as your driving record, number of properties, and number of vehicles influence the premium. In Medford, rates may vary based on local risk factors and the insurance carrier. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Medford do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your existing home and auto insurance. In New York, this policy can protect you from large claims or lawsuits that exceed your primary policy limits. The agent will assess your assets and risks to find the right coverage amount for you.
How much umbrella coverage do I need in New York?
Most experts recommend at least 1 million dollars in umbrella coverage, especially if you own a home or have significant savings. In Medford, where property values vary, an agent can help you calculate the right limit based on your net worth and potential liability exposure. Higher limits are available for those with greater assets.
Is umbrella insurance required by law in New York?
Umbrella insurance is not required by New York state law, but it is strongly advised for financial protection. New York courts can award large judgments in personal injury cases, and your standard auto or home policy may not cover the full amount. An umbrella policy provides an extra layer of security without being a legal requirement.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.